131 Estelle Avenue, Toronto, ON

Willowdale East, Toronto · MLS® C13696266

$2,388,000
For Sale
Listed 23 days agoNo offer date stated
Request a showing
◎ Directions
4+1Bedrooms
5Bathrooms
2Garage · 6 parking
3500-5000Sq ft

About this home

In short

  • HEATED --- RADIANT HEATED DRIVEWAYHEATED DRIVEWAYWelcome to 131 Estelle Avenue---This home is situated in the highly-desirable Willowdale East Community and offering...
  • The main floor welcomes a grand and spacious foyer, beautifully appointed with all principal rooms, ideal floor plan with airy-spacious-open concept-comfortable flow...
  • The exclusive and open concept family room features a gas fireplace, for entertaining & family gathering place.
  • The fully finished lower level with separate entrance, a walk-out to private-deep backyard is designed for family gathering and party, featuring a 2nd kitchen for...

**HEATED --- RADIANT HEATED DRIVEWAY**HEATED DRIVEWAY****Welcome to 131 Estelle Avenue---This home is situated in the highly-desirable Willowdale East Community and offering a TOP-RANKED SCHOOL--EARL HAIG SS -- Elegant custom-built home with fully finished walk-out & separate entrance to basement. This residence masters the art of space with all principal room sizes, natural sunlight and ultimately functionality. Providing a harmonious of contemporary interior and beautifully-crafted wood trims-RICH wainscotings, and built-in bookcase & more! The main floor welcomes a grand and spacious foyer, beautifully appointed with all principal rooms, ideal floor plan with airy-spacious-open concept-comfortable flow, and main floor office provides a home-work opportunity with RICH-intensive millworks. The dream kitchen offers stainless steeles appliances, a centre island, spacious breakfast area, easy access to a private-tranquil backyard. The exclusive and open concept family room features a gas fireplace, for entertaining & family gathering place. Upstairs, the primary bedrooms suite offers a hi-ceiling, large windows overlooking treed backyard, and its own private-lavish ensuite and walk-in closet. The additional bedrooms provide all generous room sizes, own & semi-ensuites for privacy and comfort. The fully finished lower level with separate entrance, a walk-out to private-deep backyard is designed for family gathering and party, featuring a 2nd kitchen for versatility(potential rental income, $$$$) & bedroom!! Nested in the centre of all amenities, schools, parks, community centres, TTC transportations and highways

Key facts

Property type
Detached, 2-Storey
MLS®
C13696266
Bedrooms
4+1 (5 total)
Bathrooms
5 (1 half)
Size
3500-5000 sq ft
Lot
43 × 150 ft
Cross streets
N.Empress Ave/W.Bayview Ave
Parking
2 garage · 6 parking (built-in)
Driveway
Private
Basement
Separate Entrance, Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Other
Roof
Shingles
Sewer
Sewer
Property tax
$17,804 / 2025
Days on market
23
Listing brokerage
KELLER WILLIAMS REFERRED URBAN REALTY

Rooms

BreakfastMain2.74 × 2.60 m

limestone flooring · skylight · w/o to balcony

Bedroom 4Second4.90 × 3.92 m

semi ensuite · hardwood floor · moulded ceiling

KitchenBasement0.00 × 0.00 m

Combined w/Rec

RecreationBasement9.45 × 4.74 m

walk-out · laminate · combined w/kitchen

Family RoomMain4.45 × 3.62 m

gas fireplace · pot lights · moulded ceiling

Bedroom 3Second4.08 × 3.94 m

semi ensuite · hardwood floor · moulded ceiling

OfficeMain3.15 × 2.85 m

hardwood floor · b/i bookcase · pot lights

Dining RoomMain5.40 × 4.70 m

hardwood floor · built-in speakers · coffered ceiling(s)

KitchenMain4.85 × 3.50 m

stainless steel appl · granite counters · centre island

Primary BedroomSecond5.70 × 4.95 m

6 pc ensuite · walk-in closet(s) · pot lights

Living RoomMain5.40 × 5.00 m

gas fireplace · hardwood floor · moulded ceiling

Bedroom 2Second4.35 × 3.90 m

4 pc ensuite · hardwood floor · moulded ceiling

BedroomBasement0.00 × 0.00 m

Laminate

FoyerMain0.00 × 0.00 m

limestone flooring · closet · 2 pc ensuite

LaundrySecond0.00 × 0.00 m

window · laundry sink

Our TakeTeam Asgarian · Broker
In line
$2.53Mest. value

Listed at $2,388,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $2.53M, typically $2.29M to $2.81M. Comparable closings on their own put this home around $2.85M, so the seller is asking less than the comparables suggest: either they want a quick, clean sale or something about the home is not in the comparables. Worth seeing before you offer.

Second read, from the city assessment: $2.91M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.

List price
$2.29MBelow recent closings$2.81MAbove recent closings

Total price vs nearby homes. Fair value about $2.53M, median of 77 comparables.

The market behind the math:

38sold nearby · 90 days
$2.33Mmedian sold price
97%of asking, on average
+3%prices vs a year ago
~37 dayshomes like this take to sell
23days on market so far
$7,803/moest. rent · 38 leases
3.9%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.6 months of inventory: 20 detached homes for sale in the area against 38 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $562/sqft against an area asking average of $800/sqft. Size and $/sqft both feed the estimate above.

  • Walk-out basement apartment features. A finished 1 bed walk-out basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Willowdale East: 32 of the 232 detached leases here lately were basement units, around $2,150 a month. That makes the suite real income, and comparable-sales math under-prices it, so read the estimate as a floor. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

I take the 77 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $2.91M, a bit higher.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Heated floors: comfort and a premium-finish signal. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Earl Haig Secondary School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 77 comparable homes that sold in Willowdale East over the past two years, from 215 closings there.

What sellers nearby are askingCurrently listed nearby in Willowdale East · asking prices
$3.28Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $2.85M, which is where my estimate comes from.

Per square foot, these ask about $771/sqft; this home lists at $562/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 7 active listings nearby.

See all comparable homes
2.39MThis home3.25M3.39M2.80M3.15M3.79MThis home vs active comparables

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Newtonbrook West
$1.70M
Clairlea-Birchmount
$833K
Brookhaven-Amesbury
$1.02M
Centennial Scarborough
$1.14M
Birchcliffe-Cliffside
$1.25M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Finch Public School
72%
Finch Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 72% meet the provincial standard
Avondale Elementary Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Bayview Middle School · Public elementary0.8 km · 80% at standard
Hollywood Public School · Public elementary0.9 km · 96% at standard
St Gabriel Catholic School · Catholic elementary1.1 km · 70% at standard
Cummer Valley Middle School · Public elementary1.2 km · 79% at standard
Elkhorn Public School · Public elementary1.4 km · 85% at standard
McKee Public School · Public elementary1.4 km · 86% at standard
St Joseph Morrow Park Catholic Secondary School · Catholic secondary1.6 km · 74% at standard
Lester B Pearson Elementary School · Public elementary1.6 km · 92% at standard
Avondale Secondary Alternative School · Public secondary1.7 km
St Cyril Catholic School · Catholic elementary1.8 km · 90% at standard
Claude Watson School for the Arts · Public elementary1.9 km · 96% at standard
Cardinal Carter ES · Catholic elementary2.1 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$10,884/mo
$468KIncome needed
5.1×Price ÷ income
$2,512Weekly cost
$92,350Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $10,884Property tax $1,484Total carry $12,367

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,299per month

Mortgage amount $1,910,400 · 4.24% over 25 years

$477,600Down payment (20.0%)
$1,910,400Loan before insurance
$0CMHC premium
$11,783Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,299
Property tax
$1,484
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,783

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$46,175
Toronto municipal land transfer tax
$46,175
Estimated closing costs
$92,350

Plus your down payment of $477,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$12,497/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,179,354Total interest paid
$3,089,754Total of all payments
Principal $1,910,400 Interest $1,179,354
YearPrincipalInterestBalance
1$44,139$79,451$1,866,261
2$46,031$77,559$1,820,230
3$48,003$75,587$1,772,227
4$50,060$73,530$1,722,166
5$52,205$71,385$1,669,961
6$54,442$69,148$1,615,519
7$56,775$66,815$1,558,744
8$59,208$64,382$1,499,537
9$61,745$61,845$1,437,792
10$64,390$59,200$1,373,401
11$67,150$56,441$1,306,252
12$70,027$53,563$1,236,225
13$73,027$50,563$1,163,198
14$76,157$47,434$1,087,041
15$79,420$44,170$1,007,621
16$82,823$40,767$924,798
17$86,372$37,218$838,426
18$90,073$33,517$748,353
19$93,932$29,658$654,421
20$97,957$25,633$556,463
21$102,155$21,435$454,308
22$106,532$17,058$347,776
23$111,097$12,493$236,679
24$115,857$7,733$120,822
25$120,822$2,768$0

At the end of your 5-year term

Total paid over the term
$617,951
Principal paid down
$240,439
Interest paid
$377,512
Balance remaining
$1,669,961

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 38 whole-home leases in Willowdale East$7,803/mo
$93,636Gross annual rent
2.7%Cap rate after taxes and upkeep
$7,014 to $8,783Typical rent range
~20 daysTo find a tenant, on average

The suite is real income here: basements rent in Willowdale East (32 of 232 recent detached leases were basement units, around $2,150 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $2,150 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 38 whole-home leases in Willowdale East signed at a median of $7,746 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $7,803. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.9%
Gross yield
− Property tax $17,804− Insurance $1,400− Vacancy & upkeep $10,300Net operating income $64,132

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.

CallRequest a showing