PH12-955 Queen Street, Toronto, ON

Niagara, Toronto · MLS® C13808430

$1,275,000
For Sale
Listed 28 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
800-899Sq ft

About this home

In short

  • Rarely Offered And Highly Coveted Designer-Renovated Suite In The Iconic Chocolate Company Lofts.
  • Fabulous Open Concept Living And Desirable Split Bedroom Plan.
  • Newly Renovated Designer Bathrooms (2025).
  • Retreat To The Spacious Primary Bedroom, Complete With A Walk-In Closet, Private Balcony Access And A Luxurious Four-Piece Marble Ensuite.

Rarely Offered And Highly Coveted Designer-Renovated Suite In The Iconic Chocolate Company Lofts. One Of Queen West's Most Exclusive Addresses! Beautifully Upgraded With Impeccable Finishes And Thoughtful Custom Details Throughout, This Exceptional Residence Is Flooded With Natural Light And Showcases Picturesque, Unobstructed Views Over Trinity Bellwoods Park. Fabulous Open Concept Living And Desirable Split Bedroom Plan. Newly Renovated Designer Bathrooms (2025). Multiple Walk Outs To The Balcony Spanning The Length Of The Suite. The Stylish Kitchen Features A Generous Breakfast Bar And An Abundance Of Storage. Retreat To The Spacious Primary Bedroom, Complete With A Walk-In Closet, Private Balcony Access And A Luxurious Four-Piece Marble Ensuite. Complete With Parking And A Locker, This Remarkable Suite Is Just Steps From Trinity Bellwoods Park And The Best Of Queen West And Ossington's Acclaimed Shops, Restaurants And Cafes. A Rare Opportunity To Own A Truly Exceptional Home In One Of Toronto's Most Sought-After Loft Conversions!

Key facts

Property type
Condo Apartment, Loft
MLS®
C13808430
Bedrooms
2
Bathrooms
2
Size
800-899 sq ft
Cross streets
Queen St/Ossington
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Brick
Maintenance
$903/mo
Exposure
North
Property tax
$4,427 / 2026
Days on market
28
Listing brokerage
RE/MAX REALTRON BARRY COHEN HOMES INC.

Rooms

Dining RoomMain5.28 × 3.20 m

combined w/living · open concept · north view

Living RoomMain5.28 × 3.20 m

w/o to balcony · combined w/dining · window floor to ceiling

Bedroom 2Main2.82 × 2.51 m

w/o to balcony · double closet · north view

Primary BedroomMain4.14 × 2.84 m

w/o to balcony · 4 pc ensuite · walk-in closet(s)

KitchenMain3.05 × 2.44 m

granite counters · stainless steel appl · breakfast bar

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Niagara Street Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Niagara · asking prices
$824kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.

Per square foot, these ask about $997/sqft; this home lists at $1,501/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
1.27MThis home920k670k920k860k749kThis home vs active comparables

Neighbourhood & location

Niagara, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Little Portugal
$549K
Waterfront Communities C1
$625K
Kensington-Chinatown
$585K
Church-Yonge Corridor
$876K
Dovercourt-Wallace Emerson-Junction
$640K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Niagara Street Junior Public School
82%
Niagara Street Junior Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 82% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Givins/Shaw Junior Public School · Public elementary0.3 km · 81% at standard
Msgr Fraser College (Southwest) · Catholic secondary0.5 km
Charles G Fraser Junior Public School · Public elementary0.6 km · 74% at standard
St Mary Catholic School · Catholic elementary0.8 km · 64% at standard
Ossington/Old Orchard Junior Public School · Public elementary1.1 km · 88% at standard
The Grove Community School · Public elementary1.1 km
Alexander Muir/Gladstone Ave Junior and Senior Public School · Public elementary1.1 km · 73% at standard
St Francis of Assisi Catholic School · Catholic elementary1.3 km · 80% at standard
ALPHA Alternative Junior School · Public elementary1.3 km
Oasis Alternative Secondary School · Public secondary1.3 km
Dewson Street Junior Public School · Public elementary1.4 km · 64% at standard
Clinton Street Junior Public School · Public elementary1.4 km · 90% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,811/mo
$252KIncome needed
5.1×Price ÷ income
$1,341Weekly cost
$43,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

82%mortgage
Mortgage $5,811Property tax $369Condo fee $903Total carry $7,082

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,640per month

Mortgage amount $1,020,000 · 4.49% over 25 years

$255,000Down payment (20.0%)
$1,020,000Loan before insurance
$0CMHC premium
$6,912Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,640
Property tax
$369
Condo / maintenance fees
$903
Heating
$0
Estimated monthly cost
$6,912

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,975
Toronto municipal land transfer tax
$21,975
Estimated closing costs
$43,950

Plus your down payment of $255,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,826/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$671,927Total interest paid
$1,691,927Total of all payments
Principal $1,020,000 Interest $671,927
YearPrincipalInterestBalance
1$22,762$44,915$997,238
2$23,796$43,882$973,442
3$24,876$42,801$948,566
4$26,005$41,672$922,561
5$27,186$40,491$895,375
6$28,421$39,257$866,954
7$29,711$37,966$837,243
8$31,060$36,617$806,183
9$32,470$35,207$773,713
10$33,944$33,733$739,769
11$35,486$32,191$704,283
12$37,097$30,580$667,186
13$38,781$28,896$628,405
14$40,542$27,135$587,863
15$42,383$25,294$545,480
16$44,307$23,370$501,173
17$46,319$21,358$454,854
18$48,422$19,255$406,432
19$50,620$17,057$355,812
20$52,919$14,758$302,893
21$55,322$12,355$247,571
22$57,833$9,844$189,738
23$60,459$7,218$129,278
24$63,204$4,473$66,074
25$66,074$1,603$0

At the end of your 5-year term

Total paid over the term
$338,385
Principal paid down
$124,625
Interest paid
$213,760
Balance remaining
$895,375

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
1.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.5%
Gross yield
− Property tax $4,427− Condo fees $10,830− Insurance $600− Vacancy & upkeep $3,564Net operating income $12,979

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON BARRY COHEN HOMES INC.. MLS®/PropTx.

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