737 Shaw Street, Toronto, ON

Palmerston-Little Italy, Toronto · MLS® C13733634

$2,050,000
For Sale
Listed 28 days agoNo offer date stated
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4Bedrooms
5Bathrooms
1Garage
1500-2000Sq ft

About this home

In short

  • Welcome to 737 Shaw St-a beautifully renovated 3-storey home offering 4 bedrooms and 4 bathrooms in the heart of one of Toronto's most vibrant neighbourhoods.
  • Filled with character and thoughtfully updated for modern family living, the home features 9' ceilings, hardwood floors, pot lights and a striking open staircase with...
  • The open-concept main floor showcases a chef-inspired kitchen with quartz countertops, stainless steel appliances, a stylish tile backsplash and a large centre island.
  • The adjoining dining area walks out to a sun-filled deck and a spacious private backyard complete with newer interlocking, fencing and a sun shelter-perfect for...
  • The finished walkout basement offers a separate entrance, modern kitchen and bathroom, providing excellent in-law suite or potential income possibilities.

Welcome to 737 Shaw St-a beautifully renovated 3-storey home offering 4 bedrooms and 4 bathrooms in the heart of one of Toronto's most vibrant neighbourhoods. Filled with character and thoughtfully updated for modern family living, the home features 9' ceilings, hardwood floors, pot lights and a striking open staircase with glass accents. The open-concept main floor showcases a chef-inspired kitchen with quartz countertops, stainless steel appliances, a stylish tile backsplash and a large centre island. The adjoining dining area walks out to a sun-filled deck and a spacious private backyard complete with newer interlocking, fencing and a sun shelter-perfect for relaxing and entertaining. 4 generously sized bedrooms include a private third-floor primary retreat with its own ductless A/C, a terrace with impressive views and a luxurious 5-piece ensuite featuring a freestanding tub and double vanity. The finished walkout basement offers a separate entrance, modern kitchen and bathroom, providing excellent in-law suite or potential income possibilities. Detached garage with convenient laneway access. Steps to Christie Pits Park, Bloor Street, Christie and Ossington subway stations, Montrose Junior P.S., cafés, restaurants and shops, with easy access to U of T, the Annex, Yorkville and Little Italy. A rare opportunity to enjoy space, style and convenience in an exceptional downtown location!

Key facts

Property type
Semi-Detached, 3-Storey
MLS®
C13733634
Bedrooms
4
Bathrooms
5 (1 half)
Size
1500-2000 sq ft
Lot
17 × 129.46 ft
Cross streets
Bloor / Ossington
Parking
1 garage (detached)
Driveway
Lane
Basement
Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,885 / 2025
Days on market
28
Listing brokerage
DREAM HOME REALTY INC.

Rooms

BedroomSecond3.66 × 3.05 m

hardwood floor · large window · w/o to balcony

KitchenGround5.82 × 3.51 m

centre island · b/i appliances · backsplash

Dining RoomGround2.90 × 2.59 m

hardwood floor · w/o to deck

Primary BedroomThird3.99 × 3.84 m

5 pc ensuite · w/o to balcony

Living RoomGround7.04 × 4.17 m

fireplace · hardwood floor · open concept

BedroomSecond4.09 × 3.05 m

3 pc ensuite · b/i closet · hardwood floor

KitchenBasement3.35 × 3.05 m

laminate · open concept

BedroomBasement3.96 × 2.90 m

Laminate

BedroomSecond3.99 × 2.75 m

closet · hardwood floor · large window

Our TakeTeam Asgarian · Broker
A small discount is typical
$2.03Mlikely sale price

Listed at $2,050,000. Going by how homes in Palmerston-Little Italy and the wider GTA have actually closed against their asking prices (about 99%, 14 local closings in 90 days), the likely sale price is near $2.03M, if it sells. A realistic range is $1.90M to $2.28M.

Independent value check: $1.79M. Without looking at the asking price, our model values the home itself about 13% below the ask (homes like it typically land between $1.68M and $1.88M).

Why $1.79M. The typical semi-detached home sold in Palmerston-Little Italy over the past year went for about $1.38M (44 sales). What sets this one apart:

  • ▲ Raises it strongly4 bedrooms and 5 baths, against 4+1 and 3 typically.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $6,885 a year; the typical home sold here pays about $7,600.
  • ▼ Lowers it slightly1 garage and 1 total parking spaces, against 2 and 2 typically.
List price
$1.90MBelow recent closings$2.28MAbove recent closings

Total price vs nearby homes. Likely closing about $2.03M, from 14 recent closings in this pocket.

The market behind the math:

14sold nearby · 90 days
$1.41Mmedian sold price
101%of asking, on average
−6%prices vs a year ago
~10 dayshomes like this take to sell
28days on market so far
$4,873/moest. rent · 21 leases
2.9%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.4 months of inventory: 11 semi-detached homes for sale in the area against 14 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,171/sqft against an area asking average of $1,026/sqft.

  • Walk-out basement apartment features. A finished walk-out basement apartment with a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Palmerston-Little Italy: 28 of the 142 detached leases here lately were basement units, around $1,750 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 14 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.31M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Walk-out basement: natural light and strong in-law or income potential. Income potential
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (King Edward Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Palmerston-Little Italy, so I widened the search to the surrounding area.

Based on 5 homes sold on this street over the past two years, from 89 closings in Palmerston-Little Italy.

Neighbourhood & location

Palmerston-Little Italy, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$1.26M
Roncesvalles
$899K
Oakwood Village
$1.07M
Corso Italia-Davenport
$1.01M
North Riverdale
$1.30M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near King Edward Junior and Senior Public School
83%
King Edward Junior and Senior Public SchoolPublic · Elementary · 1.3 km awayHigher-rated than most nearby · 83% meet the provincial standard
Delta Alternative Senior SchoolEQAO results not published
St. BrunoEQAO results not published
Also nearby: 12 more schools within 2.5 km
West End Alternative School · Public secondary0.2 km
Central Toronto Academy · Public secondary0.4 km · 69% at standard
Horizon Alternative Senior School · Public elementary0.4 km
Delta Senior Alternative School · Public elementary0.5 km
Montrose Junior Public School · Public elementary0.5 km · 95% at standard
Harbord Collegiate Institute · Public secondary0.7 km · 85% at standard
Essex Junior and Senior Public School · Public elementary0.7 km · 64% at standard
Hawthorne II Bilingual Alternative Junior School · Public elementary0.7 km · 74% at standard
Dewson Street Junior Public School · Public elementary0.7 km · 64% at standard
Clinton Street Junior Public School · Public elementary0.9 km · 90% at standard
St Mary Catholic Academy · Catholic secondary0.9 km · 66% at standard
St Francis of Assisi Catholic School · Catholic elementary0.9 km · 80% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$9,343/mo
$376KIncome needed
5.5×Price ÷ income
$2,156Weekly cost
$75,450Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $9,343Property tax $574Total carry $9,917

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,068per month

Mortgage amount $1,640,000 · 4.49% over 25 years

$410,000Down payment (20.0%)
$1,640,000Loan before insurance
$0CMHC premium
$9,642Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,068
Property tax
$574
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,642

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$37,725
Toronto municipal land transfer tax
$37,725
Estimated closing costs
$75,450

Plus your down payment of $410,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$10,975/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,080,352Total interest paid
$2,720,352Total of all payments
Principal $1,640,000 Interest $1,080,352
YearPrincipalInterestBalance
1$36,598$72,216$1,603,402
2$38,260$70,555$1,565,143
3$39,997$68,817$1,525,146
4$41,813$67,001$1,483,333
5$43,711$65,103$1,439,622
6$45,696$63,118$1,393,927
7$47,771$61,044$1,346,156
8$49,940$58,875$1,296,216
9$52,207$56,607$1,244,009
10$54,577$54,237$1,189,432
11$57,055$51,759$1,132,377
12$59,646$49,168$1,072,731
13$62,354$46,460$1,010,377
14$65,185$43,629$945,191
15$68,145$40,669$877,046
16$71,239$37,575$805,808
17$74,473$34,341$731,334
18$77,855$30,959$653,479
19$81,390$27,424$572,089
20$85,085$23,729$487,004
21$88,948$19,866$398,056
22$92,987$15,827$305,069
23$97,209$11,605$207,860
24$101,623$7,191$106,237
25$106,237$2,577$0

At the end of your 5-year term

Total paid over the term
$544,070
Principal paid down
$200,378
Interest paid
$343,693
Balance remaining
$1,439,622

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 21 whole-home leases in Palmerston-Little Italy$4,873/mo
$58,476Gross annual rent
2.1%Cap rate after taxes and upkeep
$3,899 to $5,585Typical rent range
~21 daysTo find a tenant, on average

The suite is real income here: basements rent in Palmerston-Little Italy (28 of 142 recent detached leases were basement units, around $1,750 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,750 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 21 whole-home leases in Palmerston-Little Italy signed at a median of $4,423 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,873. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.9%
Gross yield
− Property tax $6,885− Insurance $1,400− Vacancy & upkeep $6,432Net operating income $43,759

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of DREAM HOME REALTY INC.. MLS®/PropTx.

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