297 Churchill Avenue, Toronto, ON
Willowdale West, Toronto · MLS® C13029434
About this home
Stunning Custom Built 4+1 Bdrm Home Nestled in Prestigious Willowdale West Neighborhood. Exceptionally Sophisticated & Elegant Details Throughout. Spacious & Practical Layout With Over 3500 Sf Above Grade(Per Mpac) Plus Luxuriously Finished Basement. Foyer w Double-Height Ceiling, Elegant Marble Hallway Leads To Vaulted Ceiling Living & Dining Area. Master Chef Kitchen w Central Island w Granite Tops & Backsplash, Top-of-the-line Appliances(Wolf,Sub-Zero), Catering, Providing Ample Cabinet Space. Gorgeous Breakfast Area Overlooking Backyard. Family Rm w W/O to Expansive Double Deck. Main Flr Office w Build-in Shelfs. 9' Ceiling On Main and 2nd Floor, Hardwood Flooring/Pot light Throughout. Spiral Staircase w/ Wrought Iron and Oak Handrail, Huge Skylight Above. Oversized Master Bedroom w Cathedral Ceilings w 5 Piece Ensuite w Jacuzzi/Toto Washlet Toilet, Double Closet(W/I+B/I). All Bdrms are Generously Sized W/ Ensuites. All Bathroom w/Toto Toilets and Skylights. Laundry Room on the 2nd Floor. Finished Basement w Over 10' Coffered Ceiling With 5th Bedroom, Fireplace and Wet Bar. B/I Double-Car Garage(Leads to Basement) + Additional 4 Parking Spaces on a Private Double Driveway w Solid Stone Interlock(No Sidewalk). Convenient Location To All Amenities(Shopping/Park & School). This Home Is a Marvel of Classic Design & Fine Elegance, Has Everything To Live Your Best Life, Must See!!!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13029434
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 6 (1 half)
- Size
- 3500-5000
- Lot
- 37.55 × 145.18 ft
- Cross streets
- Bathurst St/Finch Ave
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private
- Basement
- Finished with Walk-Out, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Unknown
- Sewer
- Sewer
- Property tax
- $12,732 / 2025
- Days on market
- 91
- Listing brokerage
- REAL ONE REALTY INC.
Rooms
hardwood floor · 5 pc ensuite · his and hers closets
hardwood floor · 3 pc ensuite · pot lights
hardwood floor · b/i bookcase · pot lights
combined w/kitchen · overlooks backyard · large window
modern kitchen · granite counters · centre island
hardwood floor · coffered ceiling(s) · w/o to deck
hardwood floor · gas fireplace · vaulted ceiling(s)
coffered ceiling(s) · wet bar · walk-out
hardwood floor · 4 pc ensuite · pot lights
hardwood floor · pot lights · vaulted ceiling(s)
broadloom · large window · pot lights
hardwood floor · 4 pc ensuite · pot lights
Listed at $2,799,000, this home is about 20% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
In Willowdale West lately, sellers have been getting about 98% of asking and homes sell in about 32 days.
Based on 92 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 92 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.15M, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $2.45M
- Bedrooms −$30K
- Adjusts to $2.42M
That comparable adjusts to $2.42M; the $3.50M estimate above is the median of all 92 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
The assigned public school is Willowdale Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Total price vs nearby homes. Fair value about $3.50M, median of 92 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Primary suite: a key comfort and resale feature. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 6 active listings nearby.
See all comparable homesThis home lists 20% below the area average of $827/sqft.
90 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Willowdale West, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $2,239,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $11,949
- Property tax
- $1,061
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $13,010
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $56,450
- Toronto municipal land transfer tax
- $56,450
- Estimated closing costs
- $112,900
Plus your down payment of $559,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $716,952
- Principal paid down
- $285,163
- Interest paid
- $431,789
- Balance remaining
- $1,954,037
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ONE REALTY INC.. MLS®/PropTx.