77 Mossgrove Trail, Toronto, ON
St. Andrew-Windfields, Toronto · MLS® C13720872
About this home
In short
- Superb 5+1 Bedroom, 5-Bathroom Executive Residence With Walk-Out Basement In Prestigious St.
- Situated On A Premium 54.14 x120 Ft Lot On A Quiet, Family-Friendly Street, This Impressive Home Offers Approximately 3,200sf Above Grade Plus 1,327 sf Of Finished...
- Extensively Renovated In 2026 With Approx. $150K In Improvements, Featuring Updated Bathrooms, New Pot Lights & Lighting Fixtures, Smooth Ceilings, Fresh Interior...
- Upstairs Offers Five Generous Bedrooms & Beautifully Updated Bathrooms, Including 2 Ensuite Bedrooms.
- The Finished Walk-Out Basement Adds Exceptional Flexibility With An Additional Bedroom, Recreation Room, 3-Piece Bathroom And Private Sauna - Ideal For Extended...
Superb 5+1 Bedroom, 5-Bathroom Executive Residence With Walk-Out Basement In Prestigious St. Andrew-Windfields! Situated On A Premium 54.14 x120 Ft Lot On A Quiet, Family-Friendly Street, This Impressive Home Offers Approximately 3,200sf Above Grade Plus 1,327 sf Of Finished Lower-Level Space - Over 4,500 sf Of Total Living Area. Extensively Renovated In 2026 With Approx. $150K In Improvements, Featuring Updated Bathrooms, New Pot Lights & Lighting Fixtures, Smooth Ceilings, Fresh Interior Paint, Upgraded Basement Flooring And Baseboards, Enhanced Attic Insulation, A New Garage Door, Exterior Siding/Gutter Improvements & More. The Elegant Main Level Features A Grand Marble Foyer, Formal Living And Dining Spaces, A Spacious Family Room & A Well-Appointed Kitchen With Granite Countertops, Centre Island, Porcelain Backsplash And Gas Stove. Upstairs Offers Five Generous Bedrooms & Beautifully Updated Bathrooms, Including 2 Ensuite Bedrooms!! The Finished Walk-Out Basement Adds Exceptional Flexibility With An Additional Bedroom, Recreation Room, 3-Piece Bathroom And Private Sauna - Ideal For Extended Family, Guests, Home Office, Gym Or Recreation. Additional Highlights Include 400-Amp Electrical Service, Two Separate A/C Systems For Enhanced Comfort, Central Vacuum, Ring Security System & Many Windows Replaced In 2016. Enjoy A Beautifully Treed Lot With Perennial Gardens, A Large Wood Deck And Excellent Outdoor Space. Exceptional Bayview / Leslie / York Mills Location, Steps To Highly Regarded Dunlace P.S., Windfields J.H.S., York Mills C.I. & French Immersion Programs, With Convenient Access To TTC, GO Transit, Highway 401, Parks, Shopping & Everyday Amenities. A Rare Combination Of Space, Location, Flexibility And Recent Improvements In One Of North York's Most Sought-After Neighbourhoods. Furnaces (2013), A/Cs (2013), Water Heater (2018). Slope Roof (2017), Flat Roof (2026). Most Windows (2017). Move In And Enjoy! Floor Tour Available!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13720872
- Bedrooms
- 5+1 (6 total)
- Bathrooms
- 5 (1 half)
- Size
- 3000-3500 sq ft
- Lot
- 54.14 × 120 ft
- Cross streets
- Leslie / York Mills
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private Double
- Basement
- Finished with Walk-Out, Separate Entrance, Apartment, Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Unknown
- Sewer
- Sewer
- Property tax
- $14,410 / 2026
- Days on market
- 11
- Listing brokerage
- RE/MAX REALTRON REALTY INC.
Rooms
3 Pc Bath
Sauna
hardwood floor · 4 pc ensuite · east view
west view · double closet · large window
laminate · w/o to yard · 3 pc bath
hardwood floor · brick fireplace · pot lights
hardwood floor · moulded ceiling · window
w/o to yard · large window · pot lights
hardwood floor · moulded ceiling · window
hardwood floor · window
window · south view · double closet
5 pc ensuite · walk-in closet(s) · moulded ceiling
renovated · centre island · w/o to balcony
hardwood floor · double closet · east view
b/i closet · west view · large window
Listed at $2,088,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $2.20M, typically $1.97M to $2.60M. Comparable closings on their own put this home around $2.45M, so the seller is asking less than the comparables suggest: either they want a quick, clean sale or something about the home is not in the comparables. Worth seeing before you offer.
Second read, from the city assessment: $2.53M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.
Total price vs nearby homes. Fair value about $2.20M, median of 64 comparables.
The market behind the math:
About 2 months of inventory: 15 detached homes for sale in the area against 23 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $642/sqft against an area asking average of $1,087/sqft. Size and $/sqft both feed the estimate above.
- Walk-out basement apartment features. A finished 1 bed walk-out basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. In St. Andrew-Windfields basements rarely rent out (5 of 134 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version
I take the 64 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $2.53M, a bit higher.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Walk-out basement: natural light and strong in-law or income potential. Income potential
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
Schools & getting aroundcatchment and transit
Its public catchment (York Mills Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Based on 64 comparable homes that sold in St. Andrew-Windfields over the past two years, from 169 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $2.45M, which is where my estimate comes from.
Per square foot, these ask about $1,185/sqft; this home lists at $642/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
St. Andrew-Windfields, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 8, 2026); conventional rates run a little higher.
Mortgage amount $1,670,400 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $9,005
- Property tax
- $1,201
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $10,206
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $38,675
- Toronto municipal land transfer tax
- $38,675
- Estimated closing costs
- $77,350
Plus your down payment of $417,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $540,319
- Principal paid down
- $210,233
- Interest paid
- $330,086
- Balance remaining
- $1,460,167
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in St. Andrew-Windfields basements rarely rent out (5 of 134 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 33 whole-home leases in St. Andrew-Windfields signed at a median of $5,872 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,924. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.