183 Finch Avenue, Toronto, ON

Willowdale East, Toronto · MLS® C13767484

$1,885,000
For Sale
Listed 1 day agoNo offer date stated
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3+1Bedrooms
4Bathrooms
4Parking
2500-3000Sq ft

About this home

In short

  • 10 years after this property was newly built, it still looks like a Brand New Luxury Custom Home in the Prime Yonge/Finch East Area; Approx.
  • 2900 SQ.Ft, Deep, Bright South Lot, Recently (Last Months) the Kitchen and Washroom Renovation completed with New Kitchen Counter Top, Cabinet Door Bring Even Better...
  • Supervene Craftsmanship & Premium Luxury Finishes: Elegant Stone/Brick/EXT, Marble Flrs, Oak Hardwood Floors/Stairs, White Quartz Counters, Custom Cabinetry/...
  • The Breathtaking Master Bedroom Features a Walk-in Closet, 6 pcs Ensuite with Jet Spa. and a Soaring Ceiling at 3.35 meters.
  • Oak Hardwood Floors, Crown Molding, and Finished Basement with Walkout Basement Stairs to the Back Yard and newly installed small wooden Roof (canopy) to cover the...

10 years after this property was newly built, it still looks like a Brand New Luxury Custom Home in the Prime Yonge/Finch East Area; Approx. 2900 SQ.Ft, Deep, Bright South Lot, Recently (Last Months) the Kitchen and Washroom Renovation completed with New Kitchen Counter Top, Cabinet Door Bring Even Better for New Appearance with new Painting. Self-Contained Finished Basement W/ Access to Large Back Yard Parking; Live/Work/Income Concept. Supervene Craftsmanship & Premium Luxury Finishes: Elegant Stone/Brick/EXT, Marble Flrs, Oak Hardwood Floors/Stairs, White Quartz Counters, Custom Cabinetry/ Vanities, Crown Moldings, newly installed newer fashion White LED Pot Lights Ceiling on Main and 2nd Flrs, Soaring Ceilings High (3.05 or 3.35 meters), Skylights on 2nd Floor Ceiling, Laundry Room on 2nd Floor and Basement Floor. The Breathtaking Master Bedroom Features a Walk-in Closet, 6 pcs Ensuite with Jet Spa. and a Soaring Ceiling at 3.35 meters. Oak Hardwood Floors, Crown Molding, and Finished Basement with Walkout Basement Stairs to the Back Yard and newly installed small wooden Roof (canopy) to cover the rain and Snow on Basement walk out Stairs. Also, the up stairs rental Income and Basement in-law Suit rental will Help property owner for better financial position. Food Shopping at nearby Grocery stores: Longo's, Loblaws, H Mart, Galleria, Sunny. Shopping Mall nearby: Fairview Mall, Bayview Village Mall, Center Point Mall, Yorkdale Centre. This North York Location is for the Best High School Catchment: Earl Haig Secondary School, Cardinal Carter Academy for the Arts School and Claude Watson School for the Arts. The Zoning of the Property is R6, You can Expand this Building to accommodate Rental unit up to Triplex and, also You can Run your Professional business and Serve your Clients or Patients at this Property.

Key facts

Property type
Detached, 2-Storey
MLS®
C13767484
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
26 × 143 ft
Cross streets
Willowdale Ave / Finch Ave East
Parking
4 parking
Driveway
Mutual
Basement
Apartment, Finished, Separate Entrance, Walk-Out, Walk-Up
Kitchens
4 (1 + 3)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Brick Front
Foundation
Brick, Poured Concrete, Stone
Roof
Asphalt Rolled, Asphalt Shingle
Sewer
Sewer
Property tax
$11,540 / 2026
Days on market
1
Listing brokerage
HOMELIFE FRONTIER REALTY INC.

Rooms

Bedroom 4Second2.65 × 3.20 m

2 way fireplace · double closet · window

Primary BedroomSecond4.37 × 3.58 m

hardwood floor · coffered ceiling(s) · 5 pc bath

DenSecond2.05 × 3.20 m

hardwood floor · window

BathroomSecond0.00 × 0.00 m

marble floor · 3 pc bath · window

Living RoomMain3.96 × 3.53 m

hardwood floor · crown moulding · hardwood floor

Family RoomMain4.40 × 5.41 m

hardwood floor · gas fireplace · w/o to deck

BathroomBasement0.00 × 0.00 m

3 pc bath · marble floor

KitchenBasement0.00 × 0.00 m
Bedroom 5Basement0.00 × 0.00 m

laminate · window

Great RoomBasement15.95 × 5.13 m

window · halogen lighting · window

FoyerMain1.52 × 1.73 m

marble counter · crown moulding · marble counter

LaundryBasement0.00 × 0.00 m

marble floor · laundry sink

BathroomSecond0.00 × 0.00 m

marble floor · 4 pc ensuite · window

BathroomSecond0.00 × 0.00 m

marble floor · 6 pc ensuite · window

Powder RoomMain0.00 × 0.00 m

marble floor · 2 pc bath

BedroomBasement0.00 × 0.00 m

laminate · window

Dining RoomMain3.96 × 4.32 m

hardwood floor · crown moulding · pot lights

RecreationBasement0.00 × 0.00 m

hardwood floor · window

Bedroom 2Second3.96 × 3.20 m

hardwood floor · double closet · window

BathroomSecond0.00 × 0.00 m

marble floor · 3 pc bath · walk-in closet(s)

LaundryBasement0.00 × 0.00 m

marble sink · window

KitchenMain3.66 × 5.41 m

marble floor · quartz counter · stainless steel appl

Powder RoomMain0.00 × 0.00 m
BedroomBasement0.00 × 0.00 m

laminate · window

BathroomBasement0.00 × 0.00 m

laminate · window

Bedroom 3Second2.05 × 3.20 m

hardwood floor · window

Exercise RoomBasement0.00 × 0.00 m

hardwood floor · window

BedroomBasement0.00 × 0.00 m

laminate · window

Bedroom 3Second2.65 × 3.20 m

hardwood floor · double closet · window

OfficeBasement0.00 × 0.00 m

hardwood floor · window

Our TakeTeam Asgarian · Broker
In line
$1.98Mest. value

Listed at $1,885,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $1.98M, typically $1.72M to $2.24M. Comparable closings on their own put this home around $2.19M, so the seller is asking less than the comparables suggest: either they want a quick, clean sale or something about the home is not in the comparables. Worth seeing before you offer.

Second read, from the city assessment: $1.98M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.

List price
$1.72MBelow recent closings$2.24MAbove recent closings

Total price vs nearby homes. Fair value about $1.98M, median of 31 comparables.

The market behind the math:

37sold nearby · 90 days
$2.30Mmedian sold price
97%of asking, on average
+2%prices vs a year ago
~37 dayshomes like this take to sell
1days on market so far
$5,932/moest. rent · 24 leases
3.8%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.6 months of inventory: 8 detached homes for sale in the area against 37 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $685/sqft against an area asking average of $948/sqft. Size and $/sqft both feed the estimate above.

  • Walk-out basement apartment features. A finished 1 bed walk-out basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Willowdale East: 32 of the 231 detached leases here lately were basement units, around $2,150 a month. That makes the suite real income, and comparable-sales math under-prices it, so read the estimate as a floor. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

I take the 31 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.98M, a close match.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Walk-out basement: natural light and strong in-law or income potential. Income potential
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Primary suite: a key comfort and resale feature. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Earl Haig Secondary School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 31 comparable homes that sold in Willowdale East over the past two years, from 214 closings there.

What sellers nearby are askingCurrently listed nearby in Willowdale East · asking prices
$2.42Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $884/sqft; this home lists at $685/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.89MThis home2.15M2.00M2.68M2.35M2.95MThis home vs active comparables

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Newtonbrook West
$1.70M
Wexford-Maryvale
$1.10M
Clairlea-Birchmount
$833K
Centennial Scarborough
$1.14M
Birchcliffe-Cliffside
$1.25M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Finch Public School
72%
Finch Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 72% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Avondale Secondary Alternative School · Public secondary0.9 km
McKee Public School · Public elementary1.2 km · 86% at standard
St Cyril Catholic School · Catholic elementary1.3 km · 90% at standard
St Joseph Morrow Park Catholic Secondary School · Catholic secondary1.3 km · 74% at standard
Bayview Middle School · Public elementary1.5 km · 80% at standard
Hollywood Public School · Public elementary1.6 km · 96% at standard
Drewry Secondary School · Public secondary1.6 km
Lester B Pearson Elementary School · Public elementary1.6 km · 92% at standard
St Gabriel Catholic School · Catholic elementary1.8 km · 70% at standard
St Agnes Catholic School · Catholic elementary1.8 km · 82% at standard
Lillian Public School · Public elementary1.8 km · 62% at standard
Claude Watson School for the Arts · Public elementary1.9 km · 96% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$8,591/mo
$362KIncome needed
5.2×Price ÷ income
$1,983Weekly cost
$68,350Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $8,591Property tax $962Total carry $9,553

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,130per month

Mortgage amount $1,508,000 · 4.24% over 25 years

$377,000Down payment (20.0%)
$1,508,000Loan before insurance
$0CMHC premium
$9,091Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,130
Property tax
$962
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,091

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$34,175
Toronto municipal land transfer tax
$34,175
Estimated closing costs
$68,350

Plus your down payment of $377,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$9,864/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$930,939Total interest paid
$2,438,939Total of all payments
Principal $1,508,000 Interest $930,939
YearPrincipalInterestBalance
1$34,842$62,716$1,473,158
2$36,335$61,223$1,436,823
3$37,892$59,666$1,398,931
4$39,516$58,042$1,359,415
5$41,209$56,349$1,318,207
6$42,975$54,583$1,275,232
7$44,816$52,742$1,230,416
8$46,736$50,821$1,183,679
9$48,739$48,819$1,134,940
10$50,827$46,730$1,084,113
11$53,005$44,552$1,031,108
12$55,277$42,281$975,831
13$57,645$39,912$918,186
14$60,115$37,442$858,070
15$62,691$34,866$795,379
16$65,377$32,180$730,002
17$68,179$29,379$661,823
18$71,100$26,457$590,723
19$74,147$23,411$516,576
20$77,324$20,234$439,252
21$80,637$16,920$358,614
22$84,093$13,465$274,522
23$87,696$9,862$186,826
24$91,454$6,104$95,372
25$95,372$2,185$0

At the end of your 5-year term

Total paid over the term
$487,788
Principal paid down
$189,793
Interest paid
$297,994
Balance remaining
$1,318,207

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 24 whole-home leases in Willowdale East$5,932/mo
$71,184Gross annual rent
2.7%Cap rate after taxes and upkeep
$5,308 to $6,743Typical rent range
~20 daysTo find a tenant, on average

The suite is real income here: basements rent in Willowdale East (32 of 231 recent detached leases were basement units, around $2,150 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $2,150 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 24 whole-home leases in Willowdale East signed at a median of $5,928 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,932. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.8%
Gross yield
− Property tax $11,540− Insurance $1,400− Vacancy & upkeep $7,830Net operating income $50,414

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE FRONTIER REALTY INC.. MLS®/PropTx.

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