PH807-39 Jarvis Street, Toronto, ON

Moss Park, Toronto · MLS® C13785982

$1,329,000
For Sale
Listed 34 days agoNo offer date stated
2Bedrooms
3Bathrooms
1Garage
1200-1399Sq ft

About this home

In short

  • Sun-Filled 2 Bedroom | 2.5 Bath Condo 1218 sq. ft. + approx.
  • Open-concept kitchen, dining and living room with a gas fireplace; welcoming foyer featuring a substantial entry closet, pantry, 2-piece bath and a small balcony -...
  • The upper level features the Primary bedroom with ensuite spa-like bathroom (soaker tub and separate shower) and 10-foot built-in closet.
  • Plus a 2nd Bedroom with Double Closet; En-suite Laundry,A 4-Piece Bathroom and linen closet.
  • High Quality Improvements and Updates Throughout include: Gas Fireplace, New Kitchen, Both HVAC Units Replaced, Custom Blinds with Remotes; IPE Terrace Decking...

Truly Exceptional! A Rare Opportunity! Sun-Filled 2 Bedroom | 2.5 Bath Condo 1218 sq. ft. + approx. 350 sq. ft. Terrace. This multi-level condo offers a unique" Townhouse in the Sky" layout with open living spaces, private outdoor areas, perfect for relaxing and/or entertaining, and great views of the St Lawrence Market.Open-concept kitchen, dining and living room with a gas fireplace; welcoming foyer featuring a substantial entry closet, pantry, 2-piece bath and a small balcony - all on the main level. The upper level features the Primary bedroom with ensuite spa-like bathroom (soaker tub and separate shower) and 10-foot built-in closet. Plus a 2nd Bedroom with Double Closet; En-suite Laundry,A 4-Piece Bathroom and linen closet. A spiral staircase leads to your very own private, furnished Rooftop Terrace.High Quality Improvements and Updates Throughout include: Gas Fireplace, New Kitchen, Both HVAC Units Replaced, Custom Blinds with Remotes; IPE Terrace Decking; Renovated Bathrooms. ** See Schedule C for Full List of Inclusions.**103-unit Boutique Building with 24-hour Concierge, On-Site Management, and a High Owner-Occupancy Rate. Building amenities include Visitor Parking, A Well-Equipped Gym, Community Room, Trash/recycling/compost Rooms on each floor, and a Building Rooftop/Garden with 360 Degrees of Outstanding City Views.Located in the Historic Heart of Downtown, Anchored by St. Lawrence Market (1803) WalkersParadise with a 100 Walk Score Near: 4 large grocery stores, Union Station, Parks, Restaurants,Schools and Shopping +++

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13785982
Bedrooms
2
Bathrooms
3 (1 half)
Size
1200-1399 sq ft
Cross streets
Jarvis and Front
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Concrete Block, Brick
Foundation
Brick, Stone
Maintenance
$1,690/mo
Exposure
South
Property tax
$6,023 / 2026
Days on market
34
Listing brokerage
SUTTON GROUP REALTY SYSTEMS INC.

Rooms

Living RoomMain4.06 × 3.27 m

picture window · hardwood floor · open concept

Bedroom 2Upper4.05 × 2.78 m

hardwood floor · double closet

FoyerMain3.81 × 1.87 m

2 pc bath · pantry · double closet

Primary BedroomUpper7.02 × 3.28 m

4 pc ensuite · hardwood floor · separate shower

KitchenMain3.09 × 2.72 m

open concept · hardwood floor · quartz counter

OtherThird6.08 × 5.87 m

Balcony

Dining RoomMain4.41 × 2.90 m

w/o to balcony · hardwood floor · open concept

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$554K
Church-Yonge Corridor
$529K
Waterfront Communities C1
$610K
Kensington-Chinatown
$585K
North St. James Town
$765K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Michael's Choir (Jr) School · Catholic elementary0.8 km · 98% at standard
St Michael's Choir (Sr) School · Catholic secondary0.8 km · 98% at standard
St Paul Catholic School · Catholic elementary1.0 km · 62% at standard
Lord Dufferin Junior and Senior Public School · Public elementary1.2 km · 55% at standard
Nelson Mandela Park Public School · Public elementary1.2 km · 47% at standard
Contact Alternative School School · Public secondary1.6 km
Church Street Junior Public School · Public elementary1.6 km · 73% at standard
Native Learning Centre · Public secondary1.6 km
Sprucecourt Junior Public School · Public elementary1.7 km · 59% at standard
Winchester Junior and Senior Public School · Public elementary1.7 km · 76% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.8 km
Jarvis Collegiate Institute · Public secondary1.8 km · 57% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,057/mo
$281KIncome needed
4.7×Price ÷ income
$1,398Weekly cost
$46,110Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $6,057Property tax $502Condo fee $1,690Total carry $8,249

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,879per month

Mortgage amount $1,063,200 · 4.49% over 25 years

$265,800Down payment (20.0%)
$1,063,200Loan before insurance
$0CMHC premium
$8,071Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,879
Property tax
$502
Condo / maintenance fees
$1,690
Heating
$0
Estimated monthly cost
$8,071

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$23,055
Toronto municipal land transfer tax
$23,055
Estimated closing costs
$46,110

Plus your down payment of $265,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,115/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$700,385Total interest paid
$1,763,585Total of all payments
Principal $1,063,200 Interest $700,385
YearPrincipalInterestBalance
1$23,726$46,817$1,039,474
2$24,803$45,740$1,014,671
3$25,930$44,614$988,741
4$27,107$43,437$961,634
5$28,338$42,206$933,297
6$29,624$40,919$903,672
7$30,969$39,574$872,703
8$32,375$38,168$840,328
9$33,845$36,698$806,482
10$35,382$35,161$771,100
11$36,989$33,555$734,112
12$38,668$31,875$695,444
13$40,424$30,120$655,020
14$42,259$28,284$612,761
15$44,178$26,366$568,583
16$46,184$24,360$522,399
17$48,281$22,263$474,119
18$50,473$20,071$423,646
19$52,764$17,779$370,881
20$55,160$15,383$315,721
21$57,665$12,879$258,057
22$60,283$10,261$197,774
23$63,020$7,523$134,754
24$65,881$4,662$68,873
25$68,873$1,671$0

At the end of your 5-year term

Total paid over the term
$352,717
Principal paid down
$129,903
Interest paid
$222,814
Balance remaining
$933,297

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
1.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.7%
Gross yield
− Property tax $6,023− Condo fees $20,282− Insurance $600− Vacancy & upkeep $5,412Net operating income $16,883

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP REALTY SYSTEMS INC.. MLS®/PropTx.

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