1052 Bathurst Street, Toronto, ON

Annex, Toronto · MLS® C13464064

$4,200,000
For Sale
Listed 123 days agoNo offer date statedSitting longer than typical
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3Bedrooms
4Bathrooms
1Garage
2500-3000Sq ft

About this home

In short

  • Prime Detached 3-Storey Commercial Building in the Heart of The Annex.
  • Situated on a premium 25 x 120 ft lot with private parking, this oversized property is vacant and partially tenant occupied allowing you the freedom to set your own...
  • The main floor features a bright, open-concept retail space with a walkout to a beautifully maintained rear yard.
  • With an 8-minute walk to Dupont subway station and excellent walk, bike, and transit scores, 1052 Bathurst Street is perfectly positioned in the vibrant...

Prime Detached 3-Storey Commercial Building in the Heart of The Annex. An exceptional opportunity to own a spacious, fully detached commercial building in one of Toronto's most high-visibility and sought-after locations on Bathurst Street. Situated on a premium 25 x 120 ft lot with private parking, this oversized property is vacant and partially tenant occupied allowing you the freedom to set your own market rents or seamlessly relocate your business to this prime address. Inside, the building offers five distinct and self-contained units. The main floor features a bright, open-concept retail space with a walkout to a beautifully maintained rear yard. The upper levels include two generously sized loft-style studios, each with their own sun-drenched private decks. The lower level hosts a legal office or studio space alongside a large, separate room, while a rear garage and workshop add further flexibility for creative or storage use. This property presents the perfect blend of functionality, character, and potential. Whether you're an investor looking for strong income potential, an end user seeking a flagship location, or a REIT expanding into blue-chip real estate, this address checks all the boxes. The location is unmatched just minutes from the downtown core, Casa Loma, University of Toronto, Yorkville, the Royal Ontario Museum, and the luxury retail of Bloor Street West. Its also within easy reach of top private schools and premium healthcare institutions. With an 8-minute walk to Dupont subway station and excellent walk, bike, and transit scores, 1052 Bathurst Street is perfectly positioned in the vibrant, world-renowned Annex community.

Key facts

Property type
Detached, 2 1/2 Storey
MLS®
C13464064
Bedrooms
3
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
25 × 120 ft
Cross streets
North Bloor/Bathurst
Parking
1 garage (detached)
Driveway
Lane
Basement
Finished with Walk-Out, Separate Entrance
Heating
Baseboard
A/C
Window Unit(s)
Exterior
Brick
Foundation
Unknown
Roof
Shingles
Sewer
Sewer
Property tax
$18,004 / 2025
Days on market
123
Listing brokerage
RE/MAX REALTY SPECIALISTS INC.

Rooms

LoftThird6.13 × 6.34 m

open concept · combined w/br · 3 pc bath

Media RoomLower5.58 × 3.18 m

wood · separate room

OtherMain14.08 × 6.18 m

open concept · wood · w/o to yard

KitchenThird3.08 × 2.38 m

open concept · w/o to deck

LoftSecond3.57 × 3.15 m

open concept · fireplace · w/o to deck

KitchenSecond2.83 × 1.90 m

combined w/living · w/o to deck · open concept

OfficeLower9.36 × 3.96 m

open concept · wood · w/o to yard

BedroomSecond7.41 × 4.85 m

open concept · window · 3 pc bath

Utility RoomLower5.58 × 1.83 m
WorkshopMain1.83 × 4.85 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Palmerston Avenue Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Leaside
$2.48M
Woodbine-Lumsden
$949K
Stonegate-Queensway
$2.25M
Banbury-Don Mills
$5.50M
Willowdale East
$2.29M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Palmerston Avenue Junior Public School
80%
Palmerston Avenue Junior Public SchoolPublic · Elementary · 0.3 km awayAbove the GTA average · 80% meet the provincial standard
St. BrunoEQAO results not published
Also nearby: 12 more schools within 2.5 km
Msgr Fraser Orientation Centre · Catholic secondary0.5 km
Hawthorne II Bilingual Alternative Junior School · Public elementary0.8 km · 74% at standard
Hillcrest Community School · Public elementary0.8 km · 85% at standard
Loretto College School · Catholic secondary0.8 km · 62% at standard
Huron Street Junior Public School · Public elementary0.9 km · 74% at standard
St Bruno/St. Raymond Catholic School · Catholic elementary1.1 km · 56% at standard
Central Technical School · Public secondary1.1 km · 54% at standard
West End Alternative School · Public secondary1.1 km
Harbord Collegiate Institute · Public secondary1.2 km · 85% at standard
Holy Rosary Catholic School · Catholic elementary1.5 km · 89% at standard
Winona Drive Senior Public School · Public elementary1.5 km
Delta Senior Alternative School · Public elementary1.5 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$19,142/mo
$778KIncome needed
5.4×Price ÷ income
$4,417Weekly cost
$196,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $19,142Property tax $1,500Total carry $20,643

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$18,578per month

Mortgage amount $3,360,000 · 4.49% over 25 years

$840,000Down payment (20.0%)
$3,360,000Loan before insurance
$0CMHC premium
$20,078Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$18,578
Property tax
$1,500
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$20,078

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$91,475
Toronto municipal land transfer tax
$105,475
Estimated closing costs
$196,950

Plus your down payment of $840,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$22,486/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,213,405Total interest paid
$5,573,405Total of all payments
Principal $3,360,000 Interest $2,213,405
YearPrincipalInterestBalance
1$74,981$147,955$3,285,019
2$78,385$144,551$3,206,634
3$81,944$140,992$3,124,689
4$85,665$137,271$3,039,024
5$89,554$133,382$2,949,470
6$93,621$129,316$2,855,849
7$97,871$125,065$2,757,978
8$102,315$120,621$2,655,663
9$106,961$115,976$2,548,702
10$111,817$111,119$2,436,885
11$116,894$106,042$2,319,991
12$122,201$100,735$2,197,790
13$127,750$95,186$2,070,040
14$133,550$89,386$1,936,490
15$139,614$83,322$1,796,876
16$145,953$76,983$1,650,923
17$152,580$70,356$1,498,343
18$159,508$63,429$1,338,835
19$166,750$56,186$1,172,085
20$174,321$48,615$997,764
21$182,236$40,700$815,529
22$190,510$32,426$625,019
23$199,160$23,776$425,859
24$208,203$14,734$217,656
25$217,656$5,280$0

At the end of your 5-year term

Total paid over the term
$1,114,681
Principal paid down
$410,530
Interest paid
$704,151
Balance remaining
$2,949,470

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
0.9%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.5%
Gross yield
− Property tax $18,004− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $36,666

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTY SPECIALISTS INC.. MLS®/PropTx.

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