437 Euclid Avenue, Toronto, ON
Palmerston-Little Italy, Toronto · MLS® C13828830
About this home
In short
- A MASTERPIECE & PERMITTED-NEW TOTAL RENOVATION--IMPROVEMENT(2024/2025---SPENT $$$$)of timeless elegance and modern luxury, this stunning semi-detached Victorian home...
- Completely redesigned with a brand-new back-to-the-bricks renovation, it seamlessly blends classic charm with contemporary sophistication, showcasing the finest...
- Spanning approx 3,400 sq. ft., the hm features soaring 10ft. ceilings on the main floor, 9ft. ceilings on the second and third levels, and 8ft. ceilings in the basement.
- The main floor is adorned with elegant herringbone white oak flooring.
- The fully finished basement is designed for versatility and comfort, featuring radiant heated floors throughout, a separate full-size kitchen, a luxurious 4-piece...
**A MASTERPIECE & PERMITTED-NEW TOTAL RENOVATION--IMPROVEMENT(2024/2025---SPENT $$$$)**of timeless elegance and modern luxury, this stunning semi-detached Victorian home is nestled on one of the most prestigious streets in Palmerston-Little Italy. Completely redesigned with a brand-new back-to-the-bricks renovation, it seamlessly blends classic charm with contemporary sophistication, showcasing the finest materials and unparalleled craftsmanship. Spanning approx 3,400 sq. ft., the hm features soaring 10ft. ceilings on the main floor, 9ft. ceilings on the second and third levels, and 8ft. ceilings in the basement. Triple-glazed windows ensure both energy efficiency and tranquility. The grand solid mahogany entrance door (2 1/4'' thick) makes an unforgettable first impression, leading into a home where every detail exudes luxury. The main floor is adorned with elegant herringbone white oak flooring. The chef's kitchen is a true showpiece, equipped with top-of-the-line appliances and a custom Italian-made waterfall island, combining stunning aesthetics with flawless functionality. Upstairs, the second-floor primary suite is a private sanctuary, complete with a lavish wall-to-wall walk-in closet. Each bedroom comes with its own ensuite bathroom. Heated floors in all bathrooms provide a spa-like experience, while expansive balconies on both the second and third floors offer serene outdoor retreats. The fully finished basement is designed for versatility and comfort, featuring radiant heated floors throughout, a separate full-size kitchen, a luxurious 4-piece bathroom, and a walkout entrance, perfect for guests or rental potential. Outdoor living is equally impressive, with a massive deck featuring aluminum glass railings and built-in outdoor speakers, ideal for entertaining. A newly built double-car garage with an EV charger adds the ultimate convenience. This is a rare opportunity to own a meticulously designed home in one of the city's most desirable neighborhoods.
Key facts
- Property type
- Semi-Detached, 2 1/2 Storey
- MLS®
- C13828830
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 6 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 19.5 × 126.83 ft
- Cross streets
- N. College St /W. Bathurst St
- Parking
- 2 garage (detached)
- Driveway
- Private Double, Lane
- Basement
- Finished, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Other
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $14,343 / 2025
- Days on market
- 4
- Listing brokerage
- KELLER WILLIAMS REFERRED URBAN REALTY
Rooms
heated floor · 3 pc bath · window
4 pc ensuite · large closet · overlooks backyard
w/o to deck · gas fireplace · window floor to ceiling
3 pc ensuite · window · hardwood floor
heated floor · open concept · pot lights
heated floor · stainless steel appl · walk-up
b/i appliances · centre island · open concept
b/i shelves · combined w/sitting · pot lights
3 pc ensuite · hardwood floor · closet
3 pc ensuite · w/o to balcony · hardwood floor
Listed at $2,999,000. Going by how homes in Palmerston-Little Italy and the wider GTA have actually closed against their asking prices (about 99%, 14 local closings in 90 days), the likely sale price is near $2.96M, if it sells. A realistic range is $2.78M to $3.34M.
Independent value check: $3.01M. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $2.82M and $3.16M).
Why $3.01M. The typical semi-detached home sold in Palmerston-Little Italy over the past year went for about $1.38M (44 sales). What sets this one apart:
- ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $14,343 a year; the typical home sold here pays about $7,600.
- ▲ Raises it strongly4+1 bedrooms and 6 baths, against 4+1 and 3 typically.
- ▲ Raises itIt is 2,000 to 2,500 sq ft; the typical home sold here is 1,500 to 2,000.
- ▲ Raises itThe listing describes it as fully renovated or newly built.
Total price vs nearby homes. Likely closing about $2.96M, from 14 recent closings in this pocket.
The market behind the math:
About 2.6 months of inventory: 12 semi-detached homes for sale in the area against 14 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $1,333/sqft against an area asking average of $972/sqft.
- Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Palmerston-Little Italy: 28 of the 142 detached leases here lately were basement units, around $1,750 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 14 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.87M. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Heated floors: comfort and a premium-finish signal. Lifestyle
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
Schools & getting aroundcatchment and transit
Its public catchment (Clinton Street Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Palmerston-Little Italy, so I widened the search to the surrounding area.
Based on 5 homes sold on this street over the past two years, from 89 closings in Palmerston-Little Italy.
Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $3.01M, which is where my estimate comes from.
Per square foot, these ask about $812/sqft; this home lists at $1,333/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Palmerston-Little Italy, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.
Mortgage amount $2,399,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $13,266
- Property tax
- $1,195
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $14,461
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $61,450
- Toronto municipal land transfer tax
- $61,450
- Estimated closing costs
- $122,900
Plus your down payment of $599,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $795,935
- Principal paid down
- $293,138
- Interest paid
- $502,797
- Balance remaining
- $2,106,062
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Palmerston-Little Italy (28 of 142 recent detached leases were basement units, around $1,750 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,750 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 5 whole-home leases in Palmerston-Little Italy signed at a median of $2,974 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,515. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.