25 Boswell Avenue, Toronto, ON

Annex, Toronto · MLS® C13565812

$4,395,000
For Sale
Listed 96 days agoNo offer date statedSitting longer than typical
Request a showing
◎ Directions
2Parking
3500-5000Sq ft

About this home

In short

  • Opportunity awaits on this prime location property.
  • According to the City of Toronto, up to 4 units can be built here , possibly 6 (subject to Municipal approvals), or build your single family dream home.
  • Property being sold absolutely in as is condition with no exceptions as per Seller.

Opportunity awaits on this prime location property. According to the City of Toronto, up to 4 units can be built here , possibly 6 (subject to Municipal approvals), or build your single family dream home. Property being sold absolutely in as is condition with no exceptions as per Seller. Home has extensive fire damage. DO NOT ATTEMPT TO VIEW THE LOT DUE TO SAFETY REASONS. Main photo is a rendering for visual effect only and not a representation of what can be built. Any construction is subject to architects drawings and city approvals. Any information pertaining to the property was prior to any damage that occurred.

Key facts

Property type
Detached, Other
MLS®
C13565812
Size
3500-5000 sq ft
Lot
21 × 93.63 ft
Cross streets
Bedford Road / Avenue Road
Parking
2 parking
Driveway
Other, Front Yard Parking
Basement
None
Heating
Other
A/C
Other
Exterior
Other
Foundation
Other
Roof
Other
Sewer
Sewer
Property tax
$20,104 / 2026
Days on market
96
Listing brokerage
FOREST HILL REAL ESTATE INC.
Our TakeTeam Asgarian · Broker
A small discount is typical
$4.30Mlikely sale price

Listed at $4,395,000. Going by how homes in Annex and the wider GTA have actually closed against their asking prices (about 98%, 5 local closings in 90 days), the likely sale price is near $4.30M, if it sells. A realistic range is $4.03M to $4.84M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.

Longer on the market than typical. 96 days on the market against about 16 for homes like it here, and asking 76% above where comparable closings put it.

List price
$4.03MBelow recent closings$4.84MAbove recent closings

Total price vs nearby homes. Likely closing about $4.30M, from 5 recent closings in this pocket.

The market behind the math:

5sold nearby · 90 days
$1.62Mmedian sold price
99%of asking, on average
−50%prices vs a year ago
~6 dayshomes like this take to sell
96days on market so far
$3,945/moest. rent · 33 leases
1.1%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 4.8 months of inventory: 8 detached homes for sale in the area against 5 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,034/sqft against an area asking average of $1,610/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.99M. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($1,034/sqft) is below the area, so you are paying for extra space rather than a premium.

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

There were not many closely comparable homes right in Annex, so I widened the search to the surrounding area.

Based on 5 comparable homes that sold in Annex over the past two years, from 54 closings there.

What sellers nearby are askingCurrently listed nearby in Annex · asking prices
$4.81Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $5.18M, which is where my estimate comes from.

Per square foot, these ask about $1,669/sqft; this home lists at $1,034/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
4.39MThis home4.20M5.25M6.50M5.39M2.70MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Toronto: $1.20M in September 2026, down 1% from a year ago, on 7,360 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.25M739
November 2025$1.21M596
December 2025$1.14M384
January 2026$1.20M285
February 2026$1.23M453
March 2026$1.34M580
April 2026$1.31M776
May 2026$1.30M861
June 2026$1.25M772
July 2026$1.17M684
August 2026$1.19M552
September 2026$1.20M678

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$1.25M
Leaside
$2.15M
Woodbine-Lumsden
$949K
Banbury-Don Mills
$5.50M
St. Andrew-Windfields
$4.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Huron Street Junior Public School
74%
Huron Street Junior Public SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 74% meet the provincial standard
St. BrunoEQAO results not published
Also nearby: 12 more schools within 2.5 km
Cottingham Junior Public School · Public elementary0.9 km · 100% at standard
St Joseph's College School · Catholic secondary1.1 km · 76% at standard
Rosedale Junior Public School · Public elementary1.4 km · 94% at standard
Central Technical School · Public secondary1.4 km · 54% at standard
Loretto College School · Catholic secondary1.4 km · 62% at standard
Msgr Fraser Orientation Centre · Catholic secondary1.4 km
Brown Junior Public School · Public elementary1.5 km · 86% at standard
da Vinci School · Public elementary1.5 km · 67% at standard
Palmerston Avenue Junior Public School · Public elementary1.5 km · 80% at standard
Lord Lansdowne Junior Public School · Public elementary1.5 km · 85% at standard
Orde Street Public School · Public elementary1.6 km · 76% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary1.6 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$20,031/mo
$818KIncome needed
5.4×Price ÷ income
$4,623Weekly cost
$210,600Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $20,031Property tax $1,675Total carry $21,706

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$19,441per month

Mortgage amount $3,516,000 · 4.49% over 25 years

$879,000Down payment (20.0%)
$3,516,000Loan before insurance
$0CMHC premium
$21,116Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$19,441
Property tax
$1,675
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$21,116

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$96,350
Toronto municipal land transfer tax
$114,250
Estimated closing costs
$210,600

Plus your down payment of $879,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$23,530/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,316,170Total interest paid
$5,832,170Total of all payments
Principal $3,516,000 Interest $2,316,170
YearPrincipalInterestBalance
1$78,462$154,825$3,437,538
2$82,025$151,262$3,355,513
3$85,749$147,538$3,269,764
4$89,642$143,645$3,180,122
5$93,712$139,574$3,086,410
6$97,967$135,320$2,988,442
7$102,415$130,871$2,886,027
8$107,065$126,221$2,778,962
9$111,927$121,360$2,667,035
10$117,009$116,278$2,550,026
11$122,321$110,966$2,427,705
12$127,875$105,412$2,299,830
13$133,681$99,606$2,166,149
14$139,751$93,536$2,026,398
15$146,096$87,191$1,880,302
16$152,729$80,557$1,727,573
17$159,664$73,623$1,567,909
18$166,913$66,374$1,400,996
19$174,492$58,795$1,226,504
20$182,414$50,872$1,044,089
21$190,697$42,590$853,392
22$199,355$33,932$654,037
23$208,407$24,880$445,631
24$217,869$15,418$227,761
25$227,761$5,525$0

At the end of your 5-year term

Total paid over the term
$1,166,434
Principal paid down
$429,590
Interest paid
$736,844
Balance remaining
$3,086,410

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 33 whole-home leases in Annex$3,945/mo
$47,340Gross annual rent
0.5%Cap rate after taxes and upkeep
$3,383 to $5,007Typical rent range
~19 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 33 whole-home leases in Annex signed at a median of $2,922 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,945. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

1.1%
Gross yield
− Property tax $20,104− Insurance $1,400− Vacancy & upkeep $5,207Net operating income $20,629

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

CallRequest a showing