50 Yorkminster Road, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13005614

$4,380,000
For Sale
Listed 148 days agoNo offer date statedPrice drop likely
5+2Bedrooms
8Bathrooms
3Garage · 9 parking
3500-5000Sq ft

About this home

In short

  • Andrew's LocaleFabulous And Spacious Custom Built Home Backing Onto ParketteMain Floor OfficeEntertainment Size Living/Dining RoomKitchen O/L Private Yard/Waterfall &...
  • Bsmt With 2 Bedrooms/2 Baths/SaunaWalk Up To YardL.E.D.

Desired St. Andrew's Locale*Fabulous And Spacious Custom Built Home Backing Onto Parkette*Main Floor Office*Entertainment Size Living/Dining Room*Kitchen O/L Private Yard/Waterfall & Bbq Bar* Open Staircase With Rod Iron Pickets*3 Skylights*5 Spacious Bedrooms*5 Ensuite Baths*Triple Car Garage*Fin. Bsmt With 2 Bedrooms/2 Baths/Sauna*Walk Up To Yard*L.E.D. Lights In/Out*$$$ Spent On Interlock Drive/Walkways/Landscaping*Great School District*

Key facts

Property type
Detached, 2-Storey
MLS®
C13005614
Bedrooms
5+2 (7 total)
Bathrooms
8 (1 half)
Size
3500-5000 sq ft
Lot
60 × 125 ft
Cross streets
Yonge/Yorkmills
Parking
3 garage · 9 parking (attached)
Driveway
Private
Basement
Walk-Up
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$17,017 / 2025
Days on market
148
Listing brokerage
REAL ONE REALTY INC.

Rooms

BreakfastMain6.50 × 4.45 m

skylight · w/o to deck · overlooks backyard

RecreationBasement6.01 × 4.13 m

open concept · breakfast bar · walk-up

LibraryMain3.23 × 3.20 m

hardwood floor · b/i bookcase · wainscoting

Living RoomMain7.30 × 4.38 m

hardwood floor · crown moulding · pot lights

KitchenMain5.54 × 4.20 m

centre island · granite counters · granite floor

Bedroom 3Second5.41 × 4.33 m

hardwood floor · 3 pc ensuite · closet organizers

Primary BedroomSecond7.26 × 4.23 m

hardwood floor · 6 pc ensuite · his and hers closets

Dining RoomMain4.60 × 4.38 m

hardwood floor · crown moulding · combined w/living

Bedroom 4Second5.34 × 4.54 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

Bedroom 2Second4.39 × 4.02 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

Bedroom 5Second4.32 × 3.65 m

hardwood floor · 3 pc ensuite · walk-in closet(s)

Family RoomMain6.02 × 4.25 m

hardwood floor · gas fireplace · overlooks backyard

Our TakeTeam Asgarian · Broker
In line
$4.13Mest. value

Listed at $4,380,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $4.13M, typically $3.39M to $4.96M. Comparable closings on their own put this home around $3.55M, so the ask carries a premium over the comparables: the seller is pricing in the finishes, the lot, or room to negotiate. That gap is your negotiating room.

A price cut is the likelier next move. 148 days on the market against about 46 for homes like it here, and asking 6% above where comparable closings put it. That is leverage for a buyer: offer with it in mind rather than waiting for the cut, since a reduction brings new eyes with it.

Second read, from the city assessment: $2.96M. That is about 17% below the comparable-sales figure. When my two methods disagree this much, the answer usually sits between them and something about this home is not in the comparables (the lot, the condition, a rebuild). I would want to see it before leaning on either number.

One thing to square: the homes for sale nearby are asking more than this one. My estimate is built on recent closings, and around here sellers have been asking more than buyers end up paying. So this can be the least expensive home on the street and still be priced ahead of where sales actually land.

List price
$3.39MBelow recent closings$4.96MAbove recent closings

Total price vs nearby homes. Fair value about $4.13M, median of 42 comparables.

The market behind the math:

23sold nearby · 90 days
$2.40Mmedian sold price
95%of asking, on average
−14%prices vs a year ago
~46 dayshomes like this take to sell
148days on market so far
$7,046/moest. rent · 16 leases
1.9%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.7 months of inventory: 21 detached homes for sale in the area against 23 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,031/sqft against an area asking average of $1,252/sqft. Size and $/sqft both feed the estimate above.

  • Walk-up basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version

I take the 42 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $2.96M, lower than the comparables and worth a second look.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
Schools & getting aroundcatchment and transit

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 42 comparable homes that sold in St. Andrew-Windfields over the past two years, from 170 closings there.

What sellers nearby are askingCurrently listed nearby in St. Andrew-Windfields · asking prices
$6.65Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $3.55M, which is where my estimate comes from.

Per square foot, these ask about $1,331/sqft; this home lists at $1,031/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 6 active listings nearby.

See all comparable homes
4.38MThis home4.18M7.10M7.00M7.00M8.00MThis home vs active comparables

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Newtonbrook West
$1.70M
Wexford-Maryvale
$1.10M
Clairlea-Birchmount
$833K
Centennial Scarborough
$1.14M
Birchcliffe-Cliffside
$1.25M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 1.1 km awayAbove the GTA average · 81% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Avondale Alternative Elementary School · Public elementary0.6 km · 94% at standard
Avondale Public School · Public elementary0.6 km · 70% at standard
St Edward Catholic School · Catholic elementary0.9 km · 89% at standard
Owen Public School · Public elementary1.0 km · 59% at standard
Cardinal Carter ES · Catholic elementary1.1 km
Cardinal Carter Academy for the Arts · Catholic secondary1.1 km · 92% at standard
Claude Watson School for the Arts · Public elementary1.3 km · 96% at standard
Cameron Public School · Public elementary1.5 km · 81% at standard
Earl Haig Secondary School · Public secondary1.6 km · 90% at standard
Loretto Abbey Catholic Secondary School · Catholic secondary1.7 km · 76% at standard
Hollywood Public School · Public elementary1.9 km · 96% at standard
Harrison Public School · Public elementary2.0 km · 82% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$19,963/mo
$806KIncome needed
5.4×Price ÷ income
$4,607Weekly cost
$209,550Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $19,963Property tax $1,418Total carry $21,381

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$18,890per month

Mortgage amount $3,504,000 · 4.24% over 25 years

$876,000Down payment (20.0%)
$3,504,000Loan before insurance
$0CMHC premium
$20,309Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$18,890
Property tax
$1,418
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$20,309

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$95,975
Toronto municipal land transfer tax
$113,575
Estimated closing costs
$209,550

Plus your down payment of $876,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$22,921/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,163,137Total interest paid
$5,667,137Total of all payments
Principal $3,504,000 Interest $2,163,137
YearPrincipalInterestBalance
1$80,959$145,726$3,423,041
2$84,428$142,257$3,338,612
3$88,046$138,639$3,250,566
4$91,819$134,867$3,158,748
5$95,753$130,932$3,062,994
6$99,856$126,829$2,963,138
7$104,135$122,551$2,859,003
8$108,597$118,088$2,750,406
9$113,250$113,435$2,637,156
10$118,103$108,582$2,519,053
11$123,164$103,522$2,395,889
12$128,441$98,244$2,267,448
13$133,945$92,741$2,133,503
14$139,684$87,001$1,993,819
15$145,670$81,016$1,848,149
16$151,912$74,774$1,696,238
17$158,421$68,265$1,537,817
18$165,209$61,476$1,372,608
19$172,288$54,397$1,200,319
20$179,671$47,015$1,020,649
21$187,369$39,316$833,279
22$195,398$31,287$637,881
23$203,771$22,915$434,110
24$212,502$14,183$221,608
25$221,608$5,078$0

At the end of your 5-year term

Total paid over the term
$1,133,427
Principal paid down
$441,006
Interest paid
$692,422
Balance remaining
$3,062,994

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 16 whole-home leases in St. Andrew-Windfields$7,046/mo
$84,552Gross annual rent
1.3%Cap rate after taxes and upkeep
$6,694 to $8,052Typical rent range
~35 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 16 whole-home leases in St. Andrew-Windfields signed at a median of $7,000 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $7,046. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

1.9%
Gross yield
− Property tax $17,017− Insurance $1,400− Vacancy & upkeep $9,301Net operating income $56,835

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ONE REALTY INC.. MLS®/PropTx.

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