901-21 Hillcrest Avenue, Toronto, ON

Willowdale East, Toronto · MLS® C13842390

$448,000
For Sale
Listed 19 days agoNo offer date stated
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1Bedrooms
1Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • What if your morning coffee, subway ride, grocery run, dinner date and movie night were all within a 2 minute walk?
  • Completely renovated for the owner's own use, with approximately $45,000 invested in renovations, this spacious 1 bedroom features an entertainer's kitchen with Bosch...
  • The stylishly renovated bathroom features porcelain tiles and built-in storage.
  • Wake up to the sunrise and enjoy your morning coffee on the oversized balcony, or unwind in the primary bedroom featuring a walk-in closet with custom built-in...
  • Steps to North York Centre Subway, Empress Walk, Cineplex, Mel Lastman Square, North York Civic Centre, library, 7 grocery store options and Shoppers Drug Mart.

What if your morning coffee, subway ride, grocery run, dinner date and movie night were all within a 2 minute walk? Welcome to this rare 658 sq.ft. corner suite in the heart of North York, featuring an abundance of windows that flood the space with natural light all day long. Completely renovated for the owner's own use, with approximately $45,000 invested in renovations, this spacious 1 bedroom features an entertainer's kitchen with Bosch stainless steel appliances, quartz countertops and backsplash, laminate flooring throughout, and professionally refinished smooth ceilings throughout the unit. The stylishly renovated bathroom features porcelain tiles and built-in storage. Wake up to the sunrise and enjoy your morning coffee on the oversized balcony, or unwind in the primary bedroom featuring a walk-in closet with custom built-in cabinetry and a juliet balcony. Steps to North York Centre Subway, Empress Walk, Cineplex, Mel Lastman Square, North York Civic Centre, library, 7 grocery store options and Shoppers Drug Mart. T&T's 66,000 sq.ft. flagship store is now open! Enjoy endless dining options along Yonge St, from The Keg and Cactus Club to Nome, Dalgonae, 7 Noodles, Pho Anh Vu and countless local favourites. Skip the car because everything you need is right outside your door.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13842390
Bedrooms
1
Bathrooms
1
Size
600-699 sq ft
Cross streets
Yonge St & Empress Ave
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Roof
Flat
Maintenance
$875/mo
Exposure
North East
Property tax
$2,486 / 2026
Days on market
19
Listing brokerage
RIGHT AT HOME REALTY

Rooms

KitchenFlat2.57 × 2.57 m

porcelain floor · stainless steel appl · quartz counter

Dining RoomFlat5.31 × 3.76 m

laminate · open concept · combined w/living

Living RoomFlat5.31 × 3.76 m

laminate · w/o to balcony · large window

Primary BedroomFlat3.38 × 3.10 m

laminate · walk-in closet(s) · juliette balcony

FoyerMain1.14 × 2.11 m

Laminate

Our TakeTeam Asgarian · Broker
A small discount is typical
$434Klikely sale price

Listed at $448,000. Going by how homes in Willowdale East have actually closed against their asking prices (about 97%, 124 local closings in 90 days), the likely sale price is near $434K, if it sells. A realistic range is $409K to $470K.

Independent value check: $445K. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $414K and $468K).

Why $445K. The typical condo sold in Willowdale East over the past year went for about $588K (505 sales). What sets this one apart:

  • ▼ Lowers it strongly1 bedrooms and 1 baths, against 2+1 and 2 typically.
  • ▼ Lowers itIt is 600 to 699 sq ft; the typical home sold here is 800 to 899.
  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $2,486 a year; the typical home sold here pays about $3,100.
  • ▼ Lowers itIts maintenance fee is $875 a month; the typical unit sold here pays about $740.
List price
$409KBelow recent closings$470KAbove recent closings

Total price vs nearby homes. Likely closing about $434K, from 124 recent closings in this pocket.

The market behind the math:

124sold nearby · 90 days
$550Kmedian sold price
97%of asking, on average
−15%prices vs a year ago
~29 dayshomes like this take to sell
19days on market so far
$2,252/moest. rent · 11 leases
6.0%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.1 months of inventory: 44 condo apartment homes for sale in the area against 124 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $690/sqft against an area asking average of $801/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 124 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $415K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (Cummer Valley Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 8 homes sold in this building over the past year, from 500 closings in Willowdale East.

Sold price trend

Median sold price for condos in Willowdale East: $530K in September 2026, down 9% from a year ago, on 496 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$645K51
November 2025$570K27
December 2025$580K31
January 2026$597K20
February 2026$559K18
March 2026$633K41
April 2026$585K47
May 2026$570K59
June 2026$531K50
July 2026$595K62
August 2026$540K47
September 2026$530K43

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$543K
Dovercourt-Wallace Emerson-Junction
$640K
North St. James Town
$765K
Kensington-Chinatown
$585K
Church-Yonge Corridor
$876K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Cummer Valley Middle School
79%
Cummer Valley Middle SchoolPublic · Elementary · 2.4 km awayAbove the GTA average · 79% meet the provincial standard
Avondale Elementary Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Claude Watson School for the Arts · Public elementary0.3 km · 96% at standard
Cardinal Carter Academy for the Arts · Catholic secondary0.4 km · 92% at standard
Cardinal Carter ES · Catholic elementary0.4 km
Earl Haig Secondary School · Public secondary0.5 km · 90% at standard
McKee Public School · Public elementary0.7 km · 86% at standard
St Cyril Catholic School · Catholic elementary1.1 km · 90% at standard
Willowdale Middle School · Public elementary1.2 km · 78% at standard
Avondale Alternative Elementary School · Public elementary1.2 km · 94% at standard
Avondale Public School · Public elementary1.2 km · 70% at standard
Churchill Public School · Public elementary1.3 km · 83% at standard
St Edward Catholic School · Catholic elementary1.5 km · 89% at standard
Hollywood Public School · Public elementary1.6 km · 96% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,042/mo
$104KIncome needed
4.3×Price ÷ income
$471Weekly cost
$10,870Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

65%mortgage
Mortgage $2,042Property tax $207Condo fee $875Total carry $3,124

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,982per month

Mortgage amount $358,400 · 4.49% over 25 years

$89,600Down payment (20.0%)
$358,400Loan before insurance
$0CMHC premium
$3,064Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,982
Property tax
$207
Condo / maintenance fees
$875
Heating
$0
Estimated monthly cost
$3,064

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,435
Toronto municipal land transfer tax
$5,435
Estimated closing costs
$10,870

Plus your down payment of $89,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,398/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$236,097Total interest paid
$594,497Total of all payments
Principal $358,400 Interest $236,097
YearPrincipalInterestBalance
1$7,998$15,782$350,402
2$8,361$15,419$342,041
3$8,741$15,039$333,300
4$9,138$14,642$324,163
5$9,552$14,227$314,610
6$9,986$13,794$304,624
7$10,440$13,340$294,184
8$10,914$12,866$283,271
9$11,409$12,371$271,862
10$11,927$11,853$259,934
11$12,469$11,311$247,466
12$13,035$10,745$234,431
13$13,627$10,153$220,804
14$14,245$9,535$206,559
15$14,892$8,888$191,667
16$15,568$8,212$176,098
17$16,275$7,505$159,823
18$17,014$6,766$142,809
19$17,787$5,993$125,022
20$18,594$5,186$106,428
21$19,438$4,341$86,990
22$20,321$3,459$66,669
23$21,244$2,536$45,425
24$22,208$1,572$23,217
25$23,217$563$0

At the end of your 5-year term

Total paid over the term
$118,899
Principal paid down
$43,790
Interest paid
$75,109
Balance remaining
$314,610

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 11 whole-home leases in Willowdale East$2,252/mo
$27,024Gross annual rent
2.3%Cap rate after taxes and upkeep
$2,072 to $2,432Typical rent range
~20 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 11 whole-home leases in Willowdale East signed at a median of $2,450 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,252. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

6.0%
Gross yield
− Property tax $2,486− Condo fees $10,504− Insurance $600− Vacancy & upkeep $2,973Net operating income $10,462

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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