901-297 College Street, Toronto, ON

Kensington-Chinatown, Toronto · MLS® C13615086

$780,000
For Sale
Listed 82 days agoNo offer date statedSitting longer than typical
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3Bedrooms
2Bathrooms
0Parking
800-899Sq ft

About this home

In short

  • Rarely offered, bright and spacious 3-bedroom condo featuring.
  • This thoughtfully designed suite boasts a functional open-concept layout, floor-to-ceiling windows, and abundant natural light throughout.
  • Residents enjoy an impressive selection of amenities, including 24-hour concierge service, a fully equipped fitness centre, and guest suites.

Rarely offered, bright and spacious 3-bedroom condo featuring. This thoughtfully designed suite boasts a functional open-concept layout, floor-to-ceiling windows, and abundant natural light throughout. The primary bedroom offers beautiful city views, creating a relaxing urban retreat. Ideally located between Kensington Market and Chinatown, this exceptional address puts you just steps from the University of Toronto, major hospitals, TTC streetcar routes, Little Italy, trendy cafés, acclaimed restaurants, boutique shopping, and vibrant cultural attractions year-round. For added convenience, T&T Supermarket is located right within the building. Residents enjoy an impressive selection of amenities, including 24-hour concierge service, a fully equipped fitness centre, and guest suites. An outstanding opportunity for families, students, or professional couples seeking the best of downtown Toronto living.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13615086
Bedrooms
3
Bathrooms
2
Size
800-899 sq ft
Cross streets
Spadina Ave/ College St
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$889/mo
Exposure
South
Property tax
$4,954 / 2025
Days on market
82
Listing brokerage
HOMELIFE LANDMARK REALTY INC.

Rooms

Living RoomFlat4.76 × 3.69 m

laminate · w/o to balcony · combined w/dining

Dining RoomFlat2.30 × 2.00 m

laminate · w/o to balcony · combined w/living

Bedroom 2Flat4.70 × 2.43 m

laminate · large closet · sliding doors

Primary BedroomFlat3.64 × 2.43 m

laminate · 3 pc ensuite · walk-in closet(s)

KitchenFlat3.05 × 2.65 m

laminate · backsplash · open concept

Bedroom 3Flat3.26 × 2.74 m

laminate · walk-in closet(s)

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is King Edward Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Kensington-Chinatown · asking prices
$1.01Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,137/sqft; this home lists at $918/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
780kThis home700k945k1.40MThis home vs active comparables

Neighbourhood & location

Kensington-Chinatown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$691K
Church-Yonge Corridor
$876K
Niagara
$727K
Little Portugal
$549K
Moss Park
$549K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near da Vinci School
67%
da Vinci SchoolPublic · Elementary · 0.2 km awayBelow the GTA average · 67% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Lord Lansdowne Junior Public School · Public elementary0.2 km · 85% at standard
Kensington Community School School Junior · Public elementary0.4 km · 97% at standard
Subway Academy II · Public secondary0.5 km
Beverley School · Public elementary0.5 km
Heydon Park Secondary School · Public secondary0.6 km · 8% at standard
Ryerson Community School Junior Senior · Public elementary0.7 km · 52% at standard
Orde Street Public School · Public elementary0.7 km · 76% at standard
Central Technical School · Public secondary0.8 km · 54% at standard
Ogden Junior Public School · Public elementary1.0 km · 69% at standard
Contact Alternative School School · Public secondary1.0 km
Clinton Street Junior Public School · Public elementary1.0 km · 90% at standard
St Francis of Assisi Catholic School · Catholic elementary1.1 km · 80% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,555/mo
$169KIncome needed
4.6×Price ÷ income
$820Weekly cost
$24,150Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $3,555Property tax $413Condo fee $889Total carry $4,857

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,450per month

Mortgage amount $624,000 · 4.49% over 25 years

$156,000Down payment (20.0%)
$624,000Loan before insurance
$0CMHC premium
$4,752Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,450
Property tax
$413
Condo / maintenance fees
$889
Heating
$0
Estimated monthly cost
$4,752

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,075
Toronto municipal land transfer tax
$12,075
Estimated closing costs
$24,150

Plus your down payment of $156,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,176/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$411,061Total interest paid
$1,035,061Total of all payments
Principal $624,000 Interest $411,061
YearPrincipalInterestBalance
1$13,925$27,477$610,075
2$14,557$26,845$595,518
3$15,218$26,184$580,299
4$15,909$25,493$564,390
5$16,632$24,771$547,759
6$17,387$24,016$530,372
7$18,176$23,226$512,196
8$19,001$22,401$493,195
9$19,864$21,538$473,330
10$20,766$20,636$452,564
11$21,709$19,694$430,856
12$22,695$18,708$408,161
13$23,725$17,677$384,436
14$24,802$16,600$359,634
15$25,928$15,474$333,705
16$27,106$14,297$306,600
17$28,336$13,066$278,264
18$29,623$11,780$248,641
19$30,968$10,435$217,673
20$32,374$9,029$185,299
21$33,844$7,559$151,455
22$35,380$6,022$116,075
23$36,987$4,416$79,088
24$38,666$2,736$40,422
25$40,422$981$0

At the end of your 5-year term

Total paid over the term
$207,012
Principal paid down
$76,241
Interest paid
$130,771
Balance remaining
$547,759

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
1.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $4,954− Condo fees $10,670− Insurance $600− Vacancy & upkeep $3,564Net operating income $12,612

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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