304-220 George Street, Toronto, ON
Moss Park, Toronto · MLS® C13786324
About this home
In short
- Welcome to O2 Maisonettes.
- Sleek And Modern 650 SF One Bedroom Condo Located in the heart of Downtown Toronto.
- Spacious Open Concept Living/Dining area, elegant modern kitchen, wood floors throughout, generous closet in bedroom.
Welcome to O2 Maisonettes! Sleek And Modern 650 SF One Bedroom Condo Located in the heart of Downtown Toronto! Spacious Open Concept Living/Dining area, elegant modern kitchen, wood floors throughout, generous closet in bedroom. Ideal for first-time buyers or savvy investors looking for a prime location. This Beautiful Modern Condo Building Includes Many Amenities: Concierge, Exercise Room Equipped With Professional Gym Equipment, Courtyard w/Bbq and Garden area. Just Minutes Walk To Eaton's Center, Yonge/Dundas Square, Saint Michael's Hospital, Financial District, St. Lawrence Market, Massy Hall, Theaters, Live Shows, Restaurants, Subway & TTC, Metropolitan University, and More! Don't miss it!
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13786324
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 600-699 sq ft
- Cross streets
- Jarvis And Shuter
- Parking
- 0 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Other
- Roof
- Other
- Maintenance
- $580/mo
- Exposure
- South East
- Property tax
- $3,023 / 2026
- Days on market
- 7
- Listing brokerage
- SUTTON GROUP-ADMIRAL REALTY INC.
Rooms
hardwood floor · combined w/dining · se view
hardwood floor · closet · large window
b/i appliances · hardwood floor · modern kitchen
hardwood floor · combined w/living · se view
3 pc bath · tile floor
hardwood floor · closet · large window
Listed at $399,000. Going by how homes in Moss Park have actually closed against their asking prices (about 97%, 58 local closings in 90 days), the likely sale price is near $388K, if it sells. A realistic range is $365K to $420K.
Independent value check: $479K. Without looking at the asking price, our model values the home itself about 20% above the ask (homes like it typically land between $445K and $503K).
Why $479K. The typical condo sold in Moss Park over the past year went for about $530K (254 sales). On tax assessment, size, rooms and lot, this one is close to that typical home.
Total price vs nearby homes. Likely closing about $388K, from 58 recent closings in this pocket.
The market behind the math:
About 3 months of inventory: 58 condo apartment homes for sale in the area against 58 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $614/sqft against an area asking average of $839/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.
It never sees the asking price. The 58 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $496K. Condition and finishes remain an in-person call.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit
The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Based on 3 homes sold in this building over the past 22 months, plus 2 nearby in Moss Park, from 500 closings in Moss Park.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $787/sqft; this home lists at $614/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
Moss Park, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.
Mortgage amount $319,200 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,747
- Property tax
- $252
- Condo / maintenance fees
- $580
- Heating
- $0
- Estimated monthly cost
- $2,579
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $4,460
- Toronto municipal land transfer tax
- $4,460
- Estimated closing costs
- $8,920
Plus your down payment of $79,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $104,833
- Principal paid down
- $39,467
- Interest paid
- $65,366
- Balance remaining
- $279,733
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 5 whole-home leases in Moss Park signed at a median of $2,400 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,400. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.