Th2-208 Niagara Street, Toronto, ON
Niagara, Toronto · MLS® C13793496
About this home
In short
- Skip the typical condo and step into something rarely found in the heart of downtown Toronto: over 1,300 sq. ft., three full bedrooms and your own private rooftop...
- Inside, the home has been well maintained and thoughtfully updated, with hardwood floors, a modern kitchen, spacious living and dining areas, two bathrooms and...
- The highlight is the approximately 450 sq. ft. private rooftop terrace, where BBQs are allowed and summer evenings come with city views.
Skip the typical condo and step into something rarely found in the heart of downtown Toronto: over 1,300 sq. ft., three full bedrooms and your own private rooftop terrace. This bright end-unit townhouse offers the space and functionality first-time buyers, couples and young families need, without giving up the King West lifestyle they love. The upper-level, walk-up layout feels private and residential, with fewer shared hallways and no neighbours above. Inside, the home has been well maintained and thoughtfully updated, with hardwood floors, a modern kitchen, spacious living and dining areas, two bathrooms and convenient second-floor laundry. Upstairs, three true bedrooms provide room for kids, guests, home offices or whatever comes next. The highlight is the approximately 450 sq. ft. private rooftop terrace, where BBQs are allowed and summer evenings come with city views. Underground parking and a storage locker complete the package. All of this is just steps from King Street, transit, restaurants, cafés and everyday essentials, with Trinity Bellwoods Park and some of Toronto's best neighbourhoods close by. A rare opportunity to put down roots downtown without quickly outgrowing your home.
Key facts
- Property type
- Condo Townhouse, 2-Storey
- MLS®
- C13793496
- Bedrooms
- 3
- Bathrooms
- 2 (1 half)
- Size
- 1200-1399 sq ft
- Cross streets
- King/Niagara
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding, Brick
- Maintenance
- $794/mo
- Exposure
- South East
- Property tax
- $5,525 / 2026
- Days on market
- 33
- Listing brokerage
- PROPERTY.CA INC.
Rooms
South View
hardwood floor · closet organizers · pot lights
hardwood floor · combined w/family · open concept
ceramic floor · closet organizers · pot lights
hardwood floor · open concept · pot lights
hardwood floor · renovated
hardwood floor · double closet · pot lights
hardwood floor · closet organizers · pot lights
Listed at $1,155,000, about 1% above our estimate of $1.14M (homes like it typically land between $1.06M and $1.20M).
Why $1.14M. The typical townhouse sold in Niagara over the past year went for about $800K (69 sales). What sets this one apart:
- ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $5,525 a year; the typical home sold here pays about $3,900.
- ▲ Raises itIt is 1,200 to 1,399 sq ft; the typical home sold here is 1,000 to 1,199.
- ▲ Raises itThe listing describes it as fully renovated or newly built.
Total price vs nearby homes. Fair value about $1.14M, learned from recent GTA sales.
The market behind the math:
About 3.8 months of inventory: 19 condo townhouse homes for sale in the area against 15 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $889/sqft against an area asking average of $804/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.
It never sees the asking price. The 7 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.15M. Condition and finishes remain an in-person call.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit
The assigned public school is Niagara Street Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Niagara, so I widened the search to the surrounding area.
Based on 9 homes sold in this building over the past two years, from 173 closings in Niagara.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $774/sqft; this home lists at $889/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for condo townhouses in Toronto: $684K in September 2026, down 3% from a year ago, on 1,425 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $702K | 150 |
| November 2025 | $709K | 130 |
| December 2025 | $705K | 63 |
| January 2026 | $695K | 77 |
| February 2026 | $728K | 104 |
| March 2026 | $715K | 121 |
| April 2026 | $711K | 147 |
| May 2026 | $726K | 131 |
| June 2026 | $706K | 132 |
| July 2026 | $683K | 156 |
| August 2026 | $669K | 116 |
| September 2026 | $684K | 98 |
Neighbourhood & location
Niagara, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $924,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,109
- Property tax
- $460
- Condo / maintenance fees
- $794
- Heating
- $0
- Estimated monthly cost
- $6,363
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $19,575
- Toronto municipal land transfer tax
- $19,575
- Estimated closing costs
- $39,150
Plus your down payment of $231,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $306,537
- Principal paid down
- $112,896
- Interest paid
- $193,642
- Balance remaining
- $811,104
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PROPERTY.CA INC.. MLS®/PropTx.