170 Spring Garden Avenue, Toronto, ON
Willowdale East, Toronto · MLS® C13699196
About this home
In short
- TOP-RANKED SCHOOL---HOLLYWOOD PS & EARL HAIG SSWelcome to a beautiful, custom-built an ----- SPECTACULAR ----- residence blends timeless elegance with modern luxury...
- The main floor welcomes you with an open concept living space, featuring contemporary finishes with hardwood flooring throughout, apprx12-foot ceilings, soaring...
- The dream kitchen is a culinary dream, featuring custom cabinetry, high-end appliance, and an open concept layout with a breakfast areas, complemented by a separate...
- Thoughtfully designed for both flow and functionality, 5 bedrooms upstairs, each with an ensuite-HEATED FLOOR bathrooms for comfort and privacy. and versatility --- a...
- With two furnaces, the property offers enhanced comfort and independent heating zones, Steps Away From Top Ranked Schools (Hollywood P.S and Earl Haig S.S),Subway and...
***TOP-RANKED SCHOOL---HOLLYWOOD PS & EARL HAIG SS***Welcome to a beautiful, custom-built an ----- SPECTACULAR ----- residence blends timeless elegance with modern luxury, offering an exceptional living experience in a fabulous and sought-after neighbourhood, Willowdale East. The main floor welcomes you with an open concept living space, featuring contemporary finishes with hardwood flooring throughout, apprx12-foot ceilings, soaring ceilings draw your eye upward and beautifully-crafted coffered ceilings with over-sized large windows that create airy and open feel. The expansive living & dining room spaces ideal for both your family's modern living and upscale entertaining. The dream kitchen is a culinary dream, featuring custom cabinetry, high-end appliance, and an open concept layout with a breakfast areas, complemented by a separate cooking kitchenette. Seamlessly flowing , the open concept family room invites you to relax at home, and direct flow into an outdoor deck and patio ideal for effortless indoor-outdoor living. Thoughtfully designed for both flow and functionality, 5 bedrooms upstairs, each with an ensuite-HEATED FLOOR bathrooms for comfort and privacy. and versatility --- a 5th bedrm could be used as a senior suite/guest bedrm or work-at-home office. The primary suite is a private sanctuary, and serene views of the nature & sunlights. The basement features an extra kitchen, 2bedrooms and more!! It is an excellent choice for a large family, multi-generational living, or investors seeking additional rental income. An elevator for convenient access to all levels. With two furnaces, the property offers enhanced comfort and independent heating zones, Steps Away From Top Ranked Schools (Hollywood P.S and Earl Haig S.S),Subway and shops.------*3-STOP PRIVATE ELEVATOR, TOTAL 8-BEDRM & 8-BATHRM 2.5-KITCHEN, 2-LAUNDRY RMS W/2SETS OF WASHER/DRYER, HEATED TILED-FLOOR, 2-FURANCE & 2-CAC & MORE
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13699196
- Bedrooms
- 5+3 (8 total)
- Bathrooms
- 8 (1 half)
- Size
- 3500-5000 sq ft
- Lot
- 50 × 120 ft
- Cross streets
- E.YONGE ST/N.SHEPPARD AVE E
- Parking
- 2 garage · 5 parking (attached)
- Basement
- Finished with Walk-Out, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $20,111 / 2026
- Days on market
- 22
- Listing brokerage
- KELLER WILLIAMS REFERRED URBAN REALTY
Rooms
5 pc ensuite · fireplace
gas fireplace · w/o to yard · built-in speakers
3 pc ensuite · hardwood floor · pot lights
heated floor · b/i appliances · centre island
4 pc ensuite · fireplace · wall sconce lighting
heated floor · pot lights · closet
Pot Lights
pot lights · coffered ceiling(s) · hardwood floor
4 pc ensuite · hardwood floor · moulded ceiling
heated floor · centre island · pot lights
heated floor · w/o to yard · 3 pc ensuite
heated floor · laundry sink · walk through
3 pc ensuite · hardwood floor · pot lights
heated floor · pot lights · closet
hardwood floor · large window · pot lights
heated floor · pot lights · window
Listed at $3,289,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $3.09M, typically $2.98M to $3.52M. Comparable closings on their own put this home around $2.62M, so the ask carries a premium over the comparables: the seller is pricing in the finishes, the lot, or room to negotiate. That gap is your negotiating room.
Second read, from the city assessment: $3.17M. That is about 21% above the comparable-sales figure. When my two methods disagree this much, the answer usually sits between them and something about this home is not in the comparables (the lot, the condition, a rebuild). I would want to see it before leaning on either number.
Total price vs nearby homes. Fair value about $3.09M, median of 40 comparables.
The market behind the math:
About 0.6 months of inventory: 7 detached homes for sale in the area against 38 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $774/sqft against an area asking average of $726/sqft. Size and $/sqft both feed the estimate above.
- Walk-out basement apartment features. A finished 3 bed walk-out basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Willowdale East: 32 of the 231 detached leases here lately were basement units, around $2,150 a month. That makes the suite real income, and comparable-sales math under-prices it, so read the estimate as a floor. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version
I take the 40 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $3.17M, a close match.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Heated floors: comfort and a premium-finish signal. Lifestyle
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Open-concept layout: modern, sought-after flow. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
- Elevator: rare and valuable for accessibility and resale. Lifestyle
Schools & getting aroundcatchment and transit
On schools, this address is zoned for Hollywood Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Read this with carewhy it’s an estimate, not an appraisal
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
Based on 40 comparable homes that sold in Willowdale East over the past two years, from 215 closings there.
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $747/sqft; this home lists at $774/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesNeighbourhood & location
Willowdale East, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.
Mortgage amount $2,631,200 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $14,185
- Property tax
- $1,676
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $15,861
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $68,700
- Toronto municipal land transfer tax
- $71,590
- Estimated closing costs
- $140,290
Plus your down payment of $657,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $851,106
- Principal paid down
- $331,157
- Interest paid
- $519,949
- Balance remaining
- $2,300,043
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Willowdale East (32 of 231 recent detached leases were basement units, around $2,150 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $2,150 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 13 whole-home leases in Willowdale East signed at a median of $8,033 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $8,108. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.