21 Rialto Drive, Toronto, ON

Parkwoods-Donalda, Toronto · MLS® C13605520

$1,280,000
For Sale
Listed 50 days agoNo offer date stated
3Bedrooms
3Bathrooms
2Garage · 8 parking
1500-2000Sq ft

About this home

In short

  • Full of warmth, charm, and timeless character, this unique detached home offers the perfect blend of comfort and personality on an oversized lot with an extended...
  • Inside, rich Jatoba hardwood floors, elegant crown mouldings, and multiple skylights create a bright and inviting atmosphere filled with natural light.
  • The thoughtfully designed layout features 3 bedrooms and 3 bathrooms, including a spa-inspired bath with heated floors and a relaxing soaker tub.
  • Residents benefit from quick access to both the Don Valley Parkway and Highway 401, making commuting across the GTA relatively convenient.

Full of warmth, charm, and timeless character, this unique detached home offers the perfect blend of comfort and personality on an oversized lot with an extended driveway providing ample parking. Inside, rich Jatoba hardwood floors, elegant crown mouldings, and multiple skylights create a bright and inviting atmosphere filled with natural light. The thoughtfully designed layout features 3 bedrooms and 3 bathrooms, including a spa-inspired bath with heated floors and a relaxing soaker tub.The sunroom is a true highlight, a cozy retreat to enjoy morning coffee, unwind with a book, or entertain year-round while overlooking the expansive property. Thermo windows throughout provide energy efficiency and comfort, while the owned hot water tank adds extra value and peace of mind. Outside, the large lot offers endless possibilities for gardening, entertaining, or future expansion, complete with a garden/storage shed for added convenience. Located in the Parkwoods-O'Connor Hills area which offers a quieter, greener alternative to many Toronto neighbourhoods, making it especially appealing to families and professionals seeking space, convenience, and long-term value. Residents benefit from quick access to both the Don Valley Parkway and Highway 401, making commuting across the GTA relatively convenient. The area is also close to major shopping and lifestyle amenities, including the Shops at Don Mills, Fairview Mall, Costco and several community centres, parks, and schools. This is not your typical cookie-cutter home in a underwhelming area . This is a property with soul, character, and space to truly make your own.

Key facts

Property type
Detached, 2-Storey
MLS®
C13605520
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
60 × 130 ft
Cross streets
Victoria Park Ave and Lawerence Ave
Parking
2 garage · 8 parking (carport)
Driveway
Private Double
Basement
None
Heating
Forced Air
A/C
Wall Unit(s)
Exterior
Brick
Foundation
Unknown
Roof
Shingles
Sewer
Sewer
Property tax
$6,644 / 2025
Days on market
50
Listing brokerage
SUTTON GROUP-ADMIRAL REALTY INC.

Rooms

Family RoomMain6.07 × 3.33 m

fireplace · vaulted ceiling(s) · french doors

Primary BedroomSecond3.63 × 4.11 m

b/i closet · hardwood floor

BathroomMain1.91 × 0.76 m

2 pc bath · tile floor

BathroomSecond2.51 × 2.06 m

soaking tub · skylight · heated floor

Bedroom 3Second3.66 × 2.36 m

hardwood floor · closet · window

BathroomSecond2.51 × 2.11 m

3 pc bath · skylight · heated floor

Dining RoomMain3.78 × 3.12 m

hardwood floor · pot lights · crown moulding

Bedroom 2Second3.66 × 3.94 m

hardwood floor · b/i closet · window

KitchenMain3.38 × 2.84 m

stainless steel appl · breakfast bar · granite counters

Living RoomMain3.78 × 3.20 m

large window · pot lights · combined w/dining

SunroomMain2.79 × 3.61 m

w/o to yard · overlooks backyard

BreakfastMain3.56 × 3.53 m

w/o to sunroom · hardwood floor · open concept

Our TakeTeam Asgarian · Broker
In line
$1.32Mest. value

Listed at $1,280,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $1.32M, typically $1.18M to $1.41M. Comparable closings on their own put this home around $1.42M, so the seller is asking less than the comparables suggest: either they want a quick, clean sale or something about the home is not in the comparables. Worth seeing before you offer.

Second read, from the city assessment: $1.20M. That is about 15% below the comparable-sales figure. When my two methods disagree this much, the answer usually sits between them and something about this home is not in the comparables (the lot, the condition, a rebuild). I would want to see it before leaning on either number.

List price
$1.18MBelow recent closings$1.41MAbove recent closings

Total price vs nearby homes. Fair value about $1.32M, median of 63 comparables.

The market behind the math:

13sold nearby · 90 days
$1.36Mmedian sold price
94%of asking, on average
−4%prices vs a year ago
~38 dayshomes like this take to sell
50days on market so far
$4,842/moest. rent · 35 leases
4.5%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.8 months of inventory: 8 detached homes for sale in the area against 13 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $731/sqft against an area asking average of $897/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

I take the 63 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.20M, a close match.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Heated floors: comfort and a premium-finish signal. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Broadlands Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Parkwoods-Donalda, so I widened the search to the surrounding area.

Based on 63 comparable homes that sold in Parkwoods-Donalda over the past two years, from 134 closings there.

What sellers nearby are askingCurrently listed nearby in Parkwoods-Donalda · asking prices
$1.47Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.42M, which is where my estimate comes from.

Per square foot, these ask about $847/sqft; this home lists at $731/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.28MThis home1.58M1.20M1.12M1.54M1.90MThis home vs active comparables

Neighbourhood & location

Parkwoods-Donalda, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wexford-Maryvale
$1.70M
Clairlea-Birchmount
$833K
Centennial Scarborough
$1.14M
Willowdale East
$2.37M
Milliken
$888K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Broadlands Public School
68%
Broadlands Public SchoolPublic · Elementary · 0.2 km awayBelow the GTA average · 68% meet the provincial standard
Parkview Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Senator O'Connor College School · Catholic secondary0.8 km · 76% at standard
Wexford Collegiate School for the Arts · Public secondary0.9 km · 44% at standard
Victoria Village Public School · Public elementary0.9 km · 43% at standard
Cassandra Public School · Public elementary1.1 km · 59% at standard
Ranchdale Public School · Public elementary1.1 km · 67% at standard
Annunciation Catholic School · Catholic elementary1.1 km · 78% at standard
Wexford Public School · Public elementary1.1 km · 55% at standard
St Kevin Catholic School · Catholic elementary1.2 km · 69% at standard
Precious Blood Catholic School · Catholic elementary1.3 km · 79% at standard
Victoria Park Collegiate Institute · Public secondary1.4 km · 68% at standard
Maryvale Public School · Public elementary1.4 km · 52% at standard
Sloane Public School · Public elementary1.5 km · 65% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,834/mo
$243KIncome needed
5.3×Price ÷ income
$1,346Weekly cost
$44,150Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $5,834Property tax $554Total carry $6,387

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,520per month

Mortgage amount $1,024,000 · 4.24% over 25 years

$256,000Down payment (20.0%)
$1,024,000Loan before insurance
$0CMHC premium
$6,074Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,520
Property tax
$554
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,074

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,075
Toronto municipal land transfer tax
$22,075
Estimated closing costs
$44,150

Plus your down payment of $256,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$6,698/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$632,150Total interest paid
$1,656,150Total of all payments
Principal $1,024,000 Interest $632,150
YearPrincipalInterestBalance
1$23,659$42,587$1,000,341
2$24,673$41,573$975,668
3$25,730$40,516$949,937
4$26,833$39,413$923,104
5$27,983$38,263$895,122
6$29,182$37,064$865,940
7$30,432$35,814$835,508
8$31,736$34,510$803,772
9$33,096$33,150$770,676
10$34,514$31,732$736,162
11$35,993$30,253$700,169
12$37,535$28,711$662,633
13$39,144$27,102$623,490
14$40,821$25,425$582,669
15$42,570$23,676$540,098
16$44,394$21,852$495,704
17$46,297$19,949$449,408
18$48,280$17,966$401,127
19$50,349$15,897$350,778
20$52,507$13,739$298,272
21$54,756$11,490$243,515
22$57,103$9,143$186,413
23$59,549$6,697$126,863
24$62,101$4,145$64,762
25$64,762$1,484$0

At the end of your 5-year term

Total paid over the term
$331,230
Principal paid down
$128,878
Interest paid
$202,352
Balance remaining
$895,122

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 35 whole-home leases in Parkwoods-Donalda$4,842/mo
$58,104Gross annual rent
3.4%Cap rate after taxes and upkeep
$4,216 to $5,471Typical rent range
~32 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 35 whole-home leases in Parkwoods-Donalda signed at a median of $4,451 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,842. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.5%
Gross yield
− Property tax $6,644− Insurance $1,400− Vacancy & upkeep $6,391Net operating income $43,669

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.

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