120 Estelle Avenue, Toronto, ON
Willowdale East, Toronto · MLS® C13806552
About this home
In short
- Beautiful Custom-Built Home In The Heart Of Willowdale East, Offering Approx.
- Of Above-Grade Living Space Plus A Finished Walk-Out Basement.
- The Main Floor Features An Impressive 15-Ft Marble Foyer, 10-Ft Coffered Ceilings, Crown Mouldings And Hardwood Floors.
- The Second Floor Offers Spacious Bedrooms, Including A Large Primary Bedroom With A 7-Pc Ensuite, Spa Shower And Oversized Walk-In Closet With Skylight.
- Enjoy The Huge 150-Ft-Deep, Pool-Sized Backyard-Perfect For Family Gatherings And Outdoor Entertaining.
Beautiful Custom-Built Home In The Heart Of Willowdale East, Offering Approx. 4,000 Sq. Ft. Of Above-Grade Living Space Plus A Finished Walk-Out Basement. Elegant Stone Exterior, Quality Finishes And Excellent Craftsmanship Throughout. The Main Floor Features An Impressive 15-Ft Marble Foyer, 10-Ft Coffered Ceilings, Crown Mouldings And Hardwood Floors. Spacious Gourmet Kitchen With High-End Appliances, Large Centre Island And Pantry. Bright Breakfast Area With A Walk-Out To The Backyard. The Second Floor Offers Spacious Bedrooms, Including A Large Primary Bedroom With A 7-Pc Ensuite, Spa Shower And Oversized Walk-In Closet With Skylight. The Finished Walk-Out Basement Features Two Rooms, A Full Kitchen, Separate Laundry And A Private Entrance, Offering A Self-Contained Living Space With Excellent Rental-Income Or In-Law-Suite Potential. Enjoy The Huge 150-Ft-Deep, Pool-Sized Backyard-Perfect For Family Gatherings And Outdoor Entertaining. Steps To Transit, Shopping, Parks And Schools. A Rare Opportunity To Own A Beautifully Upgraded, Move-In-Ready Home In The Highly Sought-After Willowdale East Neighbourhood.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13806552
- Bedrooms
- 4+2 (6 total)
- Bathrooms
- 5 (1 half)
- Size
- 3500-5000 sq ft
- Lot
- 40 × 150 ft
- Cross streets
- Bayview / Sheppard
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private
- Basement
- Finished, Walk-Up, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $17,449 / 2026
- Days on market
- 30
- Listing brokerage
- HOMELIFE LANDMARK REALTY INC.
Rooms
gas fireplace · wet bar · access to garage
fireplace · combined w/dining · hardwood floor
hardwood floor · semi ensuite · pot lights
hardwood floor · gas fireplace · b/i shelves
hardwood floor · 6 pc ensuite · walk-in closet(s)
hardwood floor · w/o to deck · pot lights
crown moulding · wainscoting · hardwood floor
hardwood floor · centre island · stainless steel appl
b/i shelves · panelled · pot lights
hardwood floor · semi ensuite · double closet
4 pc bath · closet · large window
hardwood floor · 4 pc ensuite · pot lights
Listed at $2,990,000. Going by how homes in Willowdale East and the wider GTA have actually closed against their asking prices (about 98%, 30 local closings in 90 days), the likely sale price is near $2.92M, if it sells. A realistic range is $2.73M to $3.29M.
Independent value check: $2.75M. Without looking at the asking price, our model values the home itself about 8% below the ask (homes like it typically land between $2.58M and $2.88M).
Why $2.75M. The typical detached home sold in Willowdale East over the past year went for about $2.29M (110 sales). What sets this one apart:
- ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $17,449 a year; the typical home sold here pays about $14,400.
- ▲ Raises itIt is 3,500 to 5,000 sq ft; the typical home sold here is 3,000 to 3,500.
- ▲ Raises it slightlyThe listing describes it as fully renovated or newly built.
- ▼ Lowers it slightly4+2 bedrooms and 5 baths, against 4+1 and 5 typically.
Total price vs nearby homes. Likely closing about $2.92M, from 30 recent closings in this pocket.
The market behind the math:
About 2 months of inventory: 20 detached homes for sale in the area against 30 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $704/sqft against an area asking average of $775/sqft.
- Separate-entrance basement apartment features. A finished 2 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Willowdale East: 30 of the 225 detached leases here lately were basement units, around $2,150 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 30 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.76M. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Walk-out basement: natural light and strong in-law or income potential. Income potential
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Primary suite: a key comfort and resale feature. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit
Its public catchment (Earl Haig Secondary School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($704/sqft) is below the area, so you are paying for extra space rather than a premium.
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
Based on 30 comparable homes that sold in Willowdale East over the past two years, from 220 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $669/sqft; this home lists at $704/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Willowdale East: $2.45M in September 2026, down 8% from a year ago, on 109 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $2.34M | 6 |
| November 2025 | $2.58M | 10 |
| December 2025 | $2.20M | 5 |
| January 2026 | $1.68M | 5 |
| February 2026 | $1.44M | 8 |
| March 2026 | $2.10M | 9 |
| April 2026 | $2.50M | 7 |
| May 2026 | $2.40M | 13 |
| June 2026 | $2.25M | 13 |
| July 2026 | $1.60M | 13 |
| August 2026 | $2.38M | 12 |
| September 2026 | $2.45M | 8 |
Neighbourhood & location
Willowdale East, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $2,392,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $13,226
- Property tax
- $1,454
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $14,680
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $61,225
- Toronto municipal land transfer tax
- $61,225
- Estimated closing costs
- $122,450
Plus your down payment of $598,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $793,547
- Principal paid down
- $292,258
- Interest paid
- $501,288
- Balance remaining
- $2,099,742
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Willowdale East (30 of 225 recent detached leases were basement units, around $2,150 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $2,150 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 43 whole-home leases in Willowdale East signed at a median of $8,037 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $8,048. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.