2706 Bayview Avenue, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13751792

$4,298,000
For Sale
Listed 3 days agoNo offer date stated
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6+2Bedrooms
9Bathrooms
2Garage · 9 parking
5,000Sq ft

About this home

In short

  • A landmark residence of exceptional scale, The Bayview Estate stands behind private gates on an extraordinary 100 by 220-foot property in prestigious St.
  • Offering over 8,200 square feet of beautifully appointed living space, this custom-built estate brings together timeless architecture, grand proportions and...
  • A dramatic two-storey foyer crowned by a skylight introduces soaring ceilings, Brazilian cherry hardwood and heated marble floors.
  • A private elevator connects every level with ease.
  • Outdoors, expansive terraces overlook manicured gardens, a saltwater pool and waterfall Jacuzzi, creating a private resort-like setting.

A landmark residence of exceptional scale, The Bayview Estate stands behind private gates on an extraordinary 100 by 220-foot property in prestigious St. Andrew-Windfields. Offering over 8,200 square feet of beautifully appointed living space, this custom-built estate brings together timeless architecture, grand proportions and remarkable versatility.A dramatic two-storey foyer crowned by a skylight introduces soaring ceilings, Brazilian cherry hardwood and heated marble floors. Formal living and dining rooms are complemented by a richly panelled library, while the heart of the home unfolds through a chef-inspired kitchen, expansive breakfast area and inviting family room with custom built-ins and fireplace. A private elevator connects every level with ease.With seven bedrooms and nine bathrooms, this is an exceptionally rare offering for large or multigenerational families. Two luxurious primary retreats, a main-floor bedroom suite and private guest or nanny accommodations provide distinct spaces for parents, adult children, extended family and overnight guests, all while preserving comfort and privacy. Multiple living and entertaining areas allow generations to gather together or enjoy their own space.The finished walkout lower level features a recreation room, gym, guest suite and roughed-in home theatre. Outdoors, expansive terraces overlook manicured gardens, a saltwater pool and waterfall Jacuzzi, creating a private resort-like setting.Moments from celebrated schools, parks, Bayview Village, York Mills Plaza and Highway 401, The Bayview Estate presents a truly distinctive opportunity for sophisticated, multigenerational living in Toronto.

Key facts

Property type
Detached, 2-Storey
MLS®
C13751792
Bedrooms
6+2 (8 total)
Bathrooms
9 (2 half)
Size
5,000 sq ft
Lot
99.7 × 220.04 ft
Cross streets
Bayview/York Mills
Parking
2 garage · 9 parking (built-in)
Driveway
Circular Drive
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$23,565 / 2025
Days on market
3
Listing brokerage
HAMMOND INTERNATIONAL PROPERTIES LIMITED

Rooms

Bedroom 2Upper3.60 × 4.12 m

4 pc ensuite · his and hers closets · california shutters

Living RoomMain3.86 × 7.37 m

gas fireplace · hardwood floor · built-in speakers

Dining RoomMain3.73 × 5.49 m

wainscoting · hardwood floor · w/o to deck

Bedroom 5Upper3.62 × 4.67 m

3 pc bath · walk-in closet(s) · hardwood floor

Bedroom 4Upper5.76 × 3.62 m

3 pc bath · walk-in closet(s) · w/o to balcony

Primary BedroomUpper6.09 × 5.23 m

5 pc ensuite · gas fireplace · w/o to balcony

Family RoomMain4.18 × 4.31 m

gas fireplace · b/i shelves · hardwood floor

LibraryMain4.39 × 4.00 m

b/i bookcase · hardwood floor · wood trim

BreakfastMain3.08 × 7.91 m

marble floor · w/o to deck · open concept

KitchenMain3.65 × 3.50 m

centre island · granite counters · stainless steel appl

BedroomMain3.59 × 4.34 m

4 pc ensuite · hardwood floor · built-in speakers

Bedroom 3Upper6.27 × 4.43 m

5 pc ensuite · walk-in closet(s) · gas fireplace

Our TakeTeam Asgarian · Broker
In line
$4.18Mest. value

Listed at $4,298,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $4.18M, typically $3.62M to $4.92M. Comparable closings on their own put this home around $3.90M, so the ask carries a premium over the comparables: the seller is pricing in the finishes, the lot, or room to negotiate. That gap is your negotiating room.

Second read, from the city assessment: $3.64M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.

List price
$3.62MBelow recent closings$4.92MAbove recent closings

Total price vs nearby homes. Fair value about $4.18M, median of 8 comparables.

The market behind the math:

23sold nearby · 90 days
$2.40Mmedian sold price
95%of asking, on average
−14%prices vs a year ago
~46 dayshomes like this take to sell
3days on market so far
$12,775/moest. rent · 9 leases
3.6%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.7 months of inventory: 5 detached homes for sale in the area against 23 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $860/sqft against an area asking average of $1,458/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

I take the 8 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $3.64M, a bit lower.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Elevator: rare and valuable for accessibility and resale. Lifestyle
Schools & getting aroundcatchment and transit

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Based on 8 comparable homes that sold in St. Andrew-Windfields over the past two years, from 170 closings there.

What sellers nearby are askingCurrently listed nearby in St. Andrew-Windfields · asking prices
$7.13Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $3.90M, which is where my estimate comes from.

Per square foot, these ask about $1,458/sqft; this home lists at $860/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
4.30MThis home4.38M7.00M7.00M7.10M10.20MThis home vs active comparables

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Newtonbrook West
$1.70M
Wexford-Maryvale
$1.10M
Clairlea-Birchmount
$833K
Centennial Scarborough
$1.14M
Birchcliffe-Cliffside
$1.25M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 0.9 km awayAbove the GTA average · 81% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Harrison Public School · Public elementary0.8 km · 82% at standard
Avondale Alternative Elementary School · Public elementary1.1 km · 94% at standard
Avondale Public School · Public elementary1.1 km · 70% at standard
Owen Public School · Public elementary1.2 km · 59% at standard
Hollywood Public School · Public elementary1.3 km · 96% at standard
Windfields Middle School · Public elementary1.3 km · 91% at standard
Dunlace Public School · Public elementary1.4 km · 69% at standard
Elkhorn Public School · Public elementary1.5 km · 85% at standard
Cardinal Carter ES · Catholic elementary1.9 km
Bayview Middle School · Public elementary1.9 km · 80% at standard
Cardinal Carter Academy for the Arts · Catholic secondary1.9 km · 92% at standard
Earl Haig Secondary School · Public secondary1.9 km · 90% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$19,589/mo
$812KIncome needed
5.3×Price ÷ income
$4,521Weekly cost
$203,810Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $19,589Property tax $1,964Total carry $21,553

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$18,537per month

Mortgage amount $3,438,400 · 4.24% over 25 years

$859,600Down payment (20.0%)
$3,438,400Loan before insurance
$0CMHC premium
$20,501Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$18,537
Property tax
$1,964
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$20,501

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$93,925
Toronto municipal land transfer tax
$109,885
Estimated closing costs
$203,810

Plus your down payment of $859,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$22,492/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,122,640Total interest paid
$5,561,040Total of all payments
Principal $3,438,400 Interest $2,122,640
YearPrincipalInterestBalance
1$79,444$142,998$3,358,956
2$82,848$139,594$3,276,109
3$86,398$136,044$3,189,711
4$90,100$132,342$3,099,611
5$93,961$128,481$3,005,651
6$97,987$124,455$2,907,664
7$102,185$120,256$2,805,479
8$106,564$115,878$2,698,915
9$111,130$111,311$2,587,785
10$115,892$106,550$2,471,893
11$120,858$101,584$2,351,035
12$126,037$96,405$2,224,998
13$131,437$91,004$2,093,561
14$137,069$85,372$1,956,492
15$142,943$79,499$1,813,549
16$149,068$73,374$1,664,482
17$155,455$66,987$1,509,027
18$162,116$60,325$1,346,911
19$169,063$53,379$1,177,848
20$176,307$46,135$1,001,541
21$183,862$38,580$817,679
22$191,740$30,702$625,939
23$199,956$22,486$425,983
24$208,524$13,918$217,459
25$217,459$4,982$0

At the end of your 5-year term

Total paid over the term
$1,112,208
Principal paid down
$432,749
Interest paid
$679,459
Balance remaining
$3,005,651

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 9 whole-home leases in St. Andrew-Windfields$12,775/mo
$153,300Gross annual rent
2.6%Cap rate after taxes and upkeep
$9,577 to $18,498Typical rent range
~35 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 9 whole-home leases in St. Andrew-Windfields signed at a median of $12,500 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $12,775. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.6%
Gross yield
− Property tax $23,565− Insurance $1,400− Vacancy & upkeep $16,863Net operating income $111,472

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HAMMOND INTERNATIONAL PROPERTIES LIMITED. MLS®/PropTx.

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