204-1430 Yonge Street, Toronto, ON

Yonge-St. Clair, Toronto · MLS® C13789174

$489,000
For Sale
Listed 33 days agoNo offer date stated
1+1Bedrooms
1Bathrooms
1Garage
500-599Sq ft

About this home

In short

  • MUST SELL HUGE DISCOUNT OF $60K BRING ALL OFFERS Welcome to suite 204 at the Clairmont.
  • Conveniently located at 1430 Yonge in the heart of prestigious Yonge & St.
  • Overlooking the bustle of Yonge Street, this stunning 595 square foot one-bedroom plus den is nestled in a sought-after midtown enclave of Toronto.
  • A modern and serene suite complete with a separate bedroom, 4 piece bathroom, full kitchen with breakfast bar, in-suite laundry, combined living and den area, a...
  • The living space is defined by rich engineered hardwood floors, wall-to-wall windows, and a versatile open layout that comfortably accommodates distinct lounging and...

*MUST SELL* HUGE DISCOUNT OF $60K* BRING ALL OFFERS* Welcome to suite 204 at the Clairmont! Conveniently located at 1430 Yonge in the heart of prestigious Yonge & St. Clair. Overlooking the bustle of Yonge Street, this stunning 595 square foot one-bedroom plus den is nestled in a sought-after midtown enclave of Toronto. Designed with an efficient layout, this light-filled "St. Martin's Lane" floor plan offers the ideal blend of functional space and low-maintenance luxury making it an exceptional find for first-time homebuyers, savvy investors, or commuters seeking a central city based pied-à-terre. A modern and serene suite complete with a separate bedroom, 4 piece bathroom, full kitchen with breakfast bar, in-suite laundry, combined living and den area, a separate dining area, a quaint balcony and a designated owned parking spot and locker. The living space is defined by rich engineered hardwood floors, wall-to-wall windows, and a versatile open layout that comfortably accommodates distinct lounging and den zones. The charming dining area is suitable for relaxing sit-down meals. In the kitchen, find warm wood cabinetry, stainless steel appliances, a stunning stainless range hood, ceramic backsplash, granite countertops, a stainless double sink, and breakfast bar perfect for morning coffee or casual entertaining. The private bedroom serves as a quiet retreat, with lux carpet and framed by elegant frosted french glass sliding doors and finished with a double closet. Just steps away, the stylish four-piece bathroom features ceramic tile work, stone tub surround and modern fixtures. Outside, your private balcony offers a charming spot to take in the energy of the neighbourhood. The Clairmont is a well managed boutique style building with a healthy reserve fund, that is located a quick walk across the street from the St. Clair south subway entrance, getting you downtown in minutes. A unique opportunity not to be missed!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13789174
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
500-599 sq ft
Cross streets
Yonge & St. Clair
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$956/mo
Exposure
East
Property tax
$2,785 / 2026
Days on market
33
Listing brokerage
INTERNATIONAL REALTY FIRM, INC.

Rooms

BathroomMain2.42 × 1.77 m

4 pc bath · tile floor · stone counters

BedroomMain3.51 × 3.11 m

double closet · french doors · broadloom

Living RoomMain4.29 × 3.56 m

east view · large window · hardwood floor

DenMain2.39 × 2.33 m

w/o to balcony · combined w/living · hardwood floor

KitchenMain3.51 × 3.32 m

stainless steel appl · breakfast bar · granite counters

Dining RoomMain2.17 × 2.04 m

Hardwood Floor

Our TakeTeam Asgarian · Broker
A small discount is typical
$477Klikely sale price

Listed at $489,000. Going by how homes in Yonge-St. Clair and the wider GTA have actually closed against their asking prices (about 98%, 24 local closings in 90 days), the likely sale price is near $477K, if it sells. A realistic range is $450K to $517K.

Independent value check: $508K. Without looking at the asking price, our model values the home itself about 4% above the ask (homes like it typically land between $472K and $534K).

Why $508K. The typical condo sold in Yonge-St. Clair over the past year went for about $869K (90 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $2,785 a year; the typical home sold here pays about $4,800.
  • ▼ Lowers it stronglyIt is 500 to 599 sq ft; the typical home sold here is 1,000 to 1,199.
  • ▼ Lowers it strongly1+1 bedrooms and 1 baths, against 2+1 and 2 typically.
List price
$450KBelow recent closings$517KAbove recent closings

Total price vs nearby homes. Likely closing about $477K, from 24 recent closings in this pocket.

The market behind the math:

24sold nearby · 90 days
$938Kmedian sold price
96%of asking, on average
−12%prices vs a year ago
~40 dayshomes like this take to sell
33days on market so far
$2,476/moest. rent · 8 leases
6.1%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.8 months of inventory: 14 condo apartment homes for sale in the area against 24 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $890/sqft against an area asking average of $929/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 24 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $516K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Brown Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 10 homes sold in this building over the past two years, from 177 closings in Yonge-St. Clair.

What sellers nearby are askingCurrently listed nearby in Yonge-St. Clair · asking prices
$579kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $976/sqft; this home lists at $890/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
489kThis home520k599k599k599kThis home vs active comparables

Sold price trend

Median sold price for condos in Yonge-St. Clair: $1.78M in September 2026, down 5% from a year ago, on 76 closings in 10 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.13M13
November 2025$1.10M5
December 2025$747K5
January 2026$930K5
February 2026$825K5
March 2026$1.00M7
April 2026$1.23M7
May 2026$693K9
July 2026$810K14
September 2026$1.78M6

Neighbourhood & location

Yonge-St. Clair, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North St. James Town
$765K
Kensington-Chinatown
$585K
Dovercourt-Wallace Emerson-Junction
$640K
Church-Yonge Corridor
$876K
Moss Park
$549K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Brown Junior Public School
86%
Brown Junior Public SchoolPublic · Elementary · 0.6 km awayHigher-rated than most nearby · 86% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Cottingham Junior Public School · Public elementary0.8 km · 100% at standard
Whitney Junior Public School · Public elementary1.3 km · 94% at standard
Davisville Junior Public School · Public elementary1.3 km · 86% at standard
Spectrum Alternative Senior School · Public elementary1.4 km
Rosedale Junior Public School · Public elementary1.4 km · 94% at standard
Jesse Ketchum Junior and Senior Public School · Public elementary1.6 km · 87% at standard
Holy Rosary Catholic School · Catholic elementary1.6 km · 89% at standard
Hodgson Middle School · Public elementary1.7 km · 76% at standard
Forest Hill Junior and Senior Public School · Public elementary1.8 km · 82% at standard
Hillcrest Community School · Public elementary2.0 km · 85% at standard
Huron Street Junior Public School · Public elementary2.0 km · 74% at standard
Oriole Park Junior Public School · Public elementary2.1 km · 100% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,229/mo
$114KIncome needed
4.3×Price ÷ income
$514Weekly cost
$12,510Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

65%mortgage
Mortgage $2,229Property tax $232Condo fee $956Total carry $3,417

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,163per month

Mortgage amount $391,200 · 4.49% over 25 years

$97,800Down payment (20.0%)
$391,200Loan before insurance
$0CMHC premium
$3,351Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,163
Property tax
$232
Condo / maintenance fees
$956
Heating
$0
Estimated monthly cost
$3,351

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,255
Toronto municipal land transfer tax
$6,255
Estimated closing costs
$12,510

Plus your down payment of $97,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,618/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$257,704Total interest paid
$648,904Total of all payments
Principal $391,200 Interest $257,704
YearPrincipalInterestBalance
1$8,730$17,226$382,470
2$9,126$16,830$373,344
3$9,541$16,415$363,803
4$9,974$15,982$353,829
5$10,427$15,529$343,403
6$10,900$15,056$332,502
7$11,395$14,561$321,107
8$11,912$14,044$309,195
9$12,453$13,503$296,742
10$13,019$12,937$283,723
11$13,610$12,346$270,113
12$14,228$11,728$255,886
13$14,874$11,082$241,012
14$15,549$10,407$225,463
15$16,255$9,701$209,208
16$16,993$8,963$192,215
17$17,765$8,191$174,450
18$18,571$7,385$155,879
19$19,414$6,542$136,464
20$20,296$5,660$116,168
21$21,217$4,739$94,951
22$22,181$3,775$72,770
23$23,188$2,768$49,582
24$24,241$1,715$25,341
25$25,341$615$0

At the end of your 5-year term

Total paid over the term
$129,781
Principal paid down
$47,797
Interest paid
$81,983
Balance remaining
$343,403

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 8 whole-home leases in Yonge-St. Clair$2,476/mo
$29,712Gross annual rent
2.4%Cap rate after taxes and upkeep
$2,277 to $2,674Typical rent range
~17 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 8 whole-home leases in Yonge-St. Clair signed at a median of $3,281 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,476. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

6.1%
Gross yield
− Property tax $2,785− Condo fees $11,477− Insurance $600− Vacancy & upkeep $3,268Net operating income $11,581

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of INTERNATIONAL REALTY FIRM, INC.. MLS®/PropTx.

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