Ph6-211 St Patrick Street, Toronto, ON

Kensington-Chinatown, Toronto · MLS® C13567510

$895,000
For Sale
Listed 2 days ago
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3Bedrooms
2Bathrooms
2Garage
1200-1399Sq Ft

About this home

Welcome To Penthouse 06 At 211 St. Patrick St. Offering Approximately 1,210 Sq. Ft. Of Well-Designed Living Space, This Rare Penthouse Features A Spacious And Functional Layout With Generous Principal Rooms, Ideal For Both Everyday Living And Entertaining. Enjoy The Value Of Low Maintenance Fees That Include All Utilities. Residents Benefit From Exceptional Amenities Including 24-Hour Concierge, Indoor Pool, Rooftop Terrace With BBQ Area, Party Room, Billiards Room, Visitor Parking, And Beautifully Landscaped Courtyards. Unbeatable Downtown Location Just Steps To OCAD University, AGO, U Of T, Toronto Metropolitan University, The Financial District, Queen West, Kensington Market, TTC, Hospitals, Restaurants, And Shopping. A Rare Opportunity To Own A Spacious Penthouse In The Heart Of Toronto.The Property Includes Two (2) Parking Spaces Registered as Tandem Parking. Fibe Tv and Internet are included in Maintenance Fee.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13567510
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
1200-1399
Cross streets
University/Dundas
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$1,056/mo
Exposure
North
Property tax
$3,860 / 2026
Days on market
2
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES NANCY SAEDI
Moe’s TakeTeam Asgarian · Broker
Below comparables
$1.23Mest. value

Listed at $895,000, this home is about 27% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 12 similar homes nearby, adjusted for size, beds, and baths.Median of 12 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $808K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.80M
  • Bedrooms +$30K
  • Bathrooms −$15K
  • Adjusts to $1.81M

That comparable adjusts to $1.81M; the $1.23M estimate above is the median of all 12 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Orde Street Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Dundas St West at St Patrick St is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$895KGreat deal$1.38MOverpriced

Total price vs nearby homes. Fair value about $1.23M, median of 12 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Weigh carefully
  • Value driver
Comparable listingsCurrently listed nearby in Kensington-Chinatown · asking prices
$1.23Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

520-99 Cameron Street$770k5302-488 University Avenue$1.38MPh3-280 Simcoe Street$1.35MPH08-96 St. Patrick Street$1.43M

The 4 closest active listings nearby.

See all comparable homes
895kThis home770k1.38M1.35M1.43MThis home vs active comparables
Live market pulseActive comparables in Kensington-Chinatown · median list $1.15M
$689this home / sqft
15active listings nearby
2days on market

This home lists 27% below the area average of $947/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Kensington-Chinatown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

84/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Dundas St West at St Patrick St, about 128 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$577K
Waterfront Communities C1
$672K
Annex
$1.57M
Waterfront Communities C8
$1.19M
Mimico
$800K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Orde Street Public School
76%
Orde Street Public SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 76% meet the provincial standard

Affordability & Mortgage

Affordability
$4,079/mo
$189KIncome needed
4.7×Price ÷ income
$941Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $4,079Property tax $322Condo fee $1,056Total carry $5,457

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,821per month

Mortgage amount $716,000 · 4.14% over 25 years

$179,000Down payment (20.0%)
$716,000Loan before insurance
$0CMHC premium
$5,199Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,821
Property tax
$322
Condo / maintenance fees
$1,056
Heating
$0
Estimated monthly cost
$5,199

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,375
Toronto municipal land transfer tax
$14,375
Estimated closing costs
$28,750

Plus your down payment of $179,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,641/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$430,253Total interest paid
$1,146,253Total of all payments
Principal $716,000 Interest $430,253
YearPrincipalInterestBalance
1$16,773$29,077$699,227
2$17,475$28,375$681,752
3$18,206$27,644$663,546
4$18,967$26,883$644,578
5$19,761$26,089$624,817
6$20,587$25,263$604,230
7$21,449$24,402$582,781
8$22,346$23,504$560,435
9$23,280$22,570$537,155
10$24,254$21,596$512,901
11$25,269$20,581$487,632
12$26,326$19,524$461,306
13$27,427$18,423$433,879
14$28,574$17,276$405,305
15$29,769$16,081$375,536
16$31,014$14,836$344,522
17$32,312$13,538$312,210
18$33,663$12,187$278,546
19$35,071$10,779$243,475
20$36,538$9,312$206,937
21$38,067$7,783$168,870
22$39,659$6,191$129,211
23$41,318$4,532$87,893
24$43,046$2,804$44,847
25$44,847$1,003$0

At the end of your 5-year term

Total paid over the term
$229,251
Principal paid down
$91,183
Interest paid
$138,068
Balance remaining
$624,817

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
3.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.5%
Gross yield
− Property tax $3,860− Condo fees $12,676− Insurance $600− Vacancy & upkeep $5,412Net operating income $26,652

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES NANCY SAEDI. MLS®/PropTx.

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