301B-195 St. Patrick Street, Toronto, ON

Kensington-Chinatown, Toronto · MLS® C14033032

$998,888
For Sale
Listed 5 days agoNo offer date stated
2+1Bedrooms
2Bathrooms
1Parking
1400-1599Sq ft

About this home

In short

  • Rarely Offered At One Park Lane.
  • Discover An Exceptional Opportunity To Own A Breathtaking Sprawling Approximately 1,500 Sq.
  • Bright, Spacious And Thoughtfully Designed, This Impressive Residence Offers 2+1 Bedrooms, Two ensuite Bathrooms, Double Closets And Abundant Storage.

Rarely Offered At One Park Lane. Spacious, Sun-Filled Downtown Living! Discover An Exceptional Opportunity To Own A Breathtaking Sprawling Approximately 1,500 Sq.Ft. Condo In The Highly Sought-After One Park Lane. Bright, Spacious And Thoughtfully Designed, This Impressive Residence Offers 2+1 Bedrooms, Two ensuite Bathrooms, Double Closets And Abundant Storage. Maximize Your Footprint With A Stunning Solarium That Effortlessly Transitions To Fit Your Lifestyle; Ideal For A Bright Work-From-Home Space, A Dozy Den, Or A Private Guest Room. Large Kitchen With Breakfast Area & Pantry. Perfect Downtown Location, Walking Distance To Hospitals, U Of T, OCAD University, TMU, ORDE Street Public School, Financial District, Nathan Phillips Square, Kensington Market, Grange Park, Great Shopping, Restaurants, Cultural Hub To AGO, Roy Thomson Hall, Princess Of Whales Theatre, Scotiabank Arena And Nightlife. Impressive Spacious Lobby, Koi Pond, Aquarium, And Manicured Plants. Parking, Ensuite Locker. Steps To St. Patrick Station. Convenience At Your Fingertips! Suitable For A Family, Students, Professionals Or Business Person. A Down-Sizers Dream. Don't Miss Out!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14033032
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
1400-1599 sq ft
Cross streets
University/Dundas
Parking
1 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$1,242/mo
Exposure
South East
Property tax
$4,658 / 2026
Days on market
5
Listing brokerage
FOREST HILL REAL ESTATE INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Orde Street Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Kensington-Chinatown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$662K
Moss Park
$495K
Waterfront Communities C8
$538K
Niagara
$631K
Mount Pleasant West
$679K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Orde Street Public School
76%
Orde Street Public SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 76% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Contact Alternative School School · Public secondary0.2 km
Heydon Park Secondary School · Public secondary0.4 km · 8% at standard
Beverley School · Public elementary0.5 km
Subway Academy II · Public secondary0.5 km
Ogden Junior Public School · Public elementary0.8 km · 69% at standard
St Michael's Choir (Sr) School · Catholic secondary0.9 km · 98% at standard
St Michael's Choir (Jr) School · Catholic elementary1.0 km · 98% at standard
St Joseph's College School · Catholic secondary1.0 km · 76% at standard
Lord Lansdowne Junior Public School · Public elementary1.1 km · 85% at standard
da Vinci School · Public elementary1.1 km · 67% at standard
Ryerson Community School Junior Senior · Public elementary1.1 km · 52% at standard
Native Learning Centre · Public secondary1.2 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,553/mo
$212KIncome needed
4.7×Price ÷ income
$1,051Weekly cost
$32,906Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $4,553Property tax $388Condo fee $1,242Total carry $6,183

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,418per month

Mortgage amount $799,110 · 4.49% over 25 years

$199,778Down payment (20.0%)
$799,110Loan before insurance
$0CMHC premium
$6,049Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,418
Property tax
$388
Condo / maintenance fees
$1,242
Heating
$0
Estimated monthly cost
$6,049

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,453
Toronto municipal land transfer tax
$16,453
Estimated closing costs
$32,906

Plus your down payment of $199,778. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,348/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$526,415Total interest paid
$1,325,526Total of all payments
Principal $799,110 Interest $526,415
YearPrincipalInterestBalance
1$17,833$35,188$781,278
2$18,642$34,379$762,635
3$19,489$33,532$743,146
4$20,374$32,647$722,773
5$21,299$31,722$701,474
6$22,266$30,755$679,208
7$23,277$29,744$655,931
8$24,334$28,687$631,598
9$25,438$27,583$606,159
10$26,594$26,428$579,566
11$27,801$25,220$551,765
12$29,063$23,958$522,701
13$30,383$22,638$492,319
14$31,762$21,259$460,556
15$33,204$19,817$427,352
16$34,712$18,309$392,640
17$36,288$16,733$356,352
18$37,936$15,085$318,416
19$39,658$13,363$278,758
20$41,459$11,562$237,299
21$43,341$9,680$193,958
22$45,309$7,712$148,648
23$47,366$5,655$101,282
24$49,517$3,504$51,765
25$51,765$1,256$0

At the end of your 5-year term

Total paid over the term
$265,105
Principal paid down
$97,637
Interest paid
$167,469
Balance remaining
$701,474

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
3.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.7%
Gross yield
− Property tax $4,658− Condo fees $14,902− Insurance $600− Vacancy & upkeep $6,270Net operating income $30,570

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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