128 Anndale Drive, Toronto, ON

Willowdale East, Toronto · MLS® C13521162

$3,150,000
For Sale
Listed 14 days ago
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5Bedrooms
6Bathrooms
2Garage · 6 parking
3500-5000Sq Ft

About this home

Discover an extraordinary custom-built luxury residence in the heart of prestigious Willowdale, offering approximately 4,200 sq.ft. of refined living space above grade on a rare 8,000+ sq.ft. pie-shaped lot (45.23' x 135.94'). Designed with elegance and functionality in mind, this impressive home features dramatic 14-foot ceilings in the living room and office, creating a grand and light-filled atmosphere. The thoughtfully designed layout offers 4 spacious bedroom suites, each with its own private ensuite, providing exceptional comfort and privacy for family living. The gourmet chef-inspired kitchen is equipped with premium Sub-Zero and Wolf appliances and complemented by a second kitchen-perfect for entertaining or extended family living. The fully finished basement features heated floors, a walk-up, and a separate side entrance, offering excellent flexibility for recreation, guests, or potential in-law accommodations. Additional luxury highlights include a heated interlock driveway, smart home integration, built-in Sonos sound system, and triple-layer aluminum windows for superior comfort and efficiency. Ideally located just minutes from Yonge Street, parks, transit, and everyday amenities, and situated within the highly sought-after Earl Haig Secondary School district, this exceptional property offers the perfect blend of luxury, lifestyle, and prime North York location.

Key facts

Property type
Detached, 2-Storey
MLS®
C13521162
Bedrooms
5 (4 + 1)
Bathrooms
6 (1 half)
Size
3500-5000
Lot
45 × 122.05 ft
Cross streets
Sheppard/Willowdale
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Separate Entrance, Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$20,119 / 2025
Days on market
14
Listing brokerage
CENTURY 21 PERCY FULTON LTD.

Rooms

OfficeMain4.75 × 3.91 m

large window · separate room

Bedroom 3Second5.87 × 4.39 m

4 pc ensuite · large closet · skylight

Bedroom 4Second6.20 × 4.34 m

3 pc ensuite · walk-in closet(s) · large window

Bedroom 2Second5.92 × 4.27 m

3 pc ensuite · walk-in closet(s) · large window

Living RoomMain8.41 × 5.84 m
Dining RoomMain8.41 × 5.84 m
Family RoomMain6.63 × 6.10 m

Large Window

Primary BedroomSecond4.37 × 2.46 m

6 pc ensuite · walk-in closet(s) · balcony

KitchenMain6.66 × 2.79 m

b/i appliances · large window · b/i dishwasher

Moe’s TakeTeam Asgarian · Broker
Below comparables
$3.97Mest. value

Listed at $3,150,000, this home is about 21% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $3.80M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $3.99M
  • Bathrooms −$15K
  • Adjusts to $3.97M

That comparable adjusts to $3.97M; the $3.97M estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for Claude Watson School for the Arts, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, this is a very walkable address with everyday errands close by. Sheppard Ave East at Willowdale Ave is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$3.15MGreat deal$4.00MOverpriced

Total price vs nearby homes. Fair value about $3.97M, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Heated floors: comfort and a premium-finish signal.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Value driver
  • Lifestyle
  • Worth verifying
Comparable listingsCurrently listed nearby in Willowdale East · asking prices
$3.58Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

209 Spring Garden Avenue$3.40M299 Spring Garden Avenue$4.00M218A Holmes Avenue$3.25M164 Norton Avenue$4.39M347 Elmwood Avenue$2.88M

The 5 closest of 8 active listings nearby.

See all comparable homes
3.15MThis home3.40M4.00M3.25M4.39M2.88MThis home vs active comparables
Live market pulseActive comparables in Willowdale East · median list $3.19M
$741this home / sqft
25active listings nearby
14days on market

This home lists 11% below the area average of $831/sqft.

13 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

81/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Sheppard Ave East at Willowdale Ave, about 192 m away

20+ transit stops8 grocery20+ dining20+ parks19 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M
Wexford-Maryvale
$865K
Downsview-Roding-CFB
$1.06M
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Claude Watson School for the Arts
96%
Claude Watson School for the ArtsPublic · Elementary · 1.0 km awayAmong the top in the GTA · 96% meet the provincial standard

Affordability & Mortgage

Affordability
$14,357/mo
$605KIncome needed
5.2×Price ÷ income
$3,313Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $14,357Property tax $1,677Total carry $16,033

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$13,448per month

Mortgage amount $2,520,000 · 4.14% over 25 years

$630,000Down payment (20.0%)
$2,520,000Loan before insurance
$0CMHC premium
$15,124Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$13,448
Property tax
$1,677
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$15,124

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$65,225
Toronto municipal land transfer tax
$66,725
Estimated closing costs
$131,950

Plus your down payment of $630,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$16,333/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,514,297Total interest paid
$4,034,297Total of all payments
Principal $2,520,000 Interest $1,514,297
YearPrincipalInterestBalance
1$59,035$102,337$2,460,965
2$61,504$99,868$2,399,461
3$64,077$97,295$2,335,384
4$66,757$94,615$2,268,627
5$69,549$91,822$2,199,077
6$72,459$88,913$2,126,619
7$75,489$85,882$2,051,129
8$78,647$82,725$1,972,482
9$81,937$79,435$1,890,546
10$85,364$76,008$1,805,182
11$88,935$72,437$1,716,247
12$92,655$68,717$1,623,592
13$96,530$64,842$1,527,062
14$100,568$60,804$1,426,494
15$104,775$56,597$1,321,719
16$109,157$52,215$1,212,562
17$113,723$47,649$1,098,839
18$118,480$42,892$980,359
19$123,436$37,936$856,923
20$128,599$32,773$728,324
21$133,978$27,394$594,346
22$139,582$21,790$454,764
23$145,421$15,951$309,344
24$151,503$9,869$157,840
25$157,840$3,531$0

At the end of your 5-year term

Total paid over the term
$806,859
Principal paid down
$320,923
Interest paid
$485,937
Balance remaining
$2,199,077

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
1.8%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $20,119− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $56,979

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 PERCY FULTON LTD.. MLS®/PropTx.

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