3113-230 Simcoe Street, Toronto, ON

Kensington-Chinatown, Toronto · MLS® C13541278

$479,000
For Sale
Listed 102 days agoNo offer date statedSitting longer than typical
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1Bathrooms
0Parking
0-499Sq ft

About this home

In short

  • Welcome to this stylish Junior One Bedroom Unit.
  • The open-concept layout features a combined living/dining area flowing into a sleek modern kitchen equipped with premium appliances - perfect for cooking and...

Welcome to this stylish Junior One Bedroom Unit. Thoughtfully designed living space in one of Toronto's most exciting communities. The open-concept layout features a combined living/dining area flowing into a sleek modern kitchen equipped with premium appliances - perfect for cooking and entertaining. Elegant laminate flooring runs throughout, creating a seamless contemporary aesthetic. Enjoy exceptional building amenities including a fully equipped fitness centre and beautifully designed common areas. Ideally located steps to TTC, world-class dining, entertainment, universities, shopping, museums, Ontario College of Art & Design University across the street, cultural attractions and All World Renowned Hospitals - everything downtown living has to offer is right at your doorstep. Experience upscale urban living at Artist Alley - where convenience, comfort, and sophisticated style come together. Thoughtfully designed for comfort. *Virtual Staging Used. May not be to scale.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13541278
Bathrooms
1
Size
0-499 sq ft
Cross streets
Dundas/University
Parking
0 parking
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Concrete
Maintenance
$383/mo
Exposure
East
Days on market
102
Listing brokerage
ROYAL LEPAGE VISION REALTY

Rooms

BedroomMain3.65 × 2.72 m

window · laminate · 4 pc bath

Living RoomMain5.45 × 3.10 m

combined w/dining · w/o to balcony · laminate

KitchenMain5.45 × 3.10 m

combined w/living · modern kitchen · laminate

Dining RoomMain5.45 × 3.10 m

combined w/living · north view · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Kensington-Chinatown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$713K
Church-Yonge Corridor
$580K
Moss Park
$495K
Waterfront Communities C8
$525K
North St. James Town
$649K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ogden Junior Public School
69%
Ogden Junior Public SchoolPublic · Elementary · 0.7 km awayAround the GTA average · 69% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Contact Alternative School School · Public secondary0.1 km
Heydon Park Secondary School · Public secondary0.5 km · 8% at standard
Beverley School · Public elementary0.6 km
Subway Academy II · Public secondary0.6 km
Orde Street Public School · Public elementary0.6 km · 76% at standard
St Michael's Choir (Sr) School · Catholic secondary0.9 km · 98% at standard
St Michael's Choir (Jr) School · Catholic elementary0.9 km · 98% at standard
Oasis Alternative Secondary School · Public secondary1.1 km
ALPHA Alternative Junior School · Public elementary1.1 km
St Joseph's College School · Catholic secondary1.2 km · 76% at standard
Lord Lansdowne Junior Public School · Public elementary1.2 km · 85% at standard
da Vinci School · Public elementary1.3 km · 67% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,183/mo
$104KIncome needed
4.6×Price ÷ income
$504Weekly cost
$12,110Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,183Estimated property tax $299Condo fee $383Total carry $2,866

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,119per month

Mortgage amount $383,200 · 4.49% over 25 years

$95,800Down payment (20.0%)
$383,200Loan before insurance
$0CMHC premium
$2,801Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,119
Estimated property tax
$299
Condo / maintenance fees
$383
Heating
$0
Estimated monthly cost
$2,801

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,055
Toronto municipal land transfer tax
$6,055
Estimated closing costs
$12,110

Plus your down payment of $95,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,564/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$252,434Total interest paid
$635,634Total of all payments
Principal $383,200 Interest $252,434
YearPrincipalInterestBalance
1$8,551$16,874$374,649
2$8,940$16,486$365,709
3$9,346$16,080$356,363
4$9,770$15,655$346,594
5$10,213$15,212$336,380
6$10,677$14,748$325,703
7$11,162$14,263$314,541
8$11,669$13,757$302,872
9$12,199$13,227$290,673
10$12,752$12,673$277,921
11$13,331$12,094$264,589
12$13,937$11,489$250,653
13$14,570$10,856$236,083
14$15,231$10,194$220,852
15$15,923$9,503$204,929
16$16,646$8,780$188,284
17$17,401$8,024$170,882
18$18,191$7,234$152,691
19$19,017$6,408$133,674
20$19,881$5,544$113,793
21$20,784$4,642$93,009
22$21,727$3,698$71,282
23$22,714$2,712$48,568
24$23,745$1,680$24,823
25$24,823$602$0

At the end of your 5-year term

Total paid over the term
$127,127
Principal paid down
$46,820
Interest paid
$80,307
Balance remaining
$336,380

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
3.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.8%
Gross yield
− Property tax $3,353− Condo fees $4,599− Insurance $600− Vacancy & upkeep $3,036Net operating income $16,012

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE VISION REALTY. MLS®/PropTx.

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