404-284 King Street, Toronto, ON

Moss Park, Toronto · MLS® C13782622

$1,199,900
For Sale
Listed 35 days agoNo offer date stated
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2+1Bedrooms
2Bathrooms
1Garage
1200-1399Sq ft

About this home

In short

  • Brand New, Never Lived In At Bauhaus.
  • Two Bedroom Plus Den Floorplan With Soaring 9 Ft High Ceilings, Gas Cooking Inside, Quartz Countertops, Ultra Modern Finishes.

Brand New, Never Lived In At Bauhaus! Perfect 1,310 sqft. Two Bedroom Plus Den Floorplan With Soaring 9 Ft High Ceilings, Gas Cooking Inside, Quartz Countertops, Ultra Modern Finishes. The Ultra Chic Building will feature a fully equipped gym, party room, makers room, children's playroom, barbecue area, bocce court, and pet grooming station. Actual finishes and furnishings in unit may differ from those shown in photos.The Unit is newly constructed and previously unoccupied. New Build Taxes not assessed. The Purchase Price set out herein includes HST. The Purchaser will irrevocably assign to the Vendor any and all rights, title and interest in any HST rebate.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13782622
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
1200-1399 sq ft
Cross streets
King St E. and Parliament St.
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Concrete
Maintenance
$1,021/mo
Exposure
South West
Days on market
35
Listing brokerage
BRAD J. LAMB REALTY 2016 INC.

Rooms

DenFlat3.25 × 2.79 m
BedroomFlat3.17 × 2.74 m

hardwood floor · large closet · 5 pc ensuite

Bedroom 2Flat2.71 × 2.84 m

hardwood floor · closet

Dining RoomFlat3.04 × 7.62 m

hardwood floor · open concept

Living RoomFlat3.04 × 7.62 m

hardwood floor · open concept

KitchenFlat3.04 × 7.62 m

hardwood floor · open concept

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.17Mlikely sale price

Listed at $1,199,900 with no offer date. Going by how homes here have actually closed against their asks, the likely sale price is $1.17M, typically $1.10M to $1.26M. Comparable closings on their own put this home around $915K, about 24% below the ask.

List price
$1.10MBelow recent closings$1.26MAbove recent closings

Total price vs nearby homes. Likely closing about $1.17M, from 63 recent closings in this pocket.

The market behind the math:

63sold nearby · 90 days
$475Kmedian sold price
96%of asking, on average
−15%prices vs a year ago
~27 dayshomes like this take to sell
35days on market so far
$3,355/moest. rent · 15 leases
3.4%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.7 months of inventory: 14 condo apartment homes for sale in the area against 63 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $923/sqft against an area asking average of $976/sqft.

How this estimate is builtthe short version

I take the 63 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
Schools & getting aroundcatchment and transit

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($923/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 63 comparable homes that sold in Moss Park over the past 21 months, from 500 closings there.

Sold price trend

Median sold price for condos in Moss Park: $509K in September 2026, up 1% from a year ago, on 253 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$551K26
November 2025$489K12
December 2025$520K18
January 2026$542K11
February 2026$545K24
March 2026$536K32
April 2026$555K22
May 2026$510K24
June 2026$550K24
July 2026$564K20
August 2026$525K11
September 2026$509K29

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$554K
Church-Yonge Corridor
$876K
North St. James Town
$765K
Waterfront Communities C1
$667K
Kensington-Chinatown
$585K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Paul Catholic School · Catholic elementary0.5 km · 62% at standard
Nelson Mandela Park Public School · Public elementary0.8 km · 47% at standard
Lord Dufferin Junior and Senior Public School · Public elementary1.0 km · 55% at standard
St Michael's Choir (Jr) School · Catholic elementary1.1 km · 98% at standard
St Michael's Choir (Sr) School · Catholic secondary1.1 km · 98% at standard
Sprucecourt Junior Public School · Public elementary1.4 km · 59% at standard
Winchester Junior and Senior Public School · Public elementary1.6 km · 76% at standard
Queen Alexandra Middle School · Public elementary1.6 km · 71% at standard
SEED Alternative School · Public secondary1.6 km
Church Street Junior Public School · Public elementary1.7 km · 73% at standard
St Martin Catholic School (St.Martin) · Catholic secondary1.7 km
Native Learning Centre · Public secondary1.7 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,469/mo
$256KIncome needed
4.7×Price ÷ income
$1,262Weekly cost
$40,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $5,469Estimated property tax $750Condo fee $1,021Total carry $7,240

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,308per month

Mortgage amount $959,920 · 4.49% over 25 years

$239,980Down payment (20.0%)
$959,920Loan before insurance
$0CMHC premium
$7,078Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,308
Estimated property tax
$750
Condo / maintenance fees
$1,021
Heating
$0
Estimated monthly cost
$7,078

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,473
Toronto municipal land transfer tax
$20,473
Estimated closing costs
$40,946

Plus your down payment of $239,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,424/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$632,349Total interest paid
$1,592,269Total of all payments
Principal $959,920 Interest $632,349
YearPrincipalInterestBalance
1$21,421$42,269$938,499
2$22,394$41,297$916,105
3$23,411$40,280$892,694
4$24,474$39,217$868,220
5$25,585$38,106$842,635
6$26,747$36,944$815,889
7$27,961$35,730$787,928
8$29,230$34,460$758,698
9$30,558$33,133$728,140
10$31,945$31,746$696,195
11$33,396$30,295$662,799
12$34,912$28,779$627,888
13$36,497$27,194$591,391
14$38,154$25,537$553,237
15$39,886$23,804$513,350
16$41,697$21,993$471,653
17$43,591$20,100$428,062
18$45,570$18,121$382,493
19$47,639$16,052$334,854
20$49,802$13,889$285,052
21$52,063$11,628$232,989
22$54,427$9,264$178,562
23$56,898$6,793$121,664
24$59,482$4,209$62,182
25$62,182$1,509$0

At the end of your 5-year term

Total paid over the term
$318,454
Principal paid down
$117,285
Interest paid
$201,169
Balance remaining
$842,635

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 15 whole-home leases in Moss Park$3,355/mo
$40,260Gross annual rent
1.2%Cap rate after taxes and upkeep
$3,187 to $3,523Typical rent range
~18 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 15 whole-home leases in Moss Park signed at a median of $2,245 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,355. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.4%
Gross yield
− Property tax $8,399− Condo fees $12,256− Insurance $600− Vacancy & upkeep $4,429Net operating income $14,577

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BRAD J. LAMB REALTY 2016 INC.. MLS®/PropTx.

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