20 Harnworth Drive, Toronto, ON

Hillcrest Village, Toronto · MLS® C13733984

$1,180,000
For Sale
Listed 45 days agoNo offer date statedSitting longer than typical
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3Bedrooms
4Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • Welcome to this stunning, from top to bottom fully renovated, turn-key 5-level backsplit semi-detached dwelling, boasting 2,700 sq ft of total livable area in the...
  • Upstairs offers a private primary retreat with a 4-piece ensuite, large closet, and west-facing windows overlooking the yard, plus a spacious second bedroom and an...
  • The deep basement hosts a sizable recreation room, a private home office, both brightened by above-grade windows and a modern 3-piece bath, with extensive storage in...
  • Enjoy a quiet, mature, tree-lined community with immediate access to local parks and trails, Seneca College, Highway 404/DVP, and direct transit options.

Welcome to this stunning, from top to bottom fully renovated, turn-key 5-level backsplit semi-detached dwelling, boasting 2,700 sq ft of total livable area in the highly coveted, family-friendly enclave of Hillcrest Village. This rare gem blends modern luxury with incredible space. The bright main floor features a massive living/dining area with east-facing picture windows for beautiful morning light, alongside a sleek kitchen and breakfast area. Upstairs offers a private primary retreat with a 4-piece ensuite, large closet, and west-facing windows overlooking the yard, plus a spacious second bedroom and an additional 4-piece bath. Built for entertaining, the lower level showcases a huge family room with a cozy wood fireplace and seamless walkout to the backyard, complemented by a third bedroom, a powder room and a massive laundry room. The deep basement hosts a sizable recreation room, a private home office, both brightened by above-grade windows and a modern 3-piece bath, with extensive storage in the sub-basement. Complete with a single built-in garage with a brand-new insulated rolling door and a double private driveway. Nestled near McNicoll and Don Mills Rd, this property sits in an unbeatable top-tier school district featuring renowned schools like Arbor Glen PS, Hillmount PS, Cliffwood PS (French Immersion), and the prestigious A.Y. Jackson Secondary School. Enjoy a quiet, mature, tree-lined community with immediate access to local parks and trails, Seneca College, Highway 404/DVP, and direct transit options!

Key facts

Property type
Semi-Detached, Backsplit 5
MLS®
C13733984
Bedrooms
3
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
30 × 150 ft
Cross streets
Don Mills/McNicoll
Parking
1 garage · 3 parking (built-in)
Driveway
Available
Basement
Crawl Space, Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,064 / 2026
Days on market
45
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Bedroom 2Second2.92 × 3.13 m

window · closet · hardwood floor

KitchenMain5.85 × 2.54 m

backsplash · b/i dishwasher · window

Bedroom 3Lower3.66 × 2.62 m

window · closet · hardwood floor

Primary BedroomSecond3.27 × 4.71 m

4 pc ensuite · large closet · window

RecreationBasement7.83 × 3.72 m

above grade window · vinyl floor · pot lights

Living RoomMain7.39 × 3.92 m

combined w/dining · picture window · hardwood floor

WorkshopSub-Basement4.22 × 2.93 m

above grade window · unfinished

LaundryLower1.84 × 2.62 m

Laundry Sink

Family RoomLower6.28 × 3.54 m

fireplace · w/o to patio · large window

OfficeBasement4.63 × 2.57 m

above grade window · vinyl floor

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.15Mlikely sale price

Listed at $1,180,000. Going by how homes in Hillcrest Village and the wider GTA have actually closed against their asking prices (about 97%, 5 local closings in 90 days), the likely sale price is near $1.15M, if it sells. A realistic range is $1.07M to $1.29M.

Independent value check: $1.03M. Without looking at the asking price, our model values the home itself about 13% below the ask (homes like it typically land between $963K and $1.08M).

Why $1.03M. The typical semi-detached home sold in Hillcrest Village over the past year went for about $880K (31 sales). What sets this one apart:

  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▲ Raises it slightlyIt is 1,500 to 2,000 sq ft; the typical home sold here is 1,100 to 1,500.

Longer on the market than typical. 45 days on the market against about 22 for homes like it here, and asking 15% above where comparable closings put it.

List price
$1.07MBelow recent closings$1.29MAbove recent closings

Total price vs nearby homes. Likely closing about $1.15M, from 5 recent closings in this pocket.

The market behind the math:

5sold nearby · 90 days
$845Kmedian sold price
103%of asking, on average
−11%prices vs a year ago
~17 dayshomes like this take to sell
45days on market so far
$3,726/moest. rent · 15 leases
3.8%gross yield on the ask
This home
Below area avgAbove area avg

Price per square foot: this home lists at $674/sqft against an area asking average of $867/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $862K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
Schools & getting aroundcatchment and transit

On schools, this address is zoned for Hillmount Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($674/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Hillcrest Village, so I widened the search to the surrounding area.

Based on 5 comparable homes that sold in Hillcrest Village over the past two years, from 48 closings there.

What sellers nearby are askingCurrently listed nearby in Hillcrest Village · asking prices
$871kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $1.03M, which is where my estimate comes from.

Per square foot, these ask about $670/sqft; this home lists at $674/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.18MThis home876k899k839kThis home vs active comparables

Sold price trend

Median sold price for semi-detached homes in Toronto: $1.12M in September 2026, up 2% from a year ago, on 2,409 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.08M252
November 2025$1.03M207
December 2025$967K117
January 2026$997K100
February 2026$1.09M151
March 2026$1.18M180
April 2026$1.18M242
May 2026$1.18M282
June 2026$1.21M262
July 2026$999K237
August 2026$970K166
September 2026$1.12M213

Neighbourhood & location

Hillcrest Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Leaside
$1.50M
Mount Pleasant East
$1.34M
Danforth
$999K
Glenfield-Jane Heights
$822K
Woodbine Corridor
$1.02M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Hillmount Public School
89%
Hillmount Public SchoolPublic · Elementary · 0.6 km awayHigher-rated than most nearby · 89% meet the provincial standard
St. MatthiasEQAO results not published
Also nearby: 12 more schools within 2.5 km
Cliffwood Public School · Public elementary0.6 km · 93% at standard
Arbor Glen Public School · Public elementary0.6 km · 98% at standard
Msgr Fraser College (Northeast) · Catholic secondary0.8 km
Cresthaven Public School · Public elementary1.1 km · 75% at standard
Cherokee Public School · Public elementary1.3 km · 62% at standard
Seneca Hill Public School · Public elementary1.5 km · 92% at standard
Zion Heights Middle School · Public elementary1.6 km · 93% at standard
Our Lady of Guadalupe Catholic School · Catholic elementary1.6 km
Don Valley Middle School · Public elementary1.6 km · 87% at standard
Crestview Public School · Public elementary1.8 km · 69% at standard
Pineway Public School · Public elementary1.9 km · 48% at standard
Chester Le Junior Public School · Public elementary1.9 km · 47% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,378/mo
$221KIncome needed
5.3×Price ÷ income
$1,241Weekly cost
$40,150Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,378Property tax $422Total carry $5,800

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,220per month

Mortgage amount $944,000 · 4.49% over 25 years

$236,000Down payment (20.0%)
$944,000Loan before insurance
$0CMHC premium
$5,642Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,220
Property tax
$422
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,642

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,075
Toronto municipal land transfer tax
$20,075
Estimated closing costs
$40,150

Plus your down payment of $236,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,317/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$621,861Total interest paid
$1,565,861Total of all payments
Principal $944,000 Interest $621,861
YearPrincipalInterestBalance
1$21,066$41,568$922,934
2$22,023$40,612$900,911
3$23,022$39,612$877,889
4$24,068$38,567$853,821
5$25,161$37,474$828,661
6$26,303$36,332$802,358
7$27,497$35,137$774,861
8$28,746$33,889$746,115
9$30,051$32,584$716,064
10$31,415$31,219$684,649
11$32,842$29,793$651,807
12$34,333$28,302$617,474
13$35,892$26,743$581,583
14$37,521$25,113$544,061
15$39,225$23,410$504,837
16$41,006$21,629$463,831
17$42,868$19,767$420,963
18$44,814$17,820$376,149
19$46,849$15,786$329,300
20$48,976$13,659$280,324
21$51,200$11,435$229,125
22$53,524$9,110$175,600
23$55,954$6,680$119,646
24$58,495$4,139$61,151
25$61,151$1,484$0

At the end of your 5-year term

Total paid over the term
$313,172
Principal paid down
$115,339
Interest paid
$197,833
Balance remaining
$828,661

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 15 whole-home leases in Hillcrest Village$3,726/mo
$44,712Gross annual rent
2.8%Cap rate after taxes and upkeep
$3,540 to $4,005Typical rent range
~46 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 15 whole-home leases in Hillcrest Village signed at a median of $3,369 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,726. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.8%
Gross yield
− Property tax $5,064− Insurance $1,400− Vacancy & upkeep $4,918Net operating income $33,329

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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