107 Roxborough Street, Toronto, ON

Annex, Toronto · MLS® C13811364

$5,250,000
For Sale
Listed 28 days agoNo offer date stated
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4Bedrooms
4Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • Backing onto Ramsden Park, 107 Roxborough Street West is one of the very few detached homes on the street to enjoy this coveted position.
  • Owned and carefully maintained by the same owner for more than 20 years, the home has been extensively renovated over time.
  • The main floor features soaring ceilings, wood floors, a formal living room and an open-concept kitchen and dining area that brings everyday living and entertaining...
  • At the rear, the breakfast room overlooks the professionally landscaped gardens with views of Ramsden Park beyond - a beautiful setting to begin the day.
  • On the second floor, the primary bedroom enjoys a generous walk-in closet and a beautiful four-piece bathroom.

A distinguished home. A remarkable setting. Backing onto Ramsden Park, 107 Roxborough Street West is one of the very few detached homes on the street to enjoy this coveted position. Here, the park provides a leafy backdrop to daily life. Owned and carefully maintained by the same owner for more than 20 years, the home has been extensively renovated over time. Its next owners will inherit a thoughtfully maintained residence with room to express their own style. The main floor features soaring ceilings, wood floors, a formal living room and an open-concept kitchen and dining area that brings everyday living and entertaining together with ease. At the rear, the breakfast room overlooks the professionally landscaped gardens with views of Ramsden Park beyond - a beautiful setting to begin the day. On the second floor, the primary bedroom enjoys a generous walk-in closet and a beautiful four-piece bathroom. Two additional bedrooms, one featuring a lovely bay window, offer flexibility for family, guests or a home office. Expansive and bathed in natural light, the third floor features a spacious fourth bedroom and a generous family room that walks out onto a rooftop deck nestled among the trees. Sweeping south-facing views make this a memorable setting for quiet mornings or evenings with friends. The last home served by the rear laneway, this property offers an exceptionally rare practical advantage: parking for up to four cars, with two accommodated in the garage and two additional spaces off the laneway. A wonderful combination of park-side living, thoughtful updates and generous parking, all in the heart of Summerhill - a prestigious neighbourhood that makes daily life feel effortlessly connected, with top notch transit, shopping and dining options.

Key facts

Property type
Detached, 3-Storey
MLS®
C13811364
Bedrooms
4
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
24.71 × 150.5 ft
Cross streets
Avenue and Roxborough St. W
Parking
2 garage · 4 parking (detached)
Driveway
Lane
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle, Flat
Sewer
Sewer
Property tax
$18,867 / 2025
Days on market
28
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES OXLEY REAL ESTAT

Rooms

Bedroom 4Third3.68 × 6.17 m

broadloom · window · double closet

BreakfastFlat3.11 × 4.06 m

hardwood floor · b/i shelves · walk-out

Primary BedroomSecond4.17 × 4.57 m

4 pc ensuite · overlooks backyard · walk-in closet(s)

Bedroom 2Second3.26 × 3.69 m

broadloom · bay window · closet

Living RoomFlat3.21 × 4.42 m

hardwood floor · fireplace · bay window

Dining RoomFlat3.07 × 5.76 m

hardwood floor · window · open concept

Family RoomThird4.19 × 6.25 m

broadloom · w/o to deck · closet

KitchenFlat3.00 × 4.02 m

hardwood floor · stainless steel appl · pot lights

LaundryBasement2.74 × 3.40 m

Window

RecreationBasement4.69 × 5.91 m

broadloom · window

Bedroom 3Second2.83 × 3.45 m

broadloom · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Annex · asking prices
$4.10Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $1,636/sqft; this home lists at $1,909/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
5.25MThis home5.39M4.20M2.70MThis home vs active comparables

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$1.25M
Leaside
$2.15M
Woodbine-Lumsden
$949K
Banbury-Don Mills
$5.50M
St. Andrew-Windfields
$4.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.5 km awayHigher-rated than most nearby · 87% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Cottingham Junior Public School · Public elementary0.4 km · 100% at standard
Huron Street Junior Public School · Public elementary0.9 km · 74% at standard
Brown Junior Public School · Public elementary1.0 km · 86% at standard
Rosedale Junior Public School · Public elementary1.1 km · 94% at standard
Deer Park Junior and Senior Public School · Public elementary1.4 km · 84% at standard
St Joseph's College School · Catholic secondary1.5 km · 76% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary1.7 km
Hillcrest Community School · Public elementary1.7 km · 85% at standard
Whitney Junior Public School · Public elementary1.7 km · 94% at standard
Holy Rosary Catholic School · Catholic elementary1.8 km · 89% at standard
Msgr Fraser Orientation Centre · Catholic secondary1.9 km
Palmerston Avenue Junior Public School · Public elementary1.9 km · 80% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$23,928/mo
$960KIncome needed
5.5×Price ÷ income
$5,522Weekly cost
$272,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $23,928Property tax $1,572Total carry $25,500

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$23,223per month

Mortgage amount $4,200,000 · 4.49% over 25 years

$1,050,000Down payment (20.0%)
$4,200,000Loan before insurance
$0CMHC premium
$24,795Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$23,223
Property tax
$1,572
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$24,795

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$117,725
Toronto municipal land transfer tax
$155,225
Estimated closing costs
$272,950

Plus your down payment of $1,050,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$28,107/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,766,756Total interest paid
$6,966,756Total of all payments
Principal $4,200,000 Interest $2,766,756
YearPrincipalInterestBalance
1$93,726$184,944$4,106,274
2$97,982$180,689$4,008,292
3$102,430$176,240$3,905,862
4$107,081$171,589$3,798,781
5$111,943$166,727$3,686,838
6$117,026$161,644$3,569,812
7$122,339$156,331$3,447,473
8$127,894$150,776$3,319,579
9$133,701$144,969$3,185,878
10$139,771$138,899$3,046,107
11$146,117$132,553$2,899,989
12$152,752$125,918$2,747,237
13$159,687$118,983$2,587,550
14$166,938$111,732$2,420,612
15$174,517$104,153$2,246,095
16$182,441$96,229$2,063,653
17$190,725$87,945$1,872,929
18$199,384$79,286$1,673,544
19$208,437$70,233$1,465,107
20$217,901$60,769$1,247,206
21$227,795$50,875$1,019,411
22$238,138$40,533$781,273
23$248,950$29,720$532,323
24$260,253$18,417$272,070
25$272,070$6,600$0

At the end of your 5-year term

Total paid over the term
$1,393,351
Principal paid down
$513,162
Interest paid
$880,189
Balance remaining
$3,686,838

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
0.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.2%
Gross yield
− Property tax $18,867− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $35,803

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES OXLEY REAL ESTAT. MLS®/PropTx.

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