4 Community Circle, Toronto, ON
Willowdale West, Toronto · MLS® C13638164
About this home
In short
- Exceptional custom-built family residence on an exclusive 58' lot in one of Willowdale West's most desirable enclaves.
- Designed and built by the original builders/owners, this extraordinary 4+1 bed, 7 bath home offers over 4,100 sq. ft. above grade plus approx.
- The chef's kitchen is truly the heart of the home, featuring premium Wolf appliances including a 6-burner gas range and built-in refrigerator, an oversized centre...
- Professionally landscaped and fully irrigated, it features expansive stone patios, a saltwater pool with safety gate, cedar cabana with bathroom and outdoor shower, a...
- Each of the 2nd floor bedrooms has vaulted ceilings and enjoys its own private ensuite, including an exceptional primary retreat with dual walk-in closets and a...
Exceptional custom-built family residence on an exclusive 58' lot in one of Willowdale West's most desirable enclaves. Designed and built by the original builders/owners, this extraordinary 4+1 bed, 7 bath home offers over 4,100 sq. ft. above grade plus approx. 2000sq ft beautiful lower level. Every detail reflects uncompromising craftsmanship, meticulous attention to detail and a commitment to quality rarely found today. Completely turnkey level impeccably maintained, this is a home where every finish, system and space has been thoughtfully executed. A timeless transitional design with level entrance blends refined millwork with bright, beautifully proportioned principal rooms that are equally suited to elegant entertaining and comfortable family living. The chef's kitchen is truly the heart of the home, featuring premium Wolf appliances including a 6-burner gas range and built-in refrigerator, an oversized centre island, separate servery, extensive custom cabinetry and generous space for everyday family meals. French doors open to a breathtaking resort-inspired backyard. Professionally landscaped and fully irrigated, it features expansive stone patios, a saltwater pool with safety gate, cedar cabana with bathroom and outdoor shower, a custom outdoor kitchen beneath a solid cedar pergola with built-in BBQ, fridge and cabinetry, plus landscape lighting that creates an unforgettable sunset. Each of the 2nd floor bedrooms has vaulted ceilings and enjoys its own private ensuite, including an exceptional primary retreat with dual walk-in closets and a luxurious 7-piece bath. The finished lower level offers a fifth bedroom with ensuite plus an additional full bath, second kitchen, expansive recreation areas and outstanding flexibility for entertaining, extended family or live-in support. This home is best seen in person - to really feel it!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13638164
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 7
- Size
- 3500-5000 sq ft
- Lot
- 58 × 140 ft
- Cross streets
- Senlac/Churchill/Stafford
- Parking
- 2 garage · 6 parking (built-in)
- Driveway
- Private Double
- Basement
- Finished, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Concrete, Insulated Concrete Form
- Roof
- Shingles
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $15,438 / 2026
- Days on market
- 37
- Listing brokerage
- KELLER WILLIAMS REFERRED URBAN REALTY
Rooms
above grade window · gas fireplace · 3 pc bath
side door · access to garage · combined w/laundry
hardwood floor · breakfast bar · above grade window
broadloom · 4 pc ensuite · closet
hardwood floor · gas fireplace · overlooks backyard
porcelain floor · centre island · w/o to patio
hardwood floor · 7 pc ensuite · walk-in closet(s)
hardwood floor · 3 pc ensuite · large closet
hardwood floor · 6 pc ensuite · walk-in closet(s)
hardwood floor · 4 pc ensuite · large closet
porcelain floor · crown moulding · b/i closet
stainless steel sink · b/i shelves · pocket doors
hardwood floor · crown moulding · window floor to ceiling
Laundry Sink
hardwood floor · crown moulding · open concept
overlooks family · family size kitchen · w/o to patio
Listed at $3,850,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $3.62M, typically $3.33M to $4.19M. Comparable closings on their own put this home around $3.09M, so the ask carries a premium over the comparables: the seller is pricing in the finishes, the lot, or room to negotiate. That gap is your negotiating room.
Second read, from the city assessment: $2.87M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.
Total price vs nearby homes. Fair value about $3.62M, median of 31 comparables.
The market behind the math:
About 1.3 months of inventory: 9 detached homes for sale in the area against 20 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $906/sqft against an area asking average of $761/sqft. Size and $/sqft both feed the estimate above.
- Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Willowdale West: 27 of the 154 detached leases here lately were basement units, around $1,850 a month. That makes the suite real income, and comparable-sales math under-prices it, so read the estimate as a floor. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
- Inground pool. Priced into the comparison on the assumption it is clean and modern. A pool costs more to build than resale pays back, and condition is the in-person call.
How this estimate is builtthe short version
I take the 31 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $2.87M, a bit lower.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Primary suite: a key comfort and resale feature. Lifestyle
Schools & getting aroundcatchment and transit
The assigned public school is Willowdale Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
Based on 31 comparable homes that sold in Willowdale West over the past two years, from 124 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $816/sqft; this home lists at $906/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Willowdale West, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.
Mortgage amount $3,080,000 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $16,605
- Property tax
- $1,287
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $17,891
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $82,725
- Toronto municipal land transfer tax
- $91,225
- Estimated closing costs
- $173,950
Plus your down payment of $770,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $996,278
- Principal paid down
- $387,642
- Interest paid
- $608,636
- Balance remaining
- $2,692,358
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Willowdale West (27 of 154 recent detached leases were basement units, around $1,850 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,850 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 7 whole-home leases in Willowdale West signed at a median of $7,134 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $7,259. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.