1202-112 George Street, Toronto, ON

Moss Park, Toronto · MLS® C13713268

$545,000
For Sale
Listed 27 days agoNo offer date stated
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1Bedrooms
1Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • Public Open House Sunday September 27th From 1:00 PM to 2:00 PM. Welcome To 112 George St - A Sleek, Contemporary Downtown Residence Offering Style, Convenience And...
  • This Bright & Spacious Suite Features Bright Open-Concept Living, Floor-To-Ceiling Windows And A Functional Layout Perfect For Professionals, Couples, Or Anyone...
  • 112 George St Delivers The Perfect Blend Of Modern Design, Exceptional Convenience, And Vibrant City Living - A Standout Opportunity In One Of Toronto's Most...
  • Click 4K Virtual Tour & Don't Miss Out On This Gem.

***Public Open House Sunday September 27th From 1:00 PM to 2:00 PM.*** Welcome To 112 George St - A Sleek, Contemporary Downtown Residence Offering Style, Convenience And An Unbeatable Urban Lifestyle. This Bright & Spacious Suite Features Bright Open-Concept Living, Floor-To-Ceiling Windows And A Functional Layout Perfect For Professionals, Couples, Or Anyone Seeking Modern Comfort In A Prime Toronto Location. Newly Painted Throughout. The Kitchen Impresses With Stainless Steel Appliances, Modern Counter Tops, Backsplash And Ample Storage, Flowing Seamlessly Into A Spacious Living Area Ideal For Entertaining Or Unwinding After A Long Day. The Bedroom Provides A Peaceful Retreat With Generous Closet Space. Walk Out To Balcony. Residents Enjoy Access To Premium Building Amenities, Including A Fitness Centre, Rooftop Terrace, Concierge Service, And Stylish Common Areas. Step Outside And You're Moments From St. Lawrence Market, The Financial District, Transit, Parks, Dining, And Everything Downtown Toronto Has To Offer. 112 George St Delivers The Perfect Blend Of Modern Design, Exceptional Convenience, And Vibrant City Living - A Standout Opportunity In One Of Toronto's Most Sought-After Neighbourhoods. Click 4K Virtual Tour & Don't Miss Out On This Gem!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13713268
Bedrooms
1
Bathrooms
1
Size
600-699 sq ft
Cross streets
Adelaide St E & Jarvis St
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$564/mo
Exposure
North
Property tax
$3,123 / 2026
Days on market
27
Listing brokerage
LPT REALTY

Rooms

KitchenFlat3.23 × 3.23 m

stainless steel appl · backsplash

Living RoomFlat5.27 × 3.29 m

combined w/dining · w/o to balcony

Dining RoomFlat5.27 × 3.29 m

Combined w/Living

Primary BedroomFlat2.74 × 2.74 m

Closet

Our TakeTeam Asgarian · Broker
A small discount is typical
$530Klikely sale price

Listed at $545,000. Going by how homes in Moss Park have actually closed against their asking prices (about 97%, 58 local closings in 90 days), the likely sale price is near $530K, if it sells. A realistic range is $499K to $573K.

Independent value check: $514K. Without looking at the asking price, our model values the home itself about 6% below the ask (homes like it typically land between $478K and $540K).

Why $514K. The typical condo sold in Moss Park over the past year went for about $530K (254 sales). What sets this one apart:

  • ▲ Raises it1 garage and 1 total parking spaces, against 1 and 0 typically.
List price
$499KBelow recent closings$573KAbove recent closings

Total price vs nearby homes. Likely closing about $530K, from 58 recent closings in this pocket.

The market behind the math:

58sold nearby · 90 days
$505Kmedian sold price
96%of asking, on average
−10%prices vs a year ago
~27 dayshomes like this take to sell
27days on market so far
$2,425/moest. rent · 358 leases
5.3%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3 months of inventory: 58 condo apartment homes for sale in the area against 58 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $839/sqft against an area asking average of $835/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 58 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $574K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($839/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 14 homes sold in this building over the past 22 months, from 500 closings in Moss Park.

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$686K
Waterfront Communities C1
$624K
Annex
$3.72M
Niagara
$559K
Forest Hill South
$1.56M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Michael's Choir (Jr) School · Catholic elementary0.6 km · 98% at standard
St Michael's Choir (Sr) School · Catholic secondary0.6 km · 98% at standard
St Paul Catholic School · Catholic elementary0.9 km · 62% at standard
Lord Dufferin Junior and Senior Public School · Public elementary1.0 km · 55% at standard
Nelson Mandela Park Public School · Public elementary1.1 km · 47% at standard
Church Street Junior Public School · Public elementary1.4 km · 73% at standard
Native Learning Centre · Public secondary1.4 km
Sprucecourt Junior Public School · Public elementary1.5 km · 59% at standard
Contact Alternative School School · Public secondary1.5 km
Winchester Junior and Senior Public School · Public elementary1.5 km · 76% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.6 km
Jarvis Collegiate Institute · Public secondary1.6 km · 57% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,484/mo
$117KIncome needed
4.6×Price ÷ income
$573Weekly cost
$14,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $2,484Property tax $260Condo fee $564Total carry $3,308

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,387per month

Mortgage amount $436,000 · 4.39% over 25 years

$109,000Down payment (20.0%)
$436,000Loan before insurance
$0CMHC premium
$3,211Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,387
Property tax
$260
Condo / maintenance fees
$564
Heating
$0
Estimated monthly cost
$3,211

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,375
Toronto municipal land transfer tax
$7,375
Estimated closing costs
$14,750

Plus your down payment of $109,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$2,891/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$279,965Total interest paid
$715,965Total of all payments
Principal $436,000 Interest $279,965
YearPrincipalInterestBalance
1$9,866$18,772$426,134
2$10,304$18,335$415,830
3$10,761$17,877$405,069
4$11,239$17,400$393,830
5$11,738$16,901$382,092
6$12,259$16,380$369,833
7$12,803$15,836$357,030
8$13,371$15,268$343,659
9$13,964$14,674$329,695
10$14,584$14,054$315,111
11$15,231$13,407$299,879
12$15,907$12,731$283,972
13$16,613$12,025$267,359
14$17,351$11,288$250,008
15$18,121$10,518$231,887
16$18,925$9,714$212,962
17$19,765$8,874$193,197
18$20,642$7,996$172,555
19$21,558$7,080$150,997
20$22,515$6,124$128,481
21$23,514$5,124$104,967
22$24,558$4,081$80,409
23$25,648$2,991$54,761
24$26,786$1,852$27,975
25$27,975$664$0

At the end of your 5-year term

Total paid over the term
$143,193
Principal paid down
$53,908
Interest paid
$89,285
Balance remaining
$382,092

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 358 whole-home leases in Moss Park$2,425/mo
$29,100Gross annual rent
2.8%Cap rate after taxes and upkeep
$2,304 to $2,550Typical rent range
~20 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 358 whole-home leases in Moss Park signed at a median of $2,500 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,425. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.3%
Gross yield
− Property tax $3,123− Condo fees $6,765− Insurance $600− Vacancy & upkeep $3,201Net operating income $15,411

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LPT REALTY. MLS®/PropTx.

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