38 Fifeshire Road, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13109790

$4,995,000
For Sale
Listed 120 days agoNo offer date statedPrice drop likely
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4+1Bedrooms
5Bathrooms
2Garage · 12 parking
3000-3500Sq ft

About this home

In short

  • A rare legacy estate awaits.
  • Seize the opportunity to build your dream home on one of Toronto's most prestigious streets.
  • Spanning nearly 1/2 an acre, this expansive ravine lot is a canvas of serenity and prestige, framed by lush greenery, mature trees, and the tranquil beauty of its...
  • With exceptional frontage, depth, and breathtaking ravine vistas, this property is a dream for visionary architects and discerning homeowners.
  • Imagine a custom-designed estate with sweeping outdoor terraces, infinity pools, or private gardens all tailored to your unique vision of luxury.

A rare legacy estate awaits! Seize the opportunity to build your dream home on one of Toronto's most prestigious streets. Nestled in the heart of the coveted Bayview and York Mills enclave, 38 Fifeshire Road presents an exceptional offering to create a bespoke masterpiece in one of the city's most distinguished neighbourhoods. Spanning nearly 1/2 an acre, this expansive ravine lot is a canvas of serenity and prestige, framed by lush greenery, mature trees, and the tranquil beauty of its natural surroundings. With exceptional frontage, depth, and breathtaking ravine vistas, this property is a dream for visionary architects and discerning homeowners. The existing residence, boasting nearly 5,000 square feet of well-appointed living space, provides a foundation of grandeur, yet the true allure lies in the lands potential. Imagine a custom-designed estate with sweeping outdoor terraces, infinity pools, or private gardens all tailored to your unique vision of luxury. Located just moments from Toronto's finest offerings, including Bayview Villages upscale shopping, elite private and public schools, gourmet dining, exclusive clubs, and seamless access to Highway 401 & DVP, this address marries tranquility with connectivity. 38 Fifeshire Road is not merely a home its a legacy in the making, a rare chance to define timeless elegance on one of Toronto's most iconic streets.

Key facts

Property type
Detached, 2-Storey
MLS®
C13109790
Bedrooms
4+1 (5 total)
Bathrooms
5 (2 half)
Size
3000-3500 sq ft
Lot
117.88 × 199.45 ft
Cross streets
Bayview/York Mills
Parking
2 garage · 12 parking (built-in)
Driveway
Circular Drive
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$15,100 / 2025
Days on market
120
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

OfficeMain3.03 × 3.35 m

overlooks garden · b/i shelves · broadloom

Bedroom 2Second3.75 × 4.56 m

large closet · broadloom · picture window

Family RoomMain5.57 × 3.86 m

beamed ceilings · fireplace · overlooks backyard

BedroomLower3.00 × 3.60 m

large window · large closet · broadloom

Dining RoomMain4.53 × 3.99 m

overlooks backyard · large window

Bedroom 4Second3.96 × 3.48 m

2 pc ensuite · walk-in closet(s) · picture window

KitchenMain5.30 × 4.04 m

b/i appliances · breakfast area · tile floor

Primary BedroomSecond5.83 × 4.54 m

6 pc ensuite · walk-in closet(s) · double closet

Living RoomMain6.73 × 4.54 m

overlooks backyard · window floor to ceiling · broadloom

RecreationLower7.55 × 4.40 m

w/o to yard · stone fireplace

Bedroom 3Second3.62 × 4.28 m

double closet · broadloom · picture window

Our TakeTeam Asgarian · Broker
Worth a closer look
$2.79Mest. value

Listed at $4,995,000. My estimate lands at $2.79M, so the ask sits about 79% above what comparable sales suggest. A gap that wide can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look at what justifies it before you offer. Treat the figure as a starting point: tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

A price cut is the likelier next move. 120 days on the market against about 44 for homes like it here, and asking 79% above where comparable closings put it. That is leverage for a buyer: offer with it in mind rather than waiting for the cut, since a reduction brings new eyes with it.

Second read, from the city assessment: $2.62M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.

List price
$2.45MBelow recent closings$5.00MAbove recent closings

Total price vs nearby homes. Fair value about $2.79M, median of 97 comparables.

The market behind the math:

23sold nearby · 90 days
$2.40Mmedian sold price
94%of asking, on average
−15%prices vs a year ago
~44 dayshomes like this take to sell
120days on market so far
$5,664/moest. rent · 48 leases
1.4%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.2 months of inventory: 17 detached homes for sale in the area against 23 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,537/sqft against an area asking average of $987/sqft. Size and $/sqft both feed the estimate above.

  • Walk-out basement apartment features. A finished 1 bed walk-out basement apartment. A self-contained space for extended family, guests or potential income. In St. Andrew-Windfields basements rarely rent out (5 of 134 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
  • Ravine / green setting. This home is described as backing onto a ravine or green setting. The ravine backing is priced into the comparison. How much it is really worth depends on whether the house sits on table land with the slope well behind it, or drops away right behind it, and that part is my in-person call.
  • Inground pool. Priced into the comparison on the assumption it is clean and modern. A pool costs more to build than resale pays back, and condition is the in-person call.
How this estimate is builtthe short version

I take the 97 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $2.62M, a close match.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Development potential: upside only if zoning permits, verify with the city before relying on it. Worth verifying
Schools & getting aroundcatchment and transit

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Based on 97 comparable homes that sold in St. Andrew-Windfields over the past two years, from 169 closings there.

What sellers nearby are askingCurrently listed nearby in St. Andrew-Windfields · asking prices
$2.65Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $2.79M, which is where my estimate comes from.

Per square foot, these ask about $914/sqft; this home lists at $1,537/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 6 active listings nearby.

See all comparable homes
5.00MThis home3.30M2.09M2.25M2.20M3.40MThis home vs active comparables

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$3.50M
Bridle Path-Sunnybrook-York Mills
$4.90M
Mount Pleasant East
$2.42M
Newtonbrook West
$2.01M
Leaside
$3.55M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 81% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Owen Public School · Public elementary0.6 km · 59% at standard
Avondale Alternative Elementary School · Public elementary0.9 km · 94% at standard
Avondale Public School · Public elementary0.9 km · 70% at standard
Harrison Public School · Public elementary1.2 km · 82% at standard
Windfields Middle School · Public elementary1.7 km · 91% at standard
St Edward Catholic School · Catholic elementary1.7 km · 89% at standard
Cardinal Carter ES · Catholic elementary1.8 km
Cardinal Carter Academy for the Arts · Catholic secondary1.8 km · 92% at standard
Hollywood Public School · Public elementary1.8 km · 96% at standard
Claude Watson School for the Arts · Public elementary1.9 km · 96% at standard
Dunlace Public School · Public elementary1.9 km · 69% at standard
Earl Haig Secondary School · Public secondary2.0 km · 90% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$22,766/mo
$905KIncome needed
5.5×Price ÷ income
$5,254Weekly cost
$252,600Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

95%mortgage
Mortgage $22,766Property tax $1,258Total carry $24,024

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 8, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$21,543per month

Mortgage amount $3,996,000 · 4.24% over 25 years

$999,000Down payment (20.0%)
$3,996,000Loan before insurance
$0CMHC premium
$22,801Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$21,543
Property tax
$1,258
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$22,801

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$111,350
Toronto municipal land transfer tax
$141,250
Estimated closing costs
$252,600

Plus your down payment of $999,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$26,139/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,466,865Total interest paid
$6,462,865Total of all payments
Principal $3,996,000 Interest $2,466,865
YearPrincipalInterestBalance
1$92,327$166,188$3,903,673
2$96,283$162,232$3,807,390
3$100,409$158,106$3,706,981
4$104,711$153,803$3,602,270
5$109,198$149,317$3,493,072
6$113,877$144,638$3,379,195
7$118,757$139,758$3,260,439
8$123,845$134,669$3,136,594
9$129,152$129,363$3,007,442
10$134,686$123,829$2,872,756
11$140,457$118,057$2,732,298
12$146,476$112,039$2,585,823
13$152,752$105,762$2,433,070
14$159,298$99,217$2,273,773
15$166,123$92,391$2,107,650
16$173,242$85,273$1,934,408
17$180,665$77,850$1,753,743
18$188,406$70,108$1,565,337
19$196,479$62,035$1,368,857
20$204,898$53,616$1,163,959
21$213,678$44,836$950,281
22$222,834$35,680$727,447
23$232,383$26,132$495,064
24$242,340$16,175$252,724
25$252,724$5,790$0

At the end of your 5-year term

Total paid over the term
$1,292,573
Principal paid down
$502,928
Interest paid
$789,645
Balance remaining
$3,493,072

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 48 whole-home leases in St. Andrew-Windfields$5,664/mo
$67,968Gross annual rent
0.9%Cap rate after taxes and upkeep
$5,191 to $6,324Typical rent range
~34 daysTo find a tenant, on average

About the suite: in St. Andrew-Windfields basements rarely rent out (5 of 134 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 48 whole-home leases in St. Andrew-Windfields signed at a median of $5,407 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,664. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

1.4%
Gross yield
− Property tax $15,100− Insurance $1,400− Vacancy & upkeep $7,476Net operating income $43,992

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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