1009-35 Balmuto Street, Toronto, ON

Bay Street Corridor, Toronto · MLS® C13752054

$840,000
For Sale
Listed 41 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
800-899Sq ft

About this home

In short

  • Client RemarksThis condo has it all- The Location, The View, 2 Bed, 2 Bath, Balcony & Parking.
  • Smart Layout with Open Concept Design.
  • 9 Foot Ceilings Throughout.

Client RemarksThis condo has it all- The Location, The View, 2 Bed, 2 Bath, Balcony & Parking. Luxury Living in the Uptown Residences in Prime Yorkville. Split 2 Bedroom Design. Located on a Quiet Street with Low traffic. Bright UNOBSTUCTED South West Exposure with West Facing Balcony with Clear View. Smart Layout with Open Concept Design. Modern Kitchen with Stainless Steel Appliances and Lots of counter space. 9 Foot Ceilings Throughout. Steps to TTC, Yorkville, Manulife Centre, University of Toronto, Museums, Galleries, Shops, Restaurants & Cafes, Close to major Hospitals. All Contents can be included for a Turn Key Move.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13752054
Bedrooms
2
Bathrooms
2
Size
800-899 sq ft
Cross streets
Bay & Bloor St W
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Concrete
Maintenance
$761/mo
Exposure
South West
Property tax
$5,003 / 2026
Days on market
41
Listing brokerage
AGENTONDUTY INC.

Rooms

Dining RoomMain3.72 × 1.73 m

combined w/living · open concept · hardwood floor

BedroomMain3.72 × 3.09 m

4 pc ensuite · hardwood floor · double closet

Bedroom 2Main3.19 × 2.58 m

hardwood floor · closet · large window

KitchenMain2.51 × 2.23 m

stainless steel appl · granite counters · modern kitchen

Living RoomMain4.82 × 4.77 m

hardwood floor · w/o to balcony · open concept

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Bay Street Corridor · asking prices
$811kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $984/sqft; this home lists at $989/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
840kThis home826k839k850k750k789kThis home vs active comparables

Neighbourhood & location

Bay Street Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North St. James Town
$765K
Kensington-Chinatown
$585K
Church-Yonge Corridor
$529K
Waterfront Communities C1
$610K
Waterfront Communities C8
$554K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.5 km awayHigher-rated than most nearby · 87% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Joseph's College School · Catholic secondary0.6 km · 76% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary0.9 km
Native Learning Centre · Public secondary0.9 km
Church Street Junior Public School · Public elementary0.9 km · 73% at standard
Jarvis Collegiate Institute · Public secondary0.9 km · 57% at standard
Rosedale Junior Public School · Public elementary1.0 km · 94% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.1 km
Huron Street Junior Public School · Public elementary1.2 km · 74% at standard
Rose Avenue Junior Public School · Public elementary1.2 km · 46% at standard
Orde Street Public School · Public elementary1.3 km · 76% at standard
Cottingham Junior Public School · Public elementary1.4 km · 100% at standard
Winchester Junior and Senior Public School · Public elementary1.4 km · 76% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,828/mo
$177KIncome needed
4.7×Price ÷ income
$883Weekly cost
$26,550Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $3,828Property tax $417Condo fee $761Total carry $5,006

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,716per month

Mortgage amount $672,000 · 4.49% over 25 years

$168,000Down payment (20.0%)
$672,000Loan before insurance
$0CMHC premium
$4,894Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,716
Property tax
$417
Condo / maintenance fees
$761
Heating
$0
Estimated monthly cost
$4,894

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,275
Toronto municipal land transfer tax
$13,275
Estimated closing costs
$26,550

Plus your down payment of $168,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,497/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$442,681Total interest paid
$1,114,681Total of all payments
Principal $672,000 Interest $442,681
YearPrincipalInterestBalance
1$14,996$29,591$657,004
2$15,677$28,910$641,327
3$16,389$28,198$624,938
4$17,133$27,454$607,805
5$17,911$26,676$589,894
6$18,724$25,863$571,170
7$19,574$25,013$551,596
8$20,463$24,124$531,133
9$21,392$23,195$509,740
10$22,363$22,224$487,377
11$23,379$21,208$463,998
12$24,440$20,147$439,558
13$25,550$19,037$414,008
14$26,710$17,877$387,298
15$27,923$16,664$359,375
16$29,191$15,397$330,185
17$30,516$14,071$299,669
18$31,902$12,686$267,767
19$33,350$11,237$234,417
20$34,864$9,723$199,553
21$36,447$8,140$163,106
22$38,102$6,485$125,004
23$39,832$4,755$85,172
24$41,641$2,947$43,531
25$43,531$1,056$0

At the end of your 5-year term

Total paid over the term
$222,936
Principal paid down
$82,106
Interest paid
$140,830
Balance remaining
$589,894

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
1.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $5,003− Condo fees $9,132− Insurance $600− Vacancy & upkeep $3,564Net operating income $14,101

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of AGENTONDUTY INC.. MLS®/PropTx.

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