21 Don Ridge Drive, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13708342

$7,995,000
For Sale
Listed 18 days agoNo offer date stated
Request a showing
◎ Directions
5+2Bedrooms
7Bathrooms
3Garage · 9 parking
5,000Sq ft
7 schools20+ transit stops16 parks20+ restaurantswithin 1.5 km

About this home

In short

  • Set On A Spectacular Ravine Lot, 21 Don Ridge Is A Remarkable Custom Residence Designed And Built By Renowned Architect Lorne Rose.
  • A Refined Expression Of Timeless Architecture, Pairing An Elegant Palette With Elevated Interiors, 10ft Ceilings And Impressive Wainscotting And Millwork Throughout...
  • Heated Floors Run Throughout, And The Lower Level Features A Temperature-Controlled Wine Cellar.
  • 5 Bedrooms, 7 Bathrooms & A 3-Car Heated Garage.
  • Mature Landscaping Surrounds A Private Heated Pool.

Set On A Spectacular Ravine Lot, 21 Don Ridge Is A Remarkable Custom Residence Designed And Built By Renowned Architect Lorne Rose. A Refined Expression Of Timeless Architecture, Pairing An Elegant Palette With Elevated Interiors, 10ft Ceilings And Impressive Wainscotting And Millwork Throughout, Plus Generously Proportioned Principal Rooms For Everyday Living And Entertaining. A Sun-Filled Main Floor Office/Study Offers The Perfect Work-From-Home Retreat. The Kitchen Anchors The Home With Custom Cabinetry, Sub-Zero And Wolf Appliances And A Large Centre Island With Butler's Pantry. The Primary Retreat Overlooks The Rear Grounds, With A Statement Gas Fireplace, Custom Built-Ins, His-And-Hers Walk-In Closets And A Spa-Like Ensuite. Heated Floors Run Throughout, And The Lower Level Features A Temperature-Controlled Wine Cellar. 5 Bedrooms, 7 Bathrooms & A 3-Car Heated Garage. Mature Landscaping Surrounds A Private Heated Pool. Moments To Top Private Schools, TTC And Rosedale Golf Club.

Key facts

Property type
Detached, 2-Storey
MLS®
C13708342
Bedrooms
5+2 (7 total)
Bathrooms
7 (1 half)
Size
5,000 sq ft
Lot
73.89 × 175.79 ft
Cross streets
York Mills Rd/ Yonge St
Parking
3 garage · 9 parking (built-in)
Driveway
Private
Basement
Finished, Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Unknown
Roof
Cedar, Shake
Sewer
Sewer
Pool
Outdoor
Property tax
$36,196 / 2025
Days on market
18
Listing brokerage
RE/MAX REALTRON BARRY COHEN HOMES INC.

Rooms

BedroomLower4.87 × 4.94 m

above grade window · double closet · 3 pc ensuite

Primary BedroomSecond5.66 × 6.33 m

double doors · vaulted ceiling(s) · walk-in closet(s)

Dining RoomMain4.59 × 5.78 m

hardwood floor · wall sconce lighting · picture window

OfficeMain3.55 × 4.18 m

panelled · hardwood floor · gas fireplace

RecreationLower8.04 × 5.77 m

vinyl floor · pot lights · b/i bookcase

Exercise RoomLower5.66 × 4.41 m

above grade window · pot lights · 3 pc ensuite

Game RoomLower5.71 × 4.65 m

picture window · built-in speakers · picture window

LaundrySecond1.64 × 4.41 m

limestone flooring · b/i shelves · laundry sink

Bedroom 3Second4.93 × 3.45 m

hardwood floor · pot lights · double closet

Family RoomMain6.43 × 8.03 m

hardwood floor · gas fireplace · b/i shelves

Utility RoomLower6.68 × 6.10 m
Bedroom 4Second4.52 × 5.28 m

hardwood floor · pot lights · vaulted ceiling(s)

FoyerMain3.18 × 4.29 m

marble floor · wainscoting · double doors

BreakfastMain4.51 × 4.98 m

hardwood floor · double doors · picture window

Bedroom 2Second6.10 × 4.12 m

vaulted ceiling(s) · bay window · pot lights

KitchenMain4.54 × 6.39 m

hardwood floor · centre island · b/i fridge

Bedroom 5Second6.36 × 10.78 m

hardwood floor · picture window · 3 pc ensuite

Living RoomMain5.08 × 5.38 m

hardwood floor · crown moulding · bay window

Our TakeTeam Asgarian · Broker
Worth a closer look
$4.34Mest. value

Listed at $7,995,000. My estimate lands at $4.34M, so the ask sits about 84% above what comparable sales suggest. A gap that wide can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look at what justifies it before you offer. Treat the figure as a starting point: tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Second read, from the city assessment: $6.16M. That is about 42% above the comparable-sales figure. When my two methods disagree this much, the answer usually sits between them and something about this home is not in the comparables (the lot, the condition, a rebuild). I would want to see it before leaning on either number.

List price
$3.48MBelow recent closings$8.00MAbove recent closings

Total price vs nearby homes. Fair value about $4.34M, median of 29 comparables.

The market behind the math:

23sold nearby · 90 days
$2.40Mmedian sold price
95%of asking, on average
−14%prices vs a year ago
~46 dayshomes like this take to sell
18days on market so far
$10,270/moest. rent · 22 leases
1.5%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.7 months of inventory: 21 detached homes for sale in the area against 23 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,599/sqft against an area asking average of $1,185/sqft. Size and $/sqft both feed the estimate above.

  • Walk-out basement apartment features. A finished 2 bed walk-out basement apartment with a second kitchen. A self-contained space for extended family, guests or potential income. In St. Andrew-Windfields basements rarely rent out (5 of 133 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
  • Ravine / green setting. This home backs onto a wooded ravine. The ravine backing is priced into the comparison. How much it is really worth depends on whether the house sits on table land with the slope well behind it, or drops away right behind it, and that part is my in-person call.
How this estimate is builtthe short version

I take the 29 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $6.16M, higher than the comparables and worth a second look.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
  • Heated floors: comfort and a premium-finish signal. Lifestyle
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Schools & getting aroundcatchment and transit

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Yonge St. / William Carson Cr. is about a 3-minute walk away.

Based on 29 comparable homes that sold in St. Andrew-Windfields over the past two years, from 170 closings there.

What sellers nearby are askingCurrently listed nearby in St. Andrew-Windfields · asking prices
$5.66Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $4.34M, which is where my estimate comes from.

Per square foot, these ask about $1,172/sqft; this home lists at $1,599/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
8.00MThis home7.00M7.10M4.18M4.38MThis home vs active comparables

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

54/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Yonge St. / William Carson Cr., about 236 m away

20+ transit stops3 grocery20+ dining16 parks1 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Newtonbrook West
$1.70M
Wexford-Maryvale
$1.10M
Clairlea-Birchmount
$833K
Edenbridge-Humber Valley
$3.99M
Birchcliffe-Cliffside
$1.25M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 1.2 km awayAbove the GTA average · 81% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Edward Catholic School · Catholic elementary0.9 km · 89% at standard
Loretto Abbey Catholic Secondary School · Catholic secondary1.0 km · 76% at standard
Owen Public School · Public elementary1.0 km · 59% at standard
Avondale Alternative Elementary School · Public elementary1.3 km · 94% at standard
Avondale Public School · Public elementary1.3 km · 70% at standard
Armour Heights Public School · Public elementary1.4 km · 70% at standard
Cameron Public School · Public elementary1.5 km · 81% at standard
Cardinal Carter ES · Catholic elementary1.8 km
Cardinal Carter Academy for the Arts · Catholic secondary1.8 km · 92% at standard
Claude Watson School for the Arts · Public elementary2.0 km · 96% at standard
Bannockburn Public School · Public elementary2.1 km
Summit Heights Public School · Public elementary2.2 km · 85% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$36,439/mo
$1483KIncome needed
5.4×Price ÷ income
$8,409Weekly cost
$492,550Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $36,439Property tax $3,016Total carry $39,455

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$34,482per month

Mortgage amount $6,396,000 · 4.24% over 25 years

$1,599,000Down payment (20.0%)
$6,396,000Loan before insurance
$0CMHC premium
$37,498Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$34,482
Property tax
$3,016
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$37,498

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$186,350
Toronto municipal land transfer tax
$306,200
Estimated closing costs
$492,550

Plus your down payment of $1,599,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$41,839/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$3,948,466Total interest paid
$10,344,466Total of all payments
Principal $6,396,000 Interest $3,948,466
YearPrincipalInterestBalance
1$147,778$266,000$6,248,222
2$154,111$259,668$6,094,111
3$160,714$253,064$5,933,397
4$167,601$246,178$5,765,796
5$174,782$238,996$5,591,014
6$182,272$231,507$5,408,742
7$190,082$223,697$5,218,660
8$198,227$215,552$5,020,434
9$206,721$207,058$4,813,713
10$215,579$198,200$4,598,134
11$224,816$188,963$4,373,318
12$234,449$179,329$4,138,869
13$244,495$169,283$3,894,374
14$254,972$158,807$3,639,402
15$265,897$147,882$3,373,505
16$277,291$136,488$3,096,215
17$289,172$124,606$2,807,042
18$301,563$112,215$2,505,479
19$314,485$99,294$2,190,994
20$327,961$85,818$1,863,034
21$342,013$71,765$1,521,020
22$356,669$57,110$1,164,352
23$371,952$41,827$792,400
24$387,890$25,889$404,510
25$404,510$9,268$0

At the end of your 5-year term

Total paid over the term
$2,068,893
Principal paid down
$804,986
Interest paid
$1,263,907
Balance remaining
$5,591,014

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 22 whole-home leases in St. Andrew-Windfields$10,270/mo
$123,240Gross annual rent
0.9%Cap rate after taxes and upkeep
$7,648 to $14,371Typical rent range
~35 daysTo find a tenant, on average

About the suite: in St. Andrew-Windfields basements rarely rent out (5 of 133 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 22 whole-home leases in St. Andrew-Windfields signed at a median of $10,200 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $10,270. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

1.5%
Gross yield
− Property tax $36,196− Insurance $1,400− Vacancy & upkeep $13,556Net operating income $72,088

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON BARRY COHEN HOMES INC.. MLS®/PropTx.

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