19 Lower Links Road, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13473580

$3,298,000
For Sale
Listed 78 days agoNo offer date statedPrice drop likely
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5Bedrooms
5Bathrooms
2Garage · 8 parking
2500-3000Sq ft

About this home

In short

  • Rarely available south-facing property on one of the neighbourhood's most desirable streets.
  • Set on an oversized 80.77 x 170 ft lot with a beautifully landscaped private backyard, this recently renovated residence offers exceptional natural light and...
  • Recently renovated, the home has been thoughtfully updated to provide comfortable living today while still offering excellent long-term potential.
  • Walk to York Mills Subway and enjoy convenient access to shops, groceries, parks, and Highway 401.
  • An exceptional opportunity for builders and investors as well, with the expansive 80.77 x 170 ft lot offering outstanding potential to build a new custom home in the...

Rarely available south-facing property on one of the neighbourhood's most desirable streets. Set on an oversized 80.77 x 170 ft lot with a beautifully landscaped private backyard, this recently renovated residence offers exceptional natural light and outstanding lifestyle appeal.The home features a spacious and functional layout with generous principal rooms and large windows that fill the interior with natural light throughout the day. A versatile in-law suite above the garage provides private space ideal for extended family, guests, a home office, or study, perfect for today's multi-generational living or work-from-home lifestyle.The sun-filled south-facing backyard is a true highlight, offering a private outdoor setting perfect for relaxing and entertaining. Recently renovated, the home has been thoughtfully updated to provide comfortable living today while still offering excellent long-term potential.Situated in a highly sought-after neighbourhood surrounded by mature trees and prestigious homes. Walk to York Mills Subway and enjoy convenient access to shops, groceries, parks, and Highway 401. Located within the highly regarded Owen Junior Public School, St. Andrews Middle School, and York Mills Collegiate Institute districts.An exceptional opportunity for builders and investors as well, with the expansive 80.77 x 170 ft lot offering outstanding potential to build a new custom home in the future, while the existing residence is well maintained and suitable for immediate family living or rental use.

Key facts

Property type
Detached, 2-Storey
MLS®
C13473580
Bedrooms
5
Bathrooms
5 (2 half)
Size
2500-3000 sq ft
Lot
80.77 × 170 ft
Cross streets
Yonge St & York Mills Rd
Parking
2 garage · 8 parking (attached)
Driveway
Private
Basement
Finished
Heating
Water
A/C
Central Air
Exterior
Stone
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$15,172 / 2025
Days on market
78
Listing brokerage
RE/MAX REALTRON BARRY COHEN HOMES INC.

Rooms

Bedroom 3Upper3.92 × 3.86 m

hardwood floor · overlooks frontyard · closet

BreakfastMain3.98 × 3.35 m

hardwood floor · w/o to patio · combined w/kitchen

Dining RoomMain4.60 × 3.20 m

hardwood floor · overlooks backyard · open concept

Bedroom 2Upper3.89 × 3.25 m

hardwood floor · semi ensuite · overlooks backyard

Bedroom 4Upper3.38 × 3.15 m

hardwood floor · overlooks frontyard · closet

RecreationLower7.09 × 4.45 m

above grade window · fireplace

OtherBasement6.30 × 2.30 m

2 pc bath · pot lights

Living RoomMain4.60 × 4.27 m

hardwood floor · pot lights · fireplace

Primary BedroomUpper6.40 × 3.68 m

hardwood floor · 5 pc ensuite · walk-in closet(s)

Family RoomIn Between6.30 × 4.47 m

hardwood floor · 5 pc ensuite · pot lights

KitchenMain6.53 × 3.32 m

hardwood floor · stainless steel appl

Our TakeTeam Asgarian · Broker
Worth a closer look
$2.21Mest. value

Listed at $3,298,000. My estimate lands at $2.21M, so the ask sits about 49% above what comparable sales suggest. A gap that wide can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look at what justifies it before you offer. Treat the figure as a starting point: tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

A price cut is the likelier next move. 78 days on the market against about 44 for homes like it here, and asking 49% above where comparable closings put it. That is leverage for a buyer: offer with it in mind rather than waiting for the cut, since a reduction brings new eyes with it.

Second read, from the city assessment: $2.72M. That is about 23% above the comparable-sales figure. When my two methods disagree this much, the answer usually sits between them and something about this home is not in the comparables (the lot, the condition, a rebuild). I would want to see it before leaning on either number.

List price
$2.06MBelow recent closings$3.30MAbove recent closings

Total price vs nearby homes. Fair value about $2.21M, median of 27 comparables.

The market behind the math:

23sold nearby · 90 days
$2.40Mmedian sold price
94%of asking, on average
−15%prices vs a year ago
~44 dayshomes like this take to sell
78days on market so far
$5,351/moest. rent · 17 leases
1.9%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.9 months of inventory: 7 detached homes for sale in the area against 23 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,199/sqft against an area asking average of $904/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

I take the 27 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $2.72M, higher than the comparables and worth a second look.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
  • Development potential: upside only if zoning permits, verify with the city before relying on it. Worth verifying
Schools & getting aroundcatchment and transit

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Based on 27 comparable homes that sold in St. Andrew-Windfields over the past two years, from 169 closings there.

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$3.50M
Bridle Path-Sunnybrook-York Mills
$4.90M
Mount Pleasant East
$2.42M
Leaside
$3.55M
Newtonbrook West
$2.01M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 0.9 km awayAbove the GTA average · 81% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Owen Public School · Public elementary0.7 km · 59% at standard
St Edward Catholic School · Catholic elementary1.2 km · 89% at standard
Loretto Abbey Catholic Secondary School · Catholic secondary1.2 km · 76% at standard
Avondale Alternative Elementary School · Public elementary1.2 km · 94% at standard
Avondale Public School · Public elementary1.2 km · 70% at standard
Armour Heights Public School · Public elementary1.7 km · 70% at standard
Cameron Public School · Public elementary1.8 km · 81% at standard
Cardinal Carter ES · Catholic elementary1.8 km
Cardinal Carter Academy for the Arts · Catholic secondary1.8 km · 92% at standard
Claude Watson School for the Arts · Public elementary2.0 km · 96% at standard
Harrison Public School · Public elementary2.1 km · 82% at standard
Bedford Park Public School · Public elementary2.3 km · 88% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$15,031/mo
$615KIncome needed
5.4×Price ÷ income
$3,469Weekly cost
$140,830Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $15,031Property tax $1,264Total carry $16,296

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 8, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$14,224per month

Mortgage amount $2,638,400 · 4.24% over 25 years

$659,600Down payment (20.0%)
$2,638,400Loan before insurance
$0CMHC premium
$15,488Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$14,224
Property tax
$1,264
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$15,488

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$68,925
Toronto municipal land transfer tax
$71,905
Estimated closing costs
$140,830

Plus your down payment of $659,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$17,259/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,628,773Total interest paid
$4,267,173Total of all payments
Principal $2,638,400 Interest $1,628,773
YearPrincipalInterestBalance
1$60,960$109,727$2,577,440
2$63,572$107,115$2,513,868
3$66,296$104,391$2,447,573
4$69,137$101,550$2,378,436
5$72,099$98,588$2,306,337
6$75,188$95,498$2,231,148
7$78,410$92,277$2,152,738
8$81,770$88,917$2,070,968
9$85,274$85,413$1,985,694
10$88,928$81,759$1,896,766
11$92,738$77,949$1,804,028
12$96,712$73,975$1,707,316
13$100,856$69,831$1,606,460
14$105,178$65,509$1,501,282
15$109,685$61,002$1,391,597
16$114,385$56,302$1,277,213
17$119,286$51,401$1,157,927
18$124,397$46,290$1,033,530
19$129,728$40,959$903,802
20$135,286$35,401$768,516
21$141,083$29,604$627,433
22$147,129$23,558$480,304
23$153,433$17,254$326,871
24$160,007$10,679$166,864
25$166,864$3,823$0

At the end of your 5-year term

Total paid over the term
$853,435
Principal paid down
$332,063
Interest paid
$521,372
Balance remaining
$2,306,337

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 17 whole-home leases in St. Andrew-Windfields$5,351/mo
$64,212Gross annual rent
1.2%Cap rate after taxes and upkeep
$4,907 to $6,413Typical rent range
~34 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 17 whole-home leases in St. Andrew-Windfields signed at a median of $5,000 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,351. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

1.9%
Gross yield
− Property tax $15,172− Insurance $1,400− Vacancy & upkeep $7,063Net operating income $40,577

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON BARRY COHEN HOMES INC.. MLS®/PropTx.

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