104-55 Stewart Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13550790

$899,800
For Sale
Listed 101 days agoNo offer date statedSitting longer than typical
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1+1Bedrooms
2Bathrooms
1Garage
800-899Sq ft

About this home

In short

  • This exceptional live/work townhome in the heart of the Downtown Core offers a rare opportunity for entertainment and sophistication.
  • Connected to one hotel, it provides exclusive access to all amenities, including a board room, fitness centre, yoga studio, rooftop pool, bar, 24-hour concierge and a...
  • Both street and condo access is available, and the unit has been renovated with new floors and freshly painted interiors.

This exceptional live/work townhome in the heart of the Downtown Core offers a rare opportunity for entertainment and sophistication. Connected to one hotel, it provides exclusive access to all amenities, including a board room, fitness centre, yoga studio, rooftop pool, bar, 24-hour concierge and a great layout on two levels with two entrances. Both street and condo access is available, and the unit has been renovated with new floors and freshly painted interiors. The building also features meeting rooms, spa services.Located at the centre of the action, Entertainment District is home to some of Toronto's most acclaimed dining, vibrant nightlife and boutique shopping. Nearby park on Wellington Street's provides a tranquil space and the well shopping centre. Streetcar lines and subway access make commuting easy and accessible.Don't miss this rare opportunity to own a townhome in the heart of the Downtown Core.All Professional Office Uses!Great For Lawyer, Accountant,Designer,Architect,Doctor,Event Planners,Consultants, Therapist, & More! Live And Work!!! Park Right Behind Building! Close To Waterfront!!

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
C13550790
Bedrooms
1+1 (2 total)
Bathrooms
2 (1 half)
Size
800-899 sq ft
Cross streets
King,Portland,Stewart,Wellington, Bathurst
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$1,064/mo
Exposure
South
Property tax
$4,358 / 2026
Days on market
101
Listing brokerage
HOMELIFE/ROMANO REALTY LTD.

Rooms

KitchenMain3.69 × 3.29 m

breakfast bar · stainless steel appl · combined w/dining

Dining RoomMain3.69 × 5.34 m

laminate · open concept · 2 pc bath

Living RoomMain3.69 × 5.34 m

large window · open concept · laminate

Primary BedroomSecond3.69 × 3.33 m

large closet · laminate · window floor to ceiling

Family RoomSecond3.56 × 3.29 m

laminate · 4 pc bath

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Waterfront Communities C1 · asking prices
$729kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market.

Per square foot, these ask about $948/sqft; this home lists at $1,059/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
900kThis home499k799k839k777kThis home vs active comparables

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$902K
Casa Loma
$2.80M
Mimico
$840K
Islington-City Centre West
$555K
Long Branch
$715K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ryerson Community School
52%
Ryerson Community SchoolPublic · Elementary · 0.9 km awayBelow the GTA average · 52% meet the provincial standard
ALPHA Alternative Junior SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Oasis Alternative Secondary School · Public secondary0.4 km
Niagara Street Junior Public School · Public elementary0.6 km · 82% at standard
Bishop Macdonell Catholic School · Catholic elementary0.7 km · 82% at standard
Jean Lumb Public School · Public elementary0.7 km · 73% at standard
Ogden Junior Public School · Public elementary0.9 km · 69% at standard
Charles G Fraser Junior Public School · Public elementary0.9 km · 74% at standard
The Waterfront School · Public elementary0.9 km · 74% at standard
Givins/Shaw Junior Public School · Public elementary1.4 km · 81% at standard
Heydon Park Secondary School · Public secondary1.4 km · 8% at standard
Beverley School · Public elementary1.5 km
Contact Alternative School School · Public secondary1.5 km
Subway Academy II · Public secondary1.5 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,101/mo
$191KIncome needed
4.7×Price ÷ income
$946Weekly cost
$28,942Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $4,101Property tax $363Condo fee $1,064Total carry $5,528

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,980per month

Mortgage amount $719,840 · 4.49% over 25 years

$179,960Down payment (20.0%)
$719,840Loan before insurance
$0CMHC premium
$5,407Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,980
Property tax
$363
Condo / maintenance fees
$1,064
Heating
$0
Estimated monthly cost
$5,407

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,471
Toronto municipal land transfer tax
$14,471
Estimated closing costs
$28,942

Plus your down payment of $179,960. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,817/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$474,196Total interest paid
$1,194,036Total of all payments
Principal $719,840 Interest $474,196
YearPrincipalInterestBalance
1$16,064$31,698$703,776
2$16,793$30,968$686,983
3$17,556$30,206$669,428
4$18,353$29,409$651,075
5$19,186$28,575$631,889
6$20,057$27,704$611,832
7$20,968$26,794$590,864
8$21,920$25,842$568,944
9$22,915$24,846$546,029
10$23,955$23,806$522,074
11$25,043$22,718$497,031
12$26,180$21,581$470,850
13$27,369$20,393$443,481
14$28,612$19,150$414,870
15$29,911$17,851$384,959
16$31,269$16,493$353,691
17$32,688$15,073$321,002
18$34,173$13,589$286,830
19$35,724$12,037$251,105
20$37,346$10,415$213,759
21$39,042$8,720$174,717
22$40,815$6,947$133,903
23$42,668$5,094$91,235
24$44,605$3,156$46,630
25$46,630$1,131$0

At the end of your 5-year term

Total paid over the term
$238,807
Principal paid down
$87,951
Interest paid
$150,856
Balance remaining
$631,889

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
1.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $4,358− Condo fees $12,765− Insurance $600− Vacancy & upkeep $3,564Net operating income $11,113

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/ROMANO REALTY LTD.. MLS®/PropTx.

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