234 York Mills Road, Toronto, ON
St. Andrew-Windfields, Toronto · MLS® C13502114
About this home
Make it yours! Builders, renovators and dream chasers, York Mills is calling. This is the mid-century detached home on a 50 x 125 foot lot calling for your creativity and best ideas. An executive and ideal 4 bedroom layout with a main floor office, curved staircase, extra large primary bedroom, and circular driveway. A walk-out basement with full sized windows, leading to a private backyard with mature greenery. ***** This is the family home maintained and loved for over 50 years waiting for your personal touch. Or, take advantage of Toronto's EHON program and build multi-units on the property to maximize your ROI. ***** All this placed conveniently at Bayview & York Mills, walkable to grocery stores & shops, and a quick drive to Bayview Village, the Granite Club, Miller Tavern, York Mills subway station, and the 401 to bring you anywhere in the city. *Some photos enhanced to show the home's potential.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13502114
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 2500-3000
- Lot
- 50 × 125 ft
- Cross streets
- Bayview Ave & York Mills Rd
- Parking
- 2 garage · 5 parking (attached)
- Driveway
- Circular Drive
- Basement
- Walk-Out, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick Front
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $10,566 / 2026
- Days on market
- 23
- Listing brokerage
- SAGE REAL ESTATE LIMITED
Listed at $1,800,000, this home is about 33% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
In St. Andrew-Windfields lately, sellers have been getting about 95% of asking and homes sell in about 33 days.
Based on 36 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 36 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.01M, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $3.86M
- Bedrooms −$60K
- Bathrooms −$30K
- Adjusts to $3.77M
That comparable adjusts to $3.77M; the $2.67M estimate above is the median of all 36 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Total price vs nearby homes. Fair value about $2.67M, median of 36 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Walk-out basement: natural light and strong in-law or income potential. Income potential
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homes22 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
St. Andrew-Windfields, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $1,440,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,684
- Property tax
- $881
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8,565
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $32,475
- Toronto municipal land transfer tax
- $32,475
- Estimated closing costs
- $64,950
Plus your down payment of $360,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $461,062
- Principal paid down
- $183,384
- Interest paid
- $277,678
- Balance remaining
- $1,256,616
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAGE REAL ESTATE LIMITED. MLS®/PropTx.