PH604-899 College Street, Toronto, ON
Trinity-Bellwoods, Toronto · MLS® C13784268
About this home
There's a particular kind of calm that's hard to find at this price point in Toronto, where the city is close, but not intrusive. Where the scale of the home actually matches how you want to live. The Carvalo's top-floor penthouse is that kind of rare.Two levels. 1,538 square feet. One of the largest suites in the building and the only one reconfigured directly with the builder to open the main floor into a single, generous sweep of living and dining space. It doesn't feel like a condo. It feels like a proper home with a very good address.The layout was designed for real life. An entertainer's kitchen anchored by an oversized island in Bianca Carrara marble, quartzite countertops, and upgraded cabinetry. A living area with actual room to breathe. Upstairs, the primary suite is a quiet exhale - marble sourced from the Dolomites, warm wood cabinetry, an expanded glass shower, and black Kohler fixtures that feel considered rather than trendy.The details are where this suite earns its keep. Added outlets throughout, dimmers on nearly every switch, separate climate control by floor, a laundry sink, and balcony power. These aren't afterthoughts, they're the difference between a condo that photographs well and one you actually want to live in.North-facing over College Street, the views are soft rather than showy, with treetops,rooflines, and west-end sunsets. Upgraded windows keep the interior impressively quiet. The private terrace extends the living space outdoors without drama, just ease.The Carvalo is a boutique building in the truest sense: intimate, design-forward, and entirely without pretension. Concierge, fitness and yoga, a rooftop terrace with BBQs, dog run, dog-wash, visitor parking, and Rogers Fibre included. Parking, locker, and a rare private EV charger round it out. Little Italy, Dundas West, Ossington, all a short walk. Close enough to be part of it. Far enough that you choose when.The west end has plenty of condos. Very few of them feel like this.
Key facts
- Property type
- Condo Apartment, 2-Storey
- MLS®
- C13784268
- Bedrooms
- 2+1 (3 total)
- Bathrooms
- 3
- Size
- 1400-1599 sq ft
- Cross streets
- College and Dovercourt
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $1,994/mo
- Exposure
- North
- Property tax
- $6,875 / 2026
- Days on market
- 34
- Listing brokerage
- ROYAL LEPAGE SIGNATURE REALTY
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readIts public catchment (Ossington/Old Orchard Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.
Per square foot, these ask about $1,561/sqft; this home lists at $1,033/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Trinity-Bellwoods, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,239,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,852
- Property tax
- $573
- Condo / maintenance fees
- $1,994
- Heating
- $0
- Estimated monthly cost
- $9,419
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $27,455
- Toronto municipal land transfer tax
- $27,455
- Estimated closing costs
- $54,910
Plus your down payment of $309,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $411,105
- Principal paid down
- $151,407
- Interest paid
- $259,698
- Balance remaining
- $1,087,793
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.