21-11 Niagara Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C14093212

$799,000
For Sale
Just listed todayNo offer date stated
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2Bedrooms
1Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Premiere low rise living in the heart of King West.
  • Skip the elevators - keep the urban lifestyle in this FULLY RENOVATED condo apartment alternative.
  • Not devoid of amenities like most townhomes: You have access to a well-equipped gym as part of 550 Front st.
  • The home has been fully renovated throughout and features an exceptional living space layout paired with U-shaped kitchen & dining nook. ideal for couples, dog...
  • Future Ontario Line subway 5 minutes away at King + Bathurst and existing 504 streetcar for pipeline access to the Financial District.

Premiere low rise living in the heart of King West. Skip the elevators - keep the urban lifestyle in this *FULLY RENOVATED* condo apartment alternative. One of the most dynamic and vibrant neighbourhoods Toronto has to offer. Tucked away in one of the Fashion District's most distinct stand-alone townhouse communities. No compromises of high-rise living. No elevators. No long hallways. No waiting to get outside (hello dog owners). Just direct, easy living with a large private outdoor terrace and Victoria Memorial Square Park just outside your door. Not devoid of amenities like most townhomes: You have access to a well-equipped gym as part of 550 Front st. Semi-private Garage parking with ensuite STORAGE. The home has been fully renovated throughout and features an exceptional living space layout paired with U-shaped kitchen & dining nook. ideal for couples, dog owners, and young professionals. Set near the action of King and Portland, - you are steps to King West, Queen West, The Well, Stackt Market, restaurants, cafes, transit, parks, and the waterfront, while still being tucked into a quieter residential pocket. Unless you did a double take - most wouldn't even know this complex exists. For buyers who want the convenience of a condo but the feel, privacy, and functionality of a home, this is a rare King West offering. Future Ontario Line subway 5 minutes away at King + Bathurst and existing 504 streetcar for pipeline access to the Financial District.

Key facts

Property type
Condo Townhouse, Apartment
MLS®
C14093212
Bedrooms
2
Bathrooms
1
Size
700-799 sq ft
Cross streets
Front /Portland
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$1,006/mo
Exposure
West
Property tax
$3,568 / 2026
Listing brokerage
RARE REAL ESTATE

Rooms

KitchenGround3.00 × 1.99 m

ceramic floor · breakfast bar · pot lights

Dining RoomGround2.45 × 2.45 m

open concept · hardwood floor

Primary BedroomGround3.69 × 2.44 m

Broadloom

Bedroom 2Ground3.08 × 2.84 m

broadloom · w/o to deck

Living RoomGround4.49 × 4.09 m

open concept · hardwood floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Waterfront Communities C1 · asking prices
$725kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market.

Per square foot, these ask about $1,008/sqft; this home lists at $1,066/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
799kThis home777k900k499kThis home vs active comparables

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$902K
Casa Loma
$2.80M
Mimico
$840K
Islington-City Centre West
$588K
Long Branch
$800K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ryerson Community School
52%
Ryerson Community SchoolPublic · Elementary · 1.0 km awayBelow the GTA average · 52% meet the provincial standard
ALPHA Alternative Junior SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Oasis Alternative Secondary School · Public secondary0.4 km
Bishop Macdonell Catholic School · Catholic elementary0.5 km · 82% at standard
Jean Lumb Public School · Public elementary0.6 km · 73% at standard
Niagara Street Junior Public School · Public elementary0.7 km · 82% at standard
The Waterfront School · Public elementary0.8 km · 74% at standard
Ogden Junior Public School · Public elementary0.9 km · 69% at standard
Charles G Fraser Junior Public School · Public elementary1.0 km · 74% at standard
Heydon Park Secondary School · Public secondary1.5 km · 8% at standard
Contact Alternative School School · Public secondary1.5 km
Givins/Shaw Junior Public School · Public elementary1.5 km · 81% at standard
Beverley School · Public elementary1.5 km
Subway Academy II · Public secondary1.5 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,642/mo
$170KIncome needed
4.7×Price ÷ income
$840Weekly cost
$24,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $3,642Property tax $297Condo fee $1,006Total carry $4,945

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,534per month

Mortgage amount $639,200 · 4.49% over 25 years

$159,800Down payment (20.0%)
$639,200Loan before insurance
$0CMHC premium
$4,838Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,534
Property tax
$297
Condo / maintenance fees
$1,006
Heating
$0
Estimated monthly cost
$4,838

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,455
Toronto municipal land transfer tax
$12,455
Estimated closing costs
$24,910

Plus your down payment of $159,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,278/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$421,074Total interest paid
$1,060,274Total of all payments
Principal $639,200 Interest $421,074
YearPrincipalInterestBalance
1$14,264$28,147$624,936
2$14,912$27,499$610,024
3$15,589$26,822$594,435
4$16,297$26,114$578,138
5$17,037$25,374$561,102
6$17,810$24,601$543,291
7$18,619$23,792$524,672
8$19,464$22,947$505,208
9$20,348$22,063$484,860
10$21,272$21,139$463,588
11$22,238$20,173$441,351
12$23,247$19,164$418,103
13$24,303$18,108$393,800
14$25,406$17,005$368,394
15$26,560$15,851$341,834
16$27,766$14,645$314,068
17$29,026$13,384$285,042
18$30,344$12,067$254,697
19$31,722$10,689$222,975
20$33,162$9,248$189,813
21$34,668$7,743$155,145
22$36,242$6,169$118,902
23$37,888$4,523$81,015
24$39,608$2,803$41,406
25$41,406$1,005$0

At the end of your 5-year term

Total paid over the term
$212,055
Principal paid down
$78,098
Interest paid
$133,956
Balance remaining
$561,102

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $3,568− Condo fees $12,071− Insurance $600− Vacancy & upkeep $3,168Net operating income $9,393

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RARE REAL ESTATE. MLS®/PropTx.

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