808-88 Cumberland Street, Toronto, ON

Annex, Toronto · MLS® C13788584

$549,000
For Sale
Listed 34 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
0Parking
600-699Sq ft

About this home

In short

  • Welcome to Minto Yorkville Park.
  • This Spacious 1+1 Bedroom Suite Features Sleek Modern Finishes, an Open Concept Layout, Well Sized Bedroom & Balcony.
  • Enjoy Premium Amenities Including 24-Hour Concierge Service, a Fully Equipped Fitness Centre, Elegant Party Room, Guest Suite, and a Stunning Rooftop Patio.

Welcome to Minto Yorkville Park. Step Into Sophisticated Urban Living in This Luxury Condo in Toronto's Most Prestigious Neighbourhood! This Spacious 1+1 Bedroom Suite Features Sleek Modern Finishes, an Open Concept Layout, Well Sized Bedroom & Balcony. Enjoy Premium Amenities Including 24-Hour Concierge Service, a Fully Equipped Fitness Centre, Elegant Party Room, Guest Suite, and a Stunning Rooftop Patio. Located Just Steps From the Best of Yorkville's Shopping, Dining, and Cultural Landmarks, Don't Miss Out On This One!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13788584
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
600-699 sq ft
Cross streets
Cumberland St/Bellair St
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Other
Maintenance
$861/mo
Exposure
South
Property tax
$4,363 / 2025
Days on market
34
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES LTD.

Rooms

DenMain1.62 × 2.06 m

hardwood floor · open concept

Living RoomMain4.42 × 4.57 m

hardwood floor · balcony · combined w/dining

KitchenMain4.42 × 4.57 m

centre island · quartz counter · combined w/dining

Dining RoomMain4.42 × 4.57 m

hardwood floor · combined w/living

BedroomMain3.63 × 2.72 m

hardwood floor · sliding doors

Our TakeTeam Asgarian · Broker
A discount is typical here
$524Klikely sale price

Listed at $549,000. Going by how homes in Annex have actually closed against their asking prices (about 96%, 59 local closings in 90 days), the likely sale price is near $524K, if it sells. A realistic range is $494K to $567K.

Independent value check: $684K. Without looking at the asking price, our model values the home itself about 25% above the ask (homes like it typically land between $636K and $719K).

Why $684K. The typical condo sold in Annex over the past year went for about $853K (250 sales). What sets this one apart:

  • ▼ Lowers it stronglyIt is 600 to 699 sq ft; the typical home sold here is 800 to 899.
  • ▼ Lowers it1+1 bedrooms and 1 baths, against 2+1 and 2 typically.
  • ▼ Lowers it0 garage and 0 total parking spaces, against 1 and 1 typically.
List price
$494KBelow recent closings$567KAbove recent closings

Total price vs nearby homes. Likely closing about $524K, from 59 recent closings in this pocket.

The market behind the math:

59sold nearby · 90 days
$800Kmedian sold price
94%of asking, on average
−9%prices vs a year ago
~34 dayshomes like this take to sell
34days on market so far
$3,241/moest. rent · 11 leases
7.1%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.9 months of inventory: 38 condo apartment homes for sale in the area against 59 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $845/sqft against an area asking average of $1,055/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 59 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $798K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 5 homes sold in this building over the past two years, from 482 closings in Annex.

Sold price trend

Median sold price for condos in Annex: $1.09M in September 2026, down 1% from a year ago, on 256 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$785K22
November 2025$885K22
December 2025$1.08M11
January 2026$1.03M10
February 2026$644K14
March 2026$820K25
April 2026$888K30
May 2026$970K22
June 2026$770K31
July 2026$835K28
August 2026$740K15
September 2026$1.09M26

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North St. James Town
$765K
Kensington-Chinatown
$585K
Church-Yonge Corridor
$529K
Waterfront Communities C1
$610K
Waterfront Communities C8
$554K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.3 km awayHigher-rated than most nearby · 87% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Joseph's College School · Catholic secondary0.7 km · 76% at standard
Huron Street Junior Public School · Public elementary0.9 km · 74% at standard
Rosedale Junior Public School · Public elementary1.1 km · 94% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary1.1 km
Cottingham Junior Public School · Public elementary1.2 km · 100% at standard
Native Learning Centre · Public secondary1.2 km
Church Street Junior Public School · Public elementary1.2 km · 73% at standard
Jarvis Collegiate Institute · Public secondary1.2 km · 57% at standard
Orde Street Public School · Public elementary1.3 km · 76% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.4 km
Rose Avenue Junior Public School · Public elementary1.5 km · 46% at standard
Lord Lansdowne Junior Public School · Public elementary1.6 km · 85% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,502/mo
$127KIncome needed
4.3×Price ÷ income
$577Weekly cost
$14,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

67%mortgage
Mortgage $2,502Property tax $364Condo fee $861Total carry $3,727

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,428per month

Mortgage amount $439,200 · 4.49% over 25 years

$109,800Down payment (20.0%)
$439,200Loan before insurance
$0CMHC premium
$3,653Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,428
Property tax
$364
Condo / maintenance fees
$861
Heating
$0
Estimated monthly cost
$3,653

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,455
Toronto municipal land transfer tax
$7,455
Estimated closing costs
$14,910

Plus your down payment of $109,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,939/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$289,324Total interest paid
$728,524Total of all payments
Principal $439,200 Interest $289,324
YearPrincipalInterestBalance
1$9,801$19,340$429,399
2$10,246$18,895$419,153
3$10,711$18,430$408,442
4$11,198$17,943$397,244
5$11,706$17,435$385,538
6$12,238$16,903$373,300
7$12,793$16,348$360,507
8$13,374$15,767$347,133
9$13,981$15,160$333,152
10$14,616$14,525$318,536
11$15,280$13,861$303,256
12$15,973$13,167$287,283
13$16,699$12,442$270,584
14$17,457$11,684$253,127
15$18,250$10,891$234,877
16$19,078$10,063$215,799
17$19,944$9,197$195,855
18$20,850$8,291$175,005
19$21,797$7,344$153,208
20$22,786$6,355$130,422
21$23,821$5,320$106,601
22$24,902$4,239$81,699
23$26,033$3,108$55,666
24$27,215$1,926$28,451
25$28,451$690$0

At the end of your 5-year term

Total paid over the term
$145,705
Principal paid down
$53,662
Interest paid
$92,043
Balance remaining
$385,538

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 11 whole-home leases in Annex$3,241/mo
$38,892Gross annual rent
3.5%Cap rate after taxes and upkeep
$2,775 to $3,775Typical rent range
~18 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 11 whole-home leases in Annex signed at a median of $3,000 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,241. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

7.1%
Gross yield
− Property tax $4,363− Condo fees $10,334− Insurance $600− Vacancy & upkeep $4,278Net operating income $19,316

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.

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