122 Fenn Avenue, Toronto, ON
St. Andrew-Windfields, Toronto · MLS® C13613562
About this home
In short
- Welcome to this beautifully maintained and lovingly cared-for family home in the heart of the prestigious St.
- A rare main floor addition provides the extra living space so often sought yet seldom found in the area, featuring both a spacious family room and a private home...
- Four generous bedrooms, four bathrooms including a private primary ensuite, and abundant storage space ensure comfort for growing families.
- Step outside to a bright west-facing backyard with exceptional privacy and beautifully landscaped gardens.
- Andrew's Middle School, children can walk to two of the area's most sought-after schools.
Welcome to this beautifully maintained and lovingly cared-for family home in the heart of the prestigious St. Andrew's neighbourhood. From its warm and welcoming curb appeal to its exceptional interior layout, this is a rare opportunity to move right in, continue to update at your own pace, or build the custom home of your dreams. A rare main floor addition provides the extra living space so often sought yet seldom found in the area, featuring both a spacious family room and a private home office-an invaluable combination for today's family. Thoughtfully designed with two side entrances, convenient mudroom, powder room, and two staircases to the lower level, this home offers outstanding functionality for everyday living. The updated kitchen walks-out to the stunning backyard. Four generous bedrooms, four bathrooms including a private primary ensuite, and abundant storage space ensure comfort for growing families. Step outside to a bright west-facing backyard with exceptional privacy and beautifully landscaped gardens. The covered patio is the perfect setting for family meals, relaxing evenings, and effortless entertaining. Location is second to none. Ideally situated just one block from both highly coveted Owen Public School and St. Andrew's Middle School, children can walk to two of the area's most sought-after schools. Enjoy Owen Park just steps away, the heart of the neighbourhood, with its playground and expansive green space, along with nearby Tournament Park and its community tennis club, and St. Andrew's Park for endless family recreation. Enjoy the convenience of Bayview and York Mills with York Mills Shopping Centre offering groceries, banking, and Shoppers Drug Mart, while York Mills Arena features a playground, baseball diamond, and walking trails. Commuting is effortless with a quick bus ride to York Mills Subway Station and excellent access to Highway 401 for travel downtown or out of town. Enjoy one of Toronto's most desirable family neighbourhoods.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13613562
- Bedrooms
- 4
- Bathrooms
- 4 (2 half)
- Size
- 3000-3500 sq ft
- Lot
- 63 × 120 ft
- Cross streets
- N/W York Mills Rd & Bayview Ave
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private
- Basement
- Finished, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle, Flat
- Sewer
- Sewer
- Property tax
- $12,407 / 2026
- Days on market
- 42
- Listing brokerage
- ROYAL LEPAGE SIGNATURE REALTY
Rooms
hardwood floor · panelled · bay window
3 pc ensuite · walk-in closet(s) · crown moulding
double closet · hardwood floor · overlooks backyard
2 pc bath · b/i shelves · above grade window
walk-out · double closet · broadloom
hardwood floor · crown moulding · pot lights
eat-in kitchen · w/o to patio · b/i desk
double closet · hardwood floor · large window
double closet · hardwood floor · b/i shelves
brick fireplace · hardwood floor · beamed ceilings
hardwood floor · crown moulding · wainscoting
Listed at $2,250,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $2.30M, typically $1.97M to $2.77M. Comparable closings on their own put this home around $2.42M, which agrees with the ask, so this is a firm read.
Second read, from the city assessment: $2.16M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.
Total price vs nearby homes. Fair value about $2.30M, median of 71 comparables.
The market behind the math:
About 1 months of inventory: 8 detached homes for sale in the area against 23 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $692/sqft against an area asking average of $1,046/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
I take the 71 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $2.16M, a close match.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits. Value driver
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit
On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Based on 71 comparable homes that sold in St. Andrew-Windfields over the past two years, from 169 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $2.42M, which is where my estimate comes from.
Per square foot, these ask about $1,048/sqft; this home lists at $692/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
St. Andrew-Windfields, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 8, 2026); conventional rates run a little higher.
Mortgage amount $1,800,000 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $9,704
- Property tax
- $1,034
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $10,738
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $42,725
- Toronto municipal land transfer tax
- $42,725
- Estimated closing costs
- $85,450
Plus your down payment of $450,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $582,240
- Principal paid down
- $226,544
- Interest paid
- $355,696
- Balance remaining
- $1,573,456
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in St. Andrew-Windfields basements rarely rent out (5 of 134 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 39 whole-home leases in St. Andrew-Windfields signed at a median of $5,180 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,567. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.