1805-20 Olive Avenue, Toronto, ON

Willowdale East, Toronto · MLS® C13810566

$429,000
For Sale
Listed 28 days agoNo offer date stated
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1Bedrooms
1Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • High level corner unit n the heart of the highly desirable Yonge & Finch community, This sun-filled corner unit features a functional open-concept, layout with...
  • Excellent location close to Finch subway station, TTC, restaurants, shopping and banks, all just steps away.
  • Gated entry with 24hrs concierge and security system.

High level corner unit n the heart of the highly desirable Yonge & Finch community, This sun-filled corner unit features a functional open-concept, layout with windows around, open balcony. Excellent location close to Finch subway station, TTC, restaurants, shopping and banks, all just steps away. One parking spot and locker included. Brand new engineered laminate floor and new painting throughout. Great recreational facilities with exercise rm, recreation rm, play rm, billiard rm. Gated entry with 24hrs concierge and security system. Maintenance fees include all utilities. Lockbox for easy showing.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13810566
Bedrooms
1
Bathrooms
1
Size
600-699 sq ft
Cross streets
Yonge/Finch
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick Front
Maintenance
$612/mo
Exposure
North East
Property tax
$2,164 / 2026
Days on market
28
Listing brokerage
HOMELIFE GOLD PACIFIC REALTY INC.

Rooms

Dining RoomFlat0.00 × 0.00 m

combined w/living · window · laminate

KitchenFlat2.60 × 2.44 m

ceramic floor · window · breakfast bar

Primary BedroomFlat3.66 × 2.44 m

large closet · window · laminate

Living RoomFlat4.58 × 3.66 m

w/o to balcony · window · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Cummer Valley Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$543K
Dovercourt-Wallace Emerson-Junction
$640K
Kensington-Chinatown
$585K
Church-Yonge Corridor
$876K
Moss Park
$549K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Finch Public School
72%
Finch Public SchoolPublic · Elementary · 1.6 km awayAround the GTA average · 72% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Cyril Catholic School · Catholic elementary0.3 km · 90% at standard
McKee Public School · Public elementary0.6 km · 86% at standard
Avondale Secondary Alternative School · Public secondary0.8 km
Drewry Secondary School · Public secondary1.1 km
R J Lang Elementary and Middle School · Public elementary1.2 km · 60% at standard
Earl Haig Secondary School · Public secondary1.2 km · 90% at standard
St Antoine Daniel Catholic School · Catholic elementary1.3 km · 58% at standard
Churchill Public School · Public elementary1.4 km · 83% at standard
Willowdale Middle School · Public elementary1.4 km · 78% at standard
Claude Watson School for the Arts · Public elementary1.5 km · 96% at standard
Cardinal Carter Academy for the Arts · Catholic secondary1.7 km · 92% at standard
Cardinal Carter ES · Catholic elementary1.7 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,955/mo
$95KIncome needed
4.5×Price ÷ income
$451Weekly cost
$10,110Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $1,955Property tax $180Condo fee $612Total carry $2,747

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,898per month

Mortgage amount $343,200 · 4.49% over 25 years

$85,800Down payment (20.0%)
$343,200Loan before insurance
$0CMHC premium
$2,690Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,898
Property tax
$180
Condo / maintenance fees
$612
Heating
$0
Estimated monthly cost
$2,690

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,055
Toronto municipal land transfer tax
$5,055
Estimated closing costs
$10,110

Plus your down payment of $85,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,297/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$226,084Total interest paid
$569,284Total of all payments
Principal $343,200 Interest $226,084
YearPrincipalInterestBalance
1$7,659$15,113$335,541
2$8,007$14,765$327,535
3$8,370$14,401$319,165
4$8,750$14,021$310,415
5$9,147$13,624$301,267
6$9,563$13,209$291,705
7$9,997$12,774$281,708
8$10,451$12,321$271,257
9$10,925$11,846$260,332
10$11,421$11,350$248,910
11$11,940$10,831$236,971
12$12,482$10,289$224,489
13$13,049$9,723$211,440
14$13,641$9,130$197,799
15$14,261$8,511$183,538
16$14,908$7,863$168,630
17$15,585$7,186$153,045
18$16,293$6,479$136,752
19$17,032$5,739$119,720
20$17,806$4,966$101,915
21$18,614$4,157$83,300
22$19,459$3,312$63,841
23$20,343$2,429$43,498
24$21,266$1,505$22,232
25$22,232$539$0

At the end of your 5-year term

Total paid over the term
$113,857
Principal paid down
$41,933
Interest paid
$71,924
Balance remaining
$301,267

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.7%
Gross yield
− Property tax $2,164− Condo fees $7,340− Insurance $600− Vacancy & upkeep $2,706Net operating income $11,790

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE GOLD PACIFIC REALTY INC.. MLS®/PropTx.

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