105 Bellwoods Avenue, Toronto, ON

Trinity-Bellwoods, Toronto · MLS® C13729960

$1,200,000
For Sale
Listed 11 days agoNo offer date stated
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4Bedrooms
3Bathrooms
2Garage
1100-1500Sq ft

About this home

In short

  • Thoughtfully updated home in the highly sought-after Trinity-Bellwoods neighbourhood.
  • Lane access to a large 2 car garage.

Thoughtfully updated home in the highly sought-after Trinity-Bellwoods neighbourhood. Lane access to a large 2 car garage. This charming property offers a fantastic blend of character, comfort, and modern living, with bright and inviting living spaces, a functional layout, and quality finishes throughout. Enjoy the vibrant neighbourhood lifestyle with Trinity Bellwoods Park, cafés, restaurants, shops, schools, and transit all just steps away. Close to Little Italy, U of T, Kensington Market, Chinatown, Entertainment District, etc. A wonderful opportunity for homeowners and investors alike in one of Toronto's most desirable communities. Buyers agent to verify all measurements and taxes.

Key facts

Property type
Townhouse, 2-Storey
MLS®
C13729960
Bedrooms
4
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
17.83 × 127 ft
Cross streets
Dundas&Bellwoods
Parking
2 garage (detached)
Driveway
Private
Basement
Partially Finished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Stone
Foundation
Stone
Roof
Shingles
Sewer
Sewer
Property tax
$7,282 / 2026
Days on market
11
Listing brokerage
SUPERSTARS REALTY LTD.

Rooms

Bedroom 3Second3.96 × 2.62 m
BedroomMain3.58 × 3.28 m
LaundrySecond2.68 × 3.51 m
Bedroom 2Second4.95 × 2.56 m
BedroomSecond3.54 × 3.60 m

B/I Closet

Living RoomMain3.51 × 5.18 m
Dining RoomMain3.57 × 4.33 m

B/I Closet

KitchenMain3.51 × 4.72 m

Access To Garage

Our TakeTeam Asgarian · Broker
In line
$1.20Mest. value

Listed at $1,200,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $1.20M, typically $1.00M to $1.35M. Comparable closings on their own put this home around $1.18M, which agrees with the ask, so this is a firm read.

Second read, from the city assessment: $1.29M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.

List price
$1.00MBelow recent closings$1.35MAbove recent closings

Total price vs nearby homes. Fair value about $1.20M, median of 48 comparables.

The market behind the math:

4sold nearby · 90 days
11days on market so far
$5,212/moest. rent · 20 leases
5.2%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 5.3 months of inventory: 7 townhouse homes for sale in the area against 4 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $923/sqft against an area asking average of $970/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

I take the 48 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.29M, a close match.

Schools & getting aroundcatchment and transit

Its public catchment (Charles G Fraser Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Trinity-Bellwoods, so I widened the search to the surrounding area.

Based on 48 comparable homes that sold in Trinity-Bellwoods over the past two years, from 75 closings there.

What sellers nearby are askingCurrently listed nearby in Trinity-Bellwoods · asking prices
$1.41Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market. Homes like this one have recently closed around $1.18M, which is where my estimate comes from.

Per square foot, these ask about $949/sqft; this home lists at $923/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
1.20MThis home1.28M1.10M1.20M1.59M1.89MThis home vs active comparables

Neighbourhood & location

Trinity-Bellwoods, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Little Portugal
$1.26M
University
$1.40M
Annex
$2.29M
Cabbagetown-South St. James Town
$1.85M
South Riverdale
$1.30M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Charles G Fraser Junior Public School
74%
Charles G Fraser Junior Public SchoolPublic · Elementary · 0.2 km awayAround the GTA average · 74% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Givins/Shaw Junior Public School · Public elementary0.6 km · 81% at standard
Niagara Street Junior Public School · Public elementary0.6 km · 82% at standard
St Mary Catholic School · Catholic elementary0.7 km · 64% at standard
Ryerson Community School Junior Senior · Public elementary0.8 km · 52% at standard
Pope Francis Catholic School · Catholic elementary0.8 km · 67% at standard
Msgr Fraser College (Southwest) · Catholic secondary0.8 km
Kensington Community School School Junior · Public elementary0.9 km · 97% at standard
Ossington/Old Orchard Junior Public School · Public elementary1.0 km · 88% at standard
Clinton Street Junior Public School · Public elementary1.0 km · 90% at standard
King Edward Junior and Senior Public School · Public elementary1.1 km · 83% at standard
ALPHA Alternative Junior School · Public elementary1.2 km
Oasis Alternative Secondary School · Public secondary1.2 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,469/mo
$232KIncome needed
5.2×Price ÷ income
$1,262Weekly cost
$40,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $5,469Property tax $607Total carry $6,076

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,175per month

Mortgage amount $960,000 · 4.24% over 25 years

$240,000Down payment (20.0%)
$960,000Loan before insurance
$0CMHC premium
$5,782Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,175
Property tax
$607
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,782

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,475
Toronto municipal land transfer tax
$20,475
Estimated closing costs
$40,950

Plus your down payment of $240,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$6,280/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$592,640Total interest paid
$1,552,640Total of all payments
Principal $960,000 Interest $592,640
YearPrincipalInterestBalance
1$22,181$39,925$937,819
2$23,131$38,975$914,688
3$24,122$37,983$890,566
4$25,156$36,950$865,410
5$26,234$35,872$839,177
6$27,358$34,748$811,819
7$28,530$33,576$783,289
8$29,753$32,353$753,536
9$31,027$31,078$722,509
10$32,357$29,749$690,152
11$33,743$28,362$656,408
12$35,189$26,916$621,219
13$36,697$25,408$584,521
14$38,270$23,836$546,252
15$39,910$22,196$506,342
16$41,620$20,486$464,723
17$43,403$18,703$421,320
18$45,263$16,843$376,057
19$47,202$14,903$328,855
20$49,225$12,881$279,630
21$51,334$10,772$228,296
22$53,534$8,572$174,762
23$55,828$6,278$118,934
24$58,220$3,886$60,715
25$60,715$1,391$0

At the end of your 5-year term

Total paid over the term
$310,528
Principal paid down
$120,823
Interest paid
$189,705
Balance remaining
$839,177

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 20 whole-home leases in Trinity-Bellwoods$5,212/mo
$62,544Gross annual rent
3.9%Cap rate after taxes and upkeep
$4,823 to $5,666Typical rent range

The suite is real income here: basements rent in Trinity-Bellwoods (16 of 89 recent detached leases were basement units, around $1,850 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,850 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 20 whole-home leases in Trinity-Bellwoods signed at a median of $5,383 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,212. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.2%
Gross yield
− Property tax $7,282− Insurance $1,400− Vacancy & upkeep $6,880Net operating income $46,982

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUPERSTARS REALTY LTD.. MLS®/PropTx.

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