104-55 Stewart Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13550790

$899,800
For Sale
Listed 7 days ago
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2Bedrooms
2Bathrooms
1Garage
800-899Sq Ft

About this home

This exceptional live/work townhome in the heart of the Downtown Core offers a rare opportunity for entertainment and sophistication. Connected to one hotel, it provides exclusive access to all amenities, including a board room, fitness centre, yoga studio, rooftop pool, bar, 24-hour concierge and a great layout on two levels with two entrances. Both street and condo access is available, and the unit has been renovated with new floors and freshly painted interiors. The building also features meeting rooms, spa services.Located at the centre of the action, Entertainment District is home to some of Toronto's most acclaimed dining, vibrant nightlife and boutique shopping. Nearby park on Wellington Street's provides a tranquil space and the well shopping centre. Streetcar lines and subway access make commuting easy and accessible.Don't miss this rare opportunity to own a townhome in the heart of the Downtown Core.All Professional Office Uses!Great For Lawyer, Accountant,Designer,Architect,Doctor,Event Planners,Consultants, Therapist, & More! Live And Work!!! Park Right Behind Building! Close To Waterfront!!

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
C13550790
Bedrooms
2 (1 + 1)
Bathrooms
2 (1 half)
Size
800-899
Cross streets
King,Portland,Stewart,Wellington, Bathurst
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$1,064/mo
Exposure
South
Property tax
$4,358 / 2026
Days on market
7
Listing brokerage
HOMELIFE/ROMANO REALTY LTD.

Rooms

KitchenMain3.69 × 3.29 m

breakfast bar · stainless steel appl · combined w/dining

Dining RoomMain3.69 × 5.34 m

laminate · open concept · 2 pc bath

Living RoomMain3.69 × 5.34 m

large window · open concept · laminate

Primary BedroomSecond3.69 × 3.33 m

large closet · laminate · window floor to ceiling

Family RoomSecond3.56 × 3.29 m

laminate · 4 pc bath

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. King St West at Bathurst St East Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Value driver
  • Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$589kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

213-7 Applewood Lane$639k79-23 Eldora Avenue$499k1-189 Galloway Road$630k

The 3 closest active listings nearby.

See all comparable homes
900kThis home639k499k630kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $1.43M
$1,059this home / sqft
5active listings nearby
7days on market

This home lists 17% above the area average of $905/sqft.

4 days longer than the Toronto average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

87/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: King St West at Bathurst St East Side, about 92 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$559K
New Toronto
$780K
Willowdale East
$799K
Islington-City Centre West
$849K
Victoria Village
$782K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ryerson Community School
52%
Ryerson Community SchoolPublic · Elementary · 0.9 km awayBelow the GTA average · 52% meet the provincial standard
ALPHA Alternative Junior SchoolEQAO results not published

Affordability & Mortgage

Affordability
$4,101/mo
$191KIncome needed
4.7×Price ÷ income
$946Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $4,101Property tax $363Condo fee $1,064Total carry $5,528

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,841per month

Mortgage amount $719,840 · 4.14% over 25 years

$179,960Down payment (20.0%)
$719,840Loan before insurance
$0CMHC premium
$5,269Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,841
Property tax
$363
Condo / maintenance fees
$1,064
Heating
$0
Estimated monthly cost
$5,269

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,471
Toronto municipal land transfer tax
$14,471
Estimated closing costs
$28,942

Plus your down payment of $179,960. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,666/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$432,560Total interest paid
$1,152,400Total of all payments
Principal $719,840 Interest $432,560
YearPrincipalInterestBalance
1$16,863$29,233$702,977
2$17,569$28,527$685,408
3$18,304$27,792$667,104
4$19,069$27,027$648,035
5$19,867$26,229$628,168
6$20,698$25,398$607,470
7$21,564$24,532$585,907
8$22,466$23,630$563,441
9$23,405$22,691$540,036
10$24,384$21,712$515,652
11$25,404$20,692$490,247
12$26,467$19,629$463,780
13$27,574$18,522$436,206
14$28,727$17,369$407,479
15$29,929$16,167$377,550
16$31,181$14,915$346,369
17$32,485$13,611$313,884
18$33,844$12,252$280,040
19$35,260$10,836$244,781
20$36,734$9,362$208,046
21$38,271$7,825$169,776
22$39,872$6,224$129,904
23$41,540$4,556$88,364
24$43,277$2,819$45,087
25$45,087$1,009$0

At the end of your 5-year term

Total paid over the term
$230,480
Principal paid down
$91,672
Interest paid
$138,808
Balance remaining
$628,168

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
1.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $4,358− Condo fees $12,765− Insurance $600− Vacancy & upkeep $3,564Net operating income $11,113

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/ROMANO REALTY LTD.. MLS®/PropTx.

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