319B Horsham Avenue, Toronto, ON
Willowdale West, Toronto · MLS® C13633488
About this home
In short
- Exquisite Luxury Custom-Built Home in Willowdale West, impeccably crafted with a timeless stone & brick exterior, nestled on a sun-drenched south-exposed lot with a...
- 2,700 sq. ft. above grade plus a professionally finished basement, this family home feels even more spacious thanks to its well-thought-out layout.
- The sun-drenched south-facing family room overlooks the private backyard, while the spacious breakfast area offers a walk-out to the deck.
- Upstairs are 4 bedrooms, including a generous primary suite with 6-piece ensuite and walk-in closet, a second large bedroom with its own ensuite, and third and fourth...
- The professionally finished basement features heated floors, large above-grade windows and a walk-out just a few steps to the backyard, making it feel almost like...
Exquisite Luxury Custom-Built Home in Willowdale West, impeccably crafted with a timeless stone & brick exterior, nestled on a sun-drenched south-exposed lot with a private and serene backyard. Featuring 4+1 bedrooms, approx. 2,700 sq. ft. above grade plus a professionally finished basement, this family home feels even more spacious thanks to its well-thought-out layout. Large and inviting living and dining rooms lead to a spacious modern kitchen with a large centre island, two-tone walnut and spray-painted luxury cabinetry and built-in high-end Miele appliances. The sun-drenched south-facing family room overlooks the private backyard, while the spacious breakfast area offers a walk-out to the deck. Upstairs are 4 bedrooms, including a generous primary suite with 6-piece ensuite and walk-in closet, a second large bedroom with its own ensuite, and third and fourth bedrooms sharing a 4-piece bathroom. A large skylight adorned by layers of molding and fine details in the center of the second floor hallway brings in an abundance of natural light. The professionally finished basement features heated floors, large above-grade windows and a walk-out just a few steps to the backyard, making it feel almost like grade-level living. Built for the owner with high-end finishes and utmost attention to detail and craftsmanship. Features include a large open glass wall in the foyer, solid interior doors with quality hardware, solid oak floors, solid mahogany front door, beautiful moulded and tray ceilings with cove lighting throughout-even in every bedroom-high-end kitchen cabinetry and appliances, wall paneling throughout the main floor and second-floor hallway, precast fireplace mantels, built-in speakers and more. Ideally situated on a quiet street with no sidewalk, driveway equipped with security bollard w remote, minutes to Yonge St., schools, parks, shopping and dining. 319B Horsham Ave is a fine residence that truly deserves to be called home.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13633488
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 5 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 32 × 133.5 ft
- Cross streets
- Finch/Senlac
- Parking
- 2 garage · 4 parking (built-in)
- Driveway
- Private
- Basement
- Finished, Walk-Up
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Poured Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $12,601 / 2025
- Days on market
- 35
- Listing brokerage
- ROYAL LEPAGE TERREQUITY CONFIDENCE REALTY
Rooms
gas fireplace · panelled · indirect lights
hardwood floor · double closet · indirect lights
hardwood floor · built-in speakers · moulded ceiling
hardwood floor · walk-in closet(s) · 4 pc ensuite
hardwood floor · panelled · w/o to deck
hardwood floor · closet · 5 pc ensuite
heated floor · built-in speakers · electric fireplace
double doors · walk-in closet(s) · 6 pc ensuite
heated floor · closet · above grade window
gas fireplace · b/i shelves · overlooks backyard
centre island · b/i appliances · modern kitchen
Listed at $2,668,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $2.51M, typically $2.26M to $2.82M. Comparable closings on their own put this home around $2.15M, so the ask carries a premium over the comparables: the seller is pricing in the finishes, the lot, or room to negotiate. That gap is your negotiating room.
Second read, from the city assessment: $2.44M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.
Total price vs nearby homes. Fair value about $2.51M, median of 22 comparables.
The market behind the math:
About 0.9 months of inventory: 6 detached homes for sale in the area against 20 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $970/sqft against an area asking average of $856/sqft. Size and $/sqft both feed the estimate above.
- Walk-up basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version
I take the 22 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $2.44M, a close match.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Heated floors: comfort and a premium-finish signal. Lifestyle
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
Schools & getting aroundcatchment and transit
Its public catchment (Willowdale Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Based on 22 comparable homes that sold in Willowdale West over the past two years, from 124 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $902/sqft; this home lists at $970/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Willowdale West, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 8, 2026); conventional rates run a little higher.
Mortgage amount $2,134,400 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $11,507
- Property tax
- $1,050
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $12,557
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $53,175
- Toronto municipal land transfer tax
- $53,175
- Estimated closing costs
- $106,350
Plus your down payment of $533,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $690,407
- Principal paid down
- $268,631
- Interest paid
- $421,777
- Balance remaining
- $1,865,769
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 7 whole-home leases in Willowdale West signed at a median of $5,714 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $6,169. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY CONFIDENCE REALTY. MLS®/PropTx.