PH8-96 St Patrick Street, Toronto, ON

Kensington-Chinatown, Toronto · MLS® C13791146

$1,395,000
For Sale
Listed 33 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage
1000-1199Sq ft

About this home

In short

  • Welcome to one of the most desirable south-corner penthouse units at 9T6, now offered with a recent price reduction from the previous listing.
  • With approximately 1,700 square feet of combined indoor and outdoor living space, this newly renovated two-storey condo offers a rare blend of scale, design, outdoor...
  • White oak herringbone flooring runs across both levels, connected by a striking white oak staircase with glass railings and anchored by a dramatic tall chandelier.
  • The newly renovated kitchen is both stylish and functional, with new appliances, contemporary finishes, and a seamless connection to the dining and living areas.
  • Turn-key, newly renovated, and exceptionally well located, this penthouse offers a rare opportunity in the heart of downtown Toronto.

Welcome to one of the most desirable south-corner penthouse units at 9T6, now offered with a recent price reduction from the previous listing. With approximately 1,700 square feet of combined indoor and outdoor living space, this newly renovated two-storey condo offers a rare blend of scale, design, outdoor space, and downtown convenience. Perfectly situated steps from Hospital Row, the TTC subway, Queen Street West, and the Art Gallery of Ontario, the home has been thoughtfully updated with sophistication in mind. White oak herringbone flooring runs across both levels, connected by a striking white oak staircase with glass railings and anchored by a dramatic tall chandelier. The main level features a spacious living area that opens onto a south-facing terrace, creating an easy indoor-outdoor flow for entertaining or relaxing. The newly renovated kitchen is both stylish and functional, with new appliances, contemporary finishes, and a seamless connection to the dining and living areas. Upstairs, the main bedroom offers a serene retreat with a private balcony, large walk-in closet, and luxurious ensuite bathroom. The second bedroom features floor-to-ceiling east-facing windows, generous closet space, and abundant natural light. The versatile third bedroom can function beautifully as a bedroom, home office, or second living area, with both south and east-facing windows and views toward City Hall. Additional highlights include breathtaking south-facing views of the CN Tower, a second-storey balcony, one parking space, two storage lockers, and substantial in-suite storage. Turn-key, newly renovated, and exceptionally well located, this penthouse offers a rare opportunity in the heart of downtown Toronto.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13791146
Bedrooms
3
Bathrooms
3 (1 half)
Size
1000-1199 sq ft
Cross streets
Dundas Street East and University Avenue
Parking
1 garage (built-in)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Maintenance
$1,249/mo
Exposure
South East
Property tax
$5,965 / 2026
Days on market
33
Listing brokerage
RIGHT AT HOME REALTY
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Kensington-Chinatown · asking prices
$1.14Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,048/sqft; this home lists at $1,269/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.40MThis home1.11M1.40M1.15M1.05M1000kThis home vs active comparables

Neighbourhood & location

Kensington-Chinatown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$691K
Church-Yonge Corridor
$876K
Moss Park
$549K
Waterfront Communities C8
$554K
North St. James Town
$649K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ogden Junior Public School
69%
Ogden Junior Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 69% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Contact Alternative School School · Public secondary0.1 km
Heydon Park Secondary School · Public secondary0.4 km · 8% at standard
Beverley School · Public elementary0.5 km
Subway Academy II · Public secondary0.5 km
Orde Street Public School · Public elementary0.6 km · 76% at standard
St Michael's Choir (Sr) School · Catholic secondary1.0 km · 98% at standard
St Michael's Choir (Jr) School · Catholic elementary1.0 km · 98% at standard
Oasis Alternative Secondary School · Public secondary1.1 km
ALPHA Alternative Junior School · Public elementary1.1 km
Lord Lansdowne Junior Public School · Public elementary1.2 km · 85% at standard
da Vinci School · Public elementary1.2 km · 67% at standard
St Joseph's College School · Catholic secondary1.2 km · 76% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,358/mo
$284KIncome needed
4.9×Price ÷ income
$1,467Weekly cost
$48,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $6,358Property tax $497Condo fee $1,249Total carry $8,105

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,171per month

Mortgage amount $1,116,000 · 4.49% over 25 years

$279,000Down payment (20.0%)
$1,116,000Loan before insurance
$0CMHC premium
$7,917Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,171
Property tax
$497
Condo / maintenance fees
$1,249
Heating
$0
Estimated monthly cost
$7,917

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,375
Toronto municipal land transfer tax
$24,375
Estimated closing costs
$48,750

Plus your down payment of $279,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,468/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$735,167Total interest paid
$1,851,167Total of all payments
Principal $1,116,000 Interest $735,167
YearPrincipalInterestBalance
1$24,904$49,142$1,091,096
2$26,035$48,012$1,065,061
3$27,217$46,829$1,037,843
4$28,453$45,594$1,009,390
5$29,745$44,302$979,645
6$31,095$42,951$948,550
7$32,507$41,539$916,043
8$33,983$40,063$882,059
9$35,526$38,520$846,533
10$37,139$36,907$809,394
11$38,826$35,221$770,569
12$40,588$33,458$729,980
13$42,431$31,615$687,549
14$44,358$29,689$643,191
15$46,372$27,675$596,819
16$48,477$25,569$548,342
17$50,678$23,368$497,664
18$52,979$21,067$444,685
19$55,385$18,662$389,300
20$57,899$16,147$331,400
21$60,528$13,518$270,872
22$63,277$10,770$207,595
23$66,150$7,897$141,446
24$69,153$4,894$72,293
25$72,293$1,754$0

At the end of your 5-year term

Total paid over the term
$370,233
Principal paid down
$136,355
Interest paid
$233,879
Balance remaining
$979,645

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
1.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $5,965− Condo fees $14,994− Insurance $600− Vacancy & upkeep $4,488Net operating income $14,753

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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