728-60 St. Patrick Street, Toronto, ON

Kensington-Chinatown, Toronto · MLS® C13593954

$365,000
For Sale
Listed 1 day ago
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1Bedrooms
1Bathrooms
0Parking
0-499Sq Ft

About this home

Welcome to Village by the Grange, a peaceful community in the heart of prime downtown Toronto. This bright and spacious one bedroom showcases the best exposure in the entire complex, with tranquil views over the beautifully landscaped courtyard from your private balcony.The open-concept layout offers versatility, comfort, and a serene sense of retreat right in the middle of the city. Move-in ready, clean, and stylish, this is a true urban escape with nothing to do but settle in and enjoy.Village by the Grange is a mixed-use community of seven buildings housing residences, shops, and restaurants, wrapped around a landscaped interior courtyard. Step outside to the Art Gallery of Ontario, charming Grange Park, quaint Baldwin Street, vibrant Queen Street West, Chinatown, and countless other Toronto landmarks.With a perfect walk and transit score of 100, everything is at your doorstep. You are just steps to the subway, OCAD, the AGO, the University of Toronto, the Eaton Centre, and premium dining and shopping.Enjoy an incredible array of amenities, including a saltwater outdoor pool, a fully equipped gym, and a spacious party room. Best of all, maintenance fees include all utilities and Rogers cable, keeping your monthly costs simple.Do not miss this unique opportunity to experience the best of downtown living with comfort, convenience, and a view that is truly unmatched.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13593954
Bedrooms
1
Bathrooms
1
Size
0-499
Cross streets
University Ave & Queen St
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$589/mo
Exposure
West
Property tax
$1,688 / 2026
Days on market
1
Listing brokerage
FOREST HILL REAL ESTATE INC.

Rooms

Living RoomFlat4.16 × 3.20 m

combined w/dining · parquet · w/o to balcony

KitchenFlat2.60 × 3.20 m

breakfast bar · tile floor · overlooks dining

Primary BedroomFlat3.20 × 2.70 m

4 pc ensuite · large closet · large window

Dining RoomFlat4.16 × 3.20 m

combined w/living · parquet · open concept

Our TakeTeam Asgarian · Broker
Below comparables
$394Kest. value

Listed at $365,000, and my independent estimate is about 7% below comparable homes, worth a close look.

In Kensington-Chinatown lately, sellers get about 96% of asking; homes sell in ~35 days.

List price
$365KGreat deal$431KOverpriced

Total price vs nearby homes. Fair value about $394K, median of 8 comparables.

How this estimate is builtthe short version

I take the 8 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $269K, lower than the comparables and worth a second look.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 8 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Kensington-Chinatown · asking prices
$478kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

914-80 St Patrick Street$395k3113-230 Simcoe Street$479k1702-210 Simcoe Street$480k1011-50 McCaul Street$485k605-280 Dundas Street$549k

The 5 closest active listings nearby.

See all comparable homes
365kThis home395k479k480k485k549kThis home vs active comparables
Live market pulseActive comparables in Kensington-Chinatown · median list $485K
$1,463this home / sqft
6active listings nearby
1days on market
100sold nearby · 90 days
$588Kmedian sold price
96%of asking, on average

This home lists 25% below the area average of $1,955/sqft.

0 days faster than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Kensington-Chinatown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$604K
Church-Yonge Corridor
$587K
Bay Street Corridor
$560K
Moss Park
$490K
Niagara
$572K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ogden Junior Public School
69%
Ogden Junior Public SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 69% meet the provincial standard

Affordability & Mortgage

Affordability
$1,664/mo
$82KIncome needed
4.4×Price ÷ income
$384Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $1,664Property tax $141Condo fee $589Total carry $2,393

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,558per month

Mortgage amount $292,000 · 4.14% over 25 years

$73,000Down payment (20.0%)
$292,000Loan before insurance
$0CMHC premium
$2,288Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,558
Property tax
$141
Condo / maintenance fees
$589
Heating
$0
Estimated monthly cost
$2,288

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$3,950
Toronto municipal land transfer tax
$3,950
Estimated closing costs
$7,900

Plus your down payment of $73,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,893/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$175,466Total interest paid
$467,466Total of all payments
Principal $292,000 Interest $175,466
YearPrincipalInterestBalance
1$6,841$11,858$285,159
2$7,127$11,572$278,033
3$7,425$11,274$270,608
4$7,735$10,963$262,873
5$8,059$10,640$254,814
6$8,396$10,303$246,418
7$8,747$9,951$237,671
8$9,113$9,586$228,557
9$9,494$9,204$219,063
10$9,891$8,807$209,172
11$10,305$8,394$198,867
12$10,736$7,962$188,131
13$11,185$7,513$176,945
14$11,653$7,046$165,292
15$12,141$6,558$153,152
16$12,648$6,050$140,503
17$13,177$5,521$127,326
18$13,729$4,970$113,597
19$14,303$4,396$99,294
20$14,901$3,798$84,393
21$15,524$3,174$68,869
22$16,174$2,525$52,695
23$16,850$1,848$35,845
24$17,555$1,143$18,289
25$18,289$409$0

At the end of your 5-year term

Total paid over the term
$93,493
Principal paid down
$37,186
Interest paid
$56,307
Balance remaining
$254,814

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
4.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.6%
Gross yield
− Property tax $1,688− Condo fees $7,069− Insurance $600− Vacancy & upkeep $3,036Net operating income $15,207

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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