1105-38 Cameron Street, Toronto, ON

Kensington-Chinatown, Toronto · MLS® C13664016

$1,399,999
For Sale
Listed 69 days agoNo offer date statedSitting longer than typical
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3Bedrooms
2Bathrooms
1Garage
900-999Sq ft

About this home

In short

  • Rarely offered corner suite by renowned builder Tridel at the highly sought-after SQ at Alexandra Park.
  • One of the few 3-bedroom residences in the downtown core offering an expansive private terrace, this exceptional home features approximately 987 sq. ft. of...
  • Complete with a natural gas line, this oversized outdoor retreat is ideal for entertaining, dining al fresco, or simply enjoying your own private oasis in the heart...
  • The bright, open-concept layout is enhanced by expansive windows that provide an abundance of natural light from multiple exposures.
  • The well-appointed primary bedroom offers a walk-in closet and private ensuite, while two additional bedrooms provide exceptional flexibility for families...

Rarely offered corner suite by renowned builder Tridel at the highly sought-after SQ at Alexandra Park. One of the few 3-bedroom residences in the downtown core offering an expansive private terrace, this exceptional home features approximately 987 sq. ft. of thoughtfully designed interior living space complemented by an impressive private terrace of approximately 300 sq. ft. Complete with a natural gas line, this oversized outdoor retreat is ideal for entertaining, dining al fresco, or simply enjoying your own private oasis in the heart of downtown Toronto.The bright, open-concept layout is enhanced by expansive windows that provide an abundance of natural light from multiple exposures. The modern kitchen seamlessly connects to the spacious living and dining areas, creating an inviting space for everyday living and effortless entertaining.The well-appointed primary bedroom offers a walk-in closet and private ensuite, while two additional bedrooms provide exceptional flexibility for families, professionals working from home, or overnight guests. One underground parking space and one locker are included for added convenience.Positioned on a desirable corner, the expansive northwest-facing terrace extends your living space outdoors and offers a rare opportunity to enjoy outdoor living in one of downtown Toronto's most vibrant neighbourhoods.Residents of SQ at Alexandra Park enjoy premium amenities and an unbeatable location just steps to Queen Street West, Kensington Market, Chinatown, Alexandra Park, the Entertainment District, the Financial District, renowned restaurants, cafés, boutique shopping, TTC, and some of the city's best cultural attractions. This exceptional residence delivers the perfect combination of space, comfort, and urban convenience in one of Toronto's most desirable downtown communities.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13664016
Bedrooms
3
Bathrooms
2
Size
900-999 sq ft
Cross streets
Queen St W & Spadina
Parking
1 garage (underground)
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Concrete
Maintenance
$922/mo
Exposure
North West
Property tax
$4,736 / 2025
Days on market
69
Listing brokerage
ZOLO REALTY
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Kensington-Chinatown · asking prices
$1.11Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.

Per square foot, these ask about $1,058/sqft; this home lists at $1,474/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 7 active listings nearby.

See all comparable homes
1.40MThis home1.15M1.05M1000k945k1.40MThis home vs active comparables

Neighbourhood & location

Kensington-Chinatown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$682K
Niagara
$727K
Church-Yonge Corridor
$953K
Little Portugal
$549K
Waterfront Communities C8
$554K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ryerson Community School
52%
Ryerson Community SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 52% meet the provincial standard
ALPHA Alternative Junior SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Ogden Junior Public School · Public elementary0.2 km · 69% at standard
Oasis Alternative Secondary School · Public secondary0.4 km
Heydon Park Secondary School · Public secondary0.7 km · 8% at standard
Beverley School · Public elementary0.7 km
Subway Academy II · Public secondary0.7 km
Contact Alternative School School · Public secondary0.8 km
Charles G Fraser Junior Public School · Public elementary0.9 km · 74% at standard
Kensington Community School School Junior · Public elementary1.0 km · 97% at standard
Niagara Street Junior Public School · Public elementary1.0 km · 82% at standard
Lord Lansdowne Junior Public School · Public elementary1.1 km · 85% at standard
Orde Street Public School · Public elementary1.1 km · 76% at standard
Bishop Macdonell Catholic School · Catholic elementary1.1 km · 82% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,381/mo
$275KIncome needed
5.1×Price ÷ income
$1,472Weekly cost
$48,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

83%mortgage
Mortgage $6,381Property tax $395Condo fee $922Total carry $7,697

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,193per month

Mortgage amount $1,119,999 · 4.49% over 25 years

$280,000Down payment (20.0%)
$1,119,999Loan before insurance
$0CMHC premium
$7,509Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,193
Property tax
$395
Condo / maintenance fees
$922
Heating
$0
Estimated monthly cost
$7,509

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,475
Toronto municipal land transfer tax
$24,475
Estimated closing costs
$48,950

Plus your down payment of $280,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,495/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$737,801Total interest paid
$1,857,800Total of all payments
Principal $1,119,999 Interest $737,801
YearPrincipalInterestBalance
1$24,994$49,318$1,095,006
2$26,128$48,184$1,068,877
3$27,315$46,997$1,041,562
4$28,555$45,757$1,013,007
5$29,851$44,461$983,156
6$31,207$43,105$951,949
7$32,624$41,688$919,325
8$34,105$40,207$885,220
9$35,654$38,658$849,567
10$37,272$37,040$812,295
11$38,965$35,347$773,330
12$40,734$33,578$732,596
13$42,583$31,729$690,013
14$44,517$29,795$645,496
15$46,538$27,774$598,958
16$48,651$25,661$550,307
17$50,860$23,452$499,447
18$53,169$21,143$446,278
19$55,583$18,729$390,695
20$58,107$16,205$332,588
21$60,745$13,567$271,843
22$63,503$10,809$208,339
23$66,387$7,925$141,953
24$69,401$4,911$72,552
25$72,552$1,760$0

At the end of your 5-year term

Total paid over the term
$371,560
Principal paid down
$136,843
Interest paid
$234,717
Balance remaining
$983,156

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
1.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.6%
Gross yield
− Property tax $4,736− Condo fees $11,059− Insurance $600− Vacancy & upkeep $4,026Net operating income $16,179

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ZOLO REALTY. MLS®/PropTx.

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