110 Upper Canada Drive, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13755708

$2,500,000
For Sale
Just listed todayNo offer date stated
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6Bedrooms
5Bathrooms
2Garage · 6 parking
3000-3500Sq ft

About this home

In short

  • An Incredible Opportunity In North York's Prestigious St.
  • This Expansive 6+1 Bedroom, 5-Bathroom Residence Offers An Exceptional Combination Of Scale, Comfort, And Functionality, Perfectly Suited For Growing Families And...
  • Upstairs, Soaring Ceilings Enhance The Spacious Second Level, While The Sun-Filled, South-Facing Primary Suite Offers A Walk-In Closet And A Well-Appointed 4-Piece...
  • Outside, Discover A Private Backyard Retreat Complete With Your Own Basketball Court and Plenty Of Space To Relax, Play, Or Entertain.

An Incredible Opportunity In North York's Prestigious St. Andrews Enclave! This Expansive 6+1 Bedroom, 5-Bathroom Residence Offers An Exceptional Combination Of Scale, Comfort, And Functionality, Perfectly Suited For Growing Families And Effortless Entertaining. The Beautifully Updated Kitchen Overlooks The Private, Landscaped Backyard And Flows Seamlessly Into Bright Principal Living Spaces Anchored By A Warm Gas Fireplace. A Rare Main Floor In-Law Suite Adds Outstanding Versatility For Multi-Generational Living, Guests, Or A Dedicated Home Office. Upstairs, Soaring Ceilings Enhance The Spacious Second Level, While The Sun-Filled, South-Facing Primary Suite Offers A Walk-In Closet And A Well-Appointed 4-Piece Ensuite. Outside, Discover A Private Backyard Retreat Complete With Your Own Basketball Court and Plenty Of Space To Relax, Play, Or Entertain. Ideally Located In One Of North York's Most Coveted Neighbourhoods, Just Moments From Top-Ranked Schools, Parks, TTC, Fine Dining, And Everyday Amenities. A Rare Offering In One Of Toronto's Most Established And Desirable Family Communities.

Key facts

Property type
Detached, 2-Storey
MLS®
C13755708
Bedrooms
6
Bathrooms
5 (1 half)
Size
3000-3500 sq ft
Lot
60 × 200 ft
Cross streets
Yonge St/401
Parking
2 garage · 6 parking (built-in)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$12,141 / 2026
Listing brokerage
RE/MAX REALTRON BARRY COHEN HOMES INC.

Rooms

Bedroom 3Second3.80 × 3.56 m

hardwood floor · overlooks backyard · large closet

RecreationLower13.65 × 4.99 m

pot lights · above grade window · hardwood floor

BreakfastMain4.49 × 3.62 m

walk-out · overlooks backyard · tile floor

KitchenMain3.64 × 3.44 m

stainless steel appl · tile floor · picture window

Living RoomMain4.97 × 3.77 m

hardwood floor · picture window · combined w/dining

OfficeSecond3.74 × 3.44 m

b/i shelves · hardwood floor · closet

Dining RoomMain4.21 × 3.77 m

combined w/living · hardwood floor · crown moulding

Bedroom 4Second4.74 × 3.65 m

hardwood floor · large closet · hardwood floor

Primary BedroomSecond6.24 × 4.92 m

4 pc ensuite · walk-in closet(s) · hardwood floor

Bedroom 2Second6.41 × 3.77 m

double closet · 3 pc ensuite · overlooks frontyard

BedroomMain3.38 × 2.56 m

picture window · hardwood floor · crown moulding

Family RoomMain6.29 × 3.43 m

hardwood floor · walk-out · fireplace

Our TakeTeam Asgarian · Broker
In line
$2.52Mest. value

Listed at $2,500,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $2.52M, typically $2.29M to $2.98M. Comparable closings on their own put this home around $2.58M, which agrees with the ask, so this is a firm read.

Second read, from the city assessment: $2.10M. That is about 19% below the comparable-sales figure. When my two methods disagree this much, the answer usually sits between them and something about this home is not in the comparables (the lot, the condition, a rebuild). I would want to see it before leaning on either number.

List price
$2.29MBelow recent closings$2.98MAbove recent closings

Total price vs nearby homes. Fair value about $2.52M, median of 26 comparables.

The market behind the math:

23sold nearby · 90 days
$2.40Mmedian sold price
94%of asking, on average
−15%prices vs a year ago
~44 dayshomes like this take to sell
$5,846/moest. rent · 14 leases
2.8%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1 months of inventory: 8 detached homes for sale in the area against 23 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $769/sqft against an area asking average of $1,079/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

I take the 26 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $2.10M, a bit lower.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
Schools & getting aroundcatchment and transit

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Based on 26 comparable homes that sold in St. Andrew-Windfields over the past two years, from 169 closings there.

What sellers nearby are askingCurrently listed nearby in St. Andrew-Windfields · asking prices
$2.93Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,026/sqft; this home lists at $769/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
2.50MThis home2.09M3.30M3.40MThis home vs active comparables

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$3.50M
Bridle Path-Sunnybrook-York Mills
$4.90M
Newtonbrook West
$2.01M
Mount Pleasant East
$2.42M
Leaside
$3.55M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 1.1 km awayAbove the GTA average · 81% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Avondale Alternative Elementary School · Public elementary0.4 km · 94% at standard
Avondale Public School · Public elementary0.4 km · 70% at standard
St Edward Catholic School · Catholic elementary1.0 km · 89% at standard
Cardinal Carter ES · Catholic elementary1.0 km
Cardinal Carter Academy for the Arts · Catholic secondary1.0 km · 92% at standard
Owen Public School · Public elementary1.1 km · 59% at standard
Claude Watson School for the Arts · Public elementary1.2 km · 96% at standard
Earl Haig Secondary School · Public secondary1.5 km · 90% at standard
Cameron Public School · Public elementary1.6 km · 81% at standard
Hollywood Public School · Public elementary1.7 km · 96% at standard
Loretto Abbey Catholic Secondary School · Catholic secondary1.9 km · 76% at standard
Harrison Public School · Public elementary1.9 km · 82% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$11,394/mo
$469KIncome needed
5.3×Price ÷ income
$2,629Weekly cost
$97,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $11,394Property tax $1,012Total carry $12,406

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 8, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,782per month

Mortgage amount $2,000,000 · 4.24% over 25 years

$500,000Down payment (20.0%)
$2,000,000Loan before insurance
$0CMHC premium
$11,794Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,782
Property tax
$1,012
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,794

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$48,975
Toronto municipal land transfer tax
$48,975
Estimated closing costs
$97,950

Plus your down payment of $500,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$13,083/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,234,667Total interest paid
$3,234,667Total of all payments
Principal $2,000,000 Interest $1,234,667
YearPrincipalInterestBalance
1$46,210$83,177$1,953,790
2$48,190$81,197$1,905,601
3$50,255$79,132$1,855,346
4$52,408$76,979$1,802,938
5$54,654$74,733$1,748,284
6$56,996$72,391$1,691,289
7$59,438$69,949$1,631,851
8$61,985$67,402$1,569,867
9$64,641$64,746$1,505,226
10$67,410$61,976$1,437,816
11$70,299$59,088$1,367,517
12$73,311$56,076$1,294,206
13$76,453$52,934$1,217,753
14$79,728$49,658$1,138,025
15$83,145$46,242$1,054,880
16$86,708$42,679$968,172
17$90,423$38,964$877,749
18$94,297$35,089$783,452
19$98,338$31,049$685,114
20$102,552$26,835$582,562
21$106,946$22,441$475,616
22$111,529$17,858$364,087
23$116,308$13,079$247,780
24$121,291$8,095$126,489
25$126,489$2,898$0

At the end of your 5-year term

Total paid over the term
$646,933
Principal paid down
$251,716
Interest paid
$395,218
Balance remaining
$1,748,284

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 14 whole-home leases in St. Andrew-Windfields$5,846/mo
$70,152Gross annual rent
2.0%Cap rate after taxes and upkeep
$5,299 to $6,671Typical rent range
~34 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 14 whole-home leases in St. Andrew-Windfields signed at a median of $6,582 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,846. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.8%
Gross yield
− Property tax $12,141− Insurance $1,400− Vacancy & upkeep $7,717Net operating income $48,894

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON BARRY COHEN HOMES INC.. MLS®/PropTx.

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