11 Gypsy Roseway, Toronto, ON

Willowdale East, Toronto · MLS® C13758468

$1,098,000
For Sale
Listed 40 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage · 2 parking
1400-1599Sq ft

About this home

In short

  • A rarely offered, bright and spacious townhouse in Willowdale East.
  • This 3-bedroom, 3-bathroom 2-Storey home with finished walk out basement offers over 1,700 sq. ft. of bright open living spaces, creating a highly functional layout...
  • Between the unobstructed, south facing view and the lower-level walkout leading to a rare and private patio oasis, this home is perfect for relaxing, entertaining, or...
  • The home has been meticulously maintained and lovingly cared for by the current owner for the past 10 years, with a number of thoughtful updates throughout.
  • The kitchen was renovated with new appliances, granite countertops, pot lights, and under-cabinet lighting and the basement features new broadloom.

A rarely offered, bright and spacious townhouse in Willowdale East. This 3-bedroom, 3-bathroom 2-Storey home with finished walk out basement offers over 1,700 sq. ft. of bright open living spaces, creating a highly functional layout with the feel of a detached home. Between the unobstructed, south facing view and the lower-level walkout leading to a rare and private patio oasis, this home is perfect for relaxing, entertaining, or enjoying your own outdoor space. The home has been meticulously maintained and lovingly cared for by the current owner for the past 10 years, with a number of thoughtful updates throughout. The kitchen was renovated with new appliances, granite countertops, pot lights, and under-cabinet lighting and the basement features new broadloom. Ideally located just steps from Bayview Village, Bayview Subway Station, and Sheppard Ave. E., this home offers exceptional convenience in one of North York's most desirable neighbourhoods. With maintenance fees of just $726.46/month including high-speed Bell Fibe internet, water, and grounds maintenance, this is a truly move-in-ready home offering the perfect blend of space, comfort, and convenience for a growing family, first-time buyer, or downsizer.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
C13758468
Bedrooms
3
Bathrooms
3 (1 half)
Size
1400-1599 sq ft
Cross streets
Sheppard & Bayview
Parking
1 garage · 2 parking (built-in)
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$726/mo
Exposure
North South
Property tax
$5,433 / 2026
Days on market
40
Listing brokerage
KELLER WILLIAMS REFERRED URBAN REALTY

Rooms

Bedroom 2Second4.53 × 2.97 m

hardwood floor · large closet · picture window

KitchenMain4.33 × 2.97 m

family size kitchen · stainless steel appl · granite counters

Bedroom 3Second3.49 × 2.85 m

hardwood floor · large closet · picture window

Primary BedroomSecond5.16 × 3.32 m

hardwood floor · 3 pc ensuite · his and hers closets

FoyerIn Between2.00 × 1.75 m

2 Pc Bath

Dining RoomMain3.06 × 2.28 m

hardwood floor · overlooks living

LaundryGround3.55 × 2.56 m

laundry sink · b/i shelves

Living RoomMain7.25 × 5.92 m

hardwood floor · gas fireplace · overlooks backyard

Family RoomGround5.92 × 3.73 m

broadloom · gas fireplace · w/o to terrace

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Hollywood Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

St. Andrew-Windfields
$929K
Downsview-Roding-CFB
$699K
Victoria Village
$754K
Dorset Park
$671K
Casa Loma
$2.80M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Hollywood Public School
96%
Hollywood Public SchoolPublic · Elementary · 0.8 km awayAmong the top in the GTA · 96% meet the provincial standard
Avondale Elementary Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Avondale Alternative Elementary School · Public elementary0.6 km · 94% at standard
Avondale Public School · Public elementary0.6 km · 70% at standard
Cardinal Carter ES · Catholic elementary1.2 km
Cardinal Carter Academy for the Arts · Catholic secondary1.2 km · 92% at standard
Claude Watson School for the Arts · Public elementary1.2 km · 96% at standard
St Andrew's Middle School · Public elementary1.4 km · 81% at standard
Elkhorn Public School · Public elementary1.5 km · 85% at standard
Harrison Public School · Public elementary1.6 km · 82% at standard
Owen Public School · Public elementary1.6 km · 59% at standard
Bayview Middle School · Public elementary1.6 km · 80% at standard
McKee Public School · Public elementary1.7 km · 86% at standard
St Edward Catholic School · Catholic elementary1.8 km · 89% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,004/mo
$222KIncome needed
4.9×Price ÷ income
$1,155Weekly cost
$36,870Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

81%mortgage
Mortgage $5,004Property tax $453Condo fee $726Total carry $6,183

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,857per month

Mortgage amount $878,400 · 4.49% over 25 years

$219,600Down payment (20.0%)
$878,400Loan before insurance
$0CMHC premium
$6,036Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,857
Property tax
$453
Condo / maintenance fees
$726
Heating
$0
Estimated monthly cost
$6,036

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,435
Toronto municipal land transfer tax
$18,435
Estimated closing costs
$36,870

Plus your down payment of $219,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,878/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$578,647Total interest paid
$1,457,047Total of all payments
Principal $878,400 Interest $578,647
YearPrincipalInterestBalance
1$19,602$38,680$858,798
2$20,492$37,790$838,306
3$21,423$36,859$816,883
4$22,395$35,887$794,488
5$23,412$34,870$771,076
6$24,475$33,807$746,601
7$25,586$32,696$721,014
8$26,748$31,534$694,266
9$27,963$30,319$666,304
10$29,232$29,050$637,071
11$30,559$27,722$606,512
12$31,947$26,335$574,565
13$33,397$24,884$541,168
14$34,914$23,368$506,254
15$36,499$21,783$469,755
16$38,156$20,126$431,598
17$39,889$18,393$391,710
18$41,700$16,582$350,010
19$43,593$14,689$306,417
20$45,572$12,709$260,844
21$47,642$10,640$213,202
22$49,805$8,477$163,398
23$52,066$6,216$111,332
24$54,430$3,852$56,901
25$56,901$1,380$0

At the end of your 5-year term

Total paid over the term
$291,409
Principal paid down
$107,324
Interest paid
$184,085
Balance remaining
$771,076

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
3.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.2%
Gross yield
− Property tax $5,433− Condo fees $8,718− Insurance $600− Vacancy & upkeep $6,270Net operating income $35,980

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.

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