19 Lower Links Road, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13473580

$3,298,000
For Sale
Listed 31 days ago
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5Bedrooms
5Bathrooms
2Garage · 8 parking
2500-3000Sq Ft

About this home

Rarely available south-facing property on one of the neighbourhood's most desirable streets. Set on an oversized 80.77 x 170 ft lot with a beautifully landscaped private backyard, this recently renovated residence offers exceptional natural light and outstanding lifestyle appeal.The home features a spacious and functional layout with generous principal rooms and large windows that fill the interior with natural light throughout the day. A versatile in-law suite above the garage provides private space ideal for extended family, guests, a home office, or study, perfect for today's multi-generational living or work-from-home lifestyle.The sun-filled south-facing backyard is a true highlight, offering a private outdoor setting perfect for relaxing and entertaining. Recently renovated, the home has been thoughtfully updated to provide comfortable living today while still offering excellent long-term potential.Situated in a highly sought-after neighbourhood surrounded by mature trees and prestigious homes. Walk to York Mills Subway and enjoy convenient access to shops, groceries, parks, and Highway 401. Located within the highly regarded Owen Junior Public School, St. Andrews Middle School, and York Mills Collegiate Institute districts.An exceptional opportunity for builders and investors as well, with the expansive 80.77 x 170 ft lot offering outstanding potential to build a new custom home in the future, while the existing residence is well maintained and suitable for immediate family living or rental use.

Key facts

Property type
Detached, 2-Storey
MLS®
C13473580
Bedrooms
5
Bathrooms
5 (2 half)
Size
2500-3000
Lot
80.77 × 170 ft
Cross streets
Yonge St & York Mills Rd
Parking
2 garage · 8 parking (attached)
Driveway
Private
Basement
Finished
Heating
Water
A/C
Central Air
Exterior
Stone
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$15,172 / 2025
Days on market
31
Listing brokerage
RE/MAX REALTRON BARRY COHEN HOMES INC.

Rooms

Bedroom 3Upper3.92 × 3.86 m

hardwood floor · overlooks frontyard · closet

BreakfastMain3.98 × 3.35 m

hardwood floor · w/o to patio · combined w/kitchen

Dining RoomMain4.60 × 3.20 m

hardwood floor · overlooks backyard · open concept

Bedroom 2Upper3.89 × 3.25 m

hardwood floor · semi ensuite · overlooks backyard

Bedroom 4Upper3.38 × 3.15 m

hardwood floor · overlooks frontyard · closet

RecreationLower7.09 × 4.45 m

above grade window · fireplace

OtherBasement6.30 × 2.30 m

2 pc bath · pot lights

Living RoomMain4.60 × 4.27 m

hardwood floor · pot lights · fireplace

Primary BedroomUpper6.40 × 3.68 m

hardwood floor · 5 pc ensuite · walk-in closet(s)

Family RoomIn Between6.30 × 4.47 m

hardwood floor · 5 pc ensuite · pot lights

KitchenMain6.53 × 3.32 m

hardwood floor · stainless steel appl

Moe’s TakeTeam Asgarian · Broker
Above comparables
$2.66Mest. value

Listed at $3,298,000, this home is about 24% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

In St. Andrew-Windfields lately, sellers have been getting about 95% of asking and homes sell in about 33 days.

Based on 49 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 49 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.91M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $3.86M
  • Bedrooms +$30K
  • Adjusts to $3.89M

That comparable adjusts to $3.89M; the $2.66M estimate above is the median of all 49 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

List price
$2.36MGreat deal$3.30MOverpriced

Total price vs nearby homes. Fair value about $2.66M, median of 49 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
  • Development potential: upside only if zoning permits, verify with the city before relying on it. Worth verifying
Comparable listingsCurrently listed nearby in St. Andrew-Windfields · asking prices
$3.16Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

110 Upper Canada Drive$2.75M1 Vyner Road$3.60M38 Fifeshire Road$5.00M236 York Mills Road$2.39M20 Mossgrove Trail$2.09M

The 5 closest of 7 active listings nearby.

See all comparable homes
3.30MThis home2.75M3.60M5.00M2.39M2.09MThis home vs active comparables
Live market pulseActive comparables in St. Andrew-Windfields · median list $2.39M
$1,199this home / sqft
7active listings nearby
31days on market
99sold nearby · 90 days
$2.60Mmedian sold price
95%of asking, on average

This home lists 13% above the area average of $1,061/sqft.

30 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$2.28M
Willowdale East
$2.84M
Leaside
$1.73M
L'Amoreaux
$1.39M
Danforth Village-East York
$1000K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 0.9 km awayAbove the GTA average · 81% meet the provincial standard

Affordability & Mortgage

Affordability
$15,031/mo
$615KIncome needed
5.4×Price ÷ income
$3,469Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $15,031Property tax $1,264Total carry $16,296

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$14,079per month

Mortgage amount $2,638,400 · 4.14% over 25 years

$659,600Down payment (20.0%)
$2,638,400Loan before insurance
$0CMHC premium
$15,344Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$14,079
Property tax
$1,264
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$15,344

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$68,925
Toronto municipal land transfer tax
$71,905
Estimated closing costs
$140,830

Plus your down payment of $659,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$17,101/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,585,444Total interest paid
$4,223,844Total of all payments
Principal $2,638,400 Interest $1,585,444
YearPrincipalInterestBalance
1$61,809$107,145$2,576,591
2$64,394$104,560$2,512,197
3$67,087$101,866$2,445,110
4$69,894$99,060$2,375,216
5$72,817$96,137$2,302,399
6$75,863$93,091$2,226,536
7$79,036$89,918$2,147,500
8$82,342$86,612$2,065,158
9$85,786$83,167$1,979,371
10$89,375$79,579$1,889,996
11$93,113$75,841$1,796,883
12$97,008$71,946$1,699,875
13$101,066$67,888$1,598,810
14$105,293$63,661$1,493,516
15$109,697$59,256$1,383,819
16$114,286$54,668$1,269,533
17$119,066$49,888$1,150,467
18$124,047$44,907$1,026,420
19$129,235$39,719$897,185
20$134,641$34,313$762,544
21$140,273$28,681$622,271
22$146,140$22,814$476,131
23$152,253$16,701$323,878
24$158,622$10,332$165,256
25$165,256$3,697$0

At the end of your 5-year term

Total paid over the term
$844,769
Principal paid down
$336,001
Interest paid
$508,768
Balance remaining
$2,302,399

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
1.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.9%
Gross yield
− Property tax $15,172− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $39,498

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON BARRY COHEN HOMES INC.. MLS®/PropTx.

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