110-18 Spring Garden Avenue, Toronto, ON

Willowdale East, Toronto · MLS® C13833430

$1,099,000
For Sale
Listed 22 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage
1200-1399Sq ft

About this home

In short

  • Rarely available 2-storey townhouse in the heart of North York.
  • This bright and spacious sun-filled home offers over 1,256 sq ft of functional living space with 9-ft ceilings throughout.
  • The second floor offers a spacious primary bedroom with a 4-piece ensuite for a private retreat.
  • Enjoy house-style living with exceptional condo amenities, including 24-hour concierge, gym, indoor pool, sauna, bowling, billiards, library, theatre, party/meeting...
  • Unbeatable North York location: steps to subway, Empress Walk, Loblaws, Cineplex, Mel Lastman Square, North York Civic Centre, library, restaurants, Whole Foods...

Rarely available 2-storey townhouse in the heart of North York! This bright and spacious sun-filled home offers over 1,256 sq ft of functional living space with 9-ft ceilings throughout. Recently refreshed with brand-new flooring and countertops, and upgraded lighting throughout this move-in-ready home features a well-appointed kitchen with built-in oven & microwave and an oversized island, plus a convenient alternate entrance from the front yard. The second floor offers a spacious primary bedroom with a 4-piece ensuite for a private retreat. Enjoy house-style living with exceptional condo amenities, including 24-hour concierge, gym, indoor pool, sauna, bowling, billiards, library, theatre, party/meeting room and guest suite. Includes 1 parking space and 1 locker. Unbeatable North York location: steps to subway, Empress Walk, Loblaws, Cineplex, Mel Lastman Square, North York Civic Centre, library, restaurants, Whole Foods, Longo's, Food Basics and minutes to Hwy 401. A wonderful opportunity to enjoy space, comfort and convenience in one of North York's most sought-after locations. All Utilities Included In Condo Fee

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
C13833430
Bedrooms
3
Bathrooms
3 (1 half)
Size
1200-1399 sq ft
Cross streets
Yonge/Sheppard
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,290/mo
Exposure
South
Property tax
$4,988 / 2026
Days on market
22
Listing brokerage
POWER 7 REALTY

Rooms

KitchenMain4.29 × 2.44 m

granite counters · w/o to terrace · eat-in kitchen

Living RoomMain8.10 × 3.25 m

laminate · combined w/dining · window

Primary BedroomSecond3.71 × 3.48 m

laminate · 4 pc bath · walk-in closet(s)

Dining RoomMain8.10 × 3.25 m

laminate · combined w/living · south view

Bedroom 2Second3.66 × 2.84 m

laminate · mirrored closet · window

Bedroom 3Second3.76 × 2.84 m

laminate · south view · side door

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.06Mlikely sale price

Listed at $1,099,000. Going by how homes in Willowdale East and the wider GTA have actually closed against their asking prices (about 97%, 12 local closings in 90 days), the likely sale price is near $1.06M, if it sells. A realistic range is $1.00M to $1.15M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.

List price
$1.00MBelow recent closings$1.15MAbove recent closings

Total price vs nearby homes. Likely closing about $1.06M, from 12 recent closings in this pocket.

The market behind the math:

12sold nearby · 90 days
$928Kmedian sold price
99%of asking, on average
+21%prices vs a year ago
~56 dayshomes like this take to sell
22days on market so far
$3,432/moest. rent · 144 leases
3.7%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.3 months of inventory: 5 condo townhouse homes for sale in the area against 12 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $846/sqft against an area asking average of $736/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 12 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $850K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (Claude Watson School for the Arts) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 12 comparable homes that sold in Willowdale East over the past two years, from 124 closings there.

Sold price trend

Median sold price for condo townhouses in Toronto: $684K in September 2026, down 3% from a year ago, on 1,425 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$702K150
November 2025$709K130
December 2025$705K63
January 2026$695K77
February 2026$728K104
March 2026$715K121
April 2026$711K147
May 2026$726K131
June 2026$706K132
July 2026$683K156
August 2026$669K116
September 2026$684K98

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

St. Andrew-Windfields
$929K
Downsview-Roding-CFB
$699K
Victoria Village
$754K
Casa Loma
$2.80M
Dorset Park
$671K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Claude Watson School for the Arts
96%
Claude Watson School for the ArtsPublic · Elementary · 0.1 km awayAmong the top in the GTA · 96% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Cardinal Carter Academy for the Arts · Catholic secondary0.1 km · 92% at standard
Cardinal Carter ES · Catholic elementary0.1 km
Earl Haig Secondary School · Public secondary0.6 km · 90% at standard
Avondale Alternative Elementary School · Public elementary1.0 km · 94% at standard
Avondale Public School · Public elementary1.0 km · 70% at standard
McKee Public School · Public elementary1.0 km · 86% at standard
St Edward Catholic School · Catholic elementary1.3 km · 89% at standard
Willowdale Middle School · Public elementary1.3 km · 78% at standard
St Cyril Catholic School · Catholic elementary1.4 km · 90% at standard
Cameron Public School · Public elementary1.5 km · 81% at standard
Churchill Public School · Public elementary1.5 km · 83% at standard
Hollywood Public School · Public elementary1.6 km · 96% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,009/mo
$231KIncome needed
4.8×Price ÷ income
$1,156Weekly cost
$36,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $5,009Property tax $416Condo fee $1,290Total carry $6,715

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,861per month

Mortgage amount $879,200 · 4.49% over 25 years

$219,800Down payment (20.0%)
$879,200Loan before insurance
$0CMHC premium
$6,567Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,861
Property tax
$416
Condo / maintenance fees
$1,290
Heating
$0
Estimated monthly cost
$6,567

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,455
Toronto municipal land transfer tax
$18,455
Estimated closing costs
$36,910

Plus your down payment of $219,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,884/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$579,174Total interest paid
$1,458,374Total of all payments
Principal $879,200 Interest $579,174
YearPrincipalInterestBalance
1$19,620$38,715$859,580
2$20,511$37,824$839,069
3$21,442$36,893$817,627
4$22,416$35,919$795,211
5$23,433$34,902$771,778
6$24,497$33,838$747,281
7$25,610$32,725$721,671
8$26,772$31,563$694,898
9$27,988$30,347$666,910
10$29,259$29,076$637,652
11$30,587$27,748$607,064
12$31,976$26,359$575,088
13$33,428$24,907$541,660
14$34,946$23,389$506,715
15$36,532$21,803$470,182
16$38,191$20,144$431,991
17$39,925$18,410$392,066
18$41,738$16,597$350,329
19$43,633$14,702$306,696
20$45,614$12,721$261,082
21$47,685$10,650$213,397
22$49,850$8,485$163,547
23$52,114$6,221$111,433
24$54,480$3,855$56,953
25$56,953$1,382$0

At the end of your 5-year term

Total paid over the term
$291,675
Principal paid down
$107,422
Interest paid
$184,253
Balance remaining
$771,778

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 144 whole-home leases in Willowdale East$3,432/mo
$41,184Gross annual rent
1.4%Cap rate after taxes and upkeep
$3,232 to $3,604Typical rent range
~25 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 144 whole-home leases in Willowdale East signed at a median of $3,294 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,432. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.7%
Gross yield
− Property tax $4,988− Condo fees $15,485− Insurance $600− Vacancy & upkeep $4,530Net operating income $15,582

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of POWER 7 REALTY. MLS®/PropTx.

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