510-65 Scadding Avenue, Toronto, ON

Waterfront Communities C8, Toronto · MLS® C13813220

$549,000
For Sale
Listed 27 days agoNo offer date stated
2+1Bedrooms
2Bathrooms
1Garage
1000-1199Sq ft

About this home

In short

  • At over 1000 sq feet, this bright and generously sized 2bed + solarium, 1.5 bath suite checks all the boxes.
  • The open concept living and raised dining area provides a comfortable setting for family life and entertaining, while the two bedrooms are light-filled and spacious.
  • Prime parking space conveniently located by the elevator add incredible valuable.
  • Enjoy an impressive array of building amenities including an indoor pool, fitness room, sauna, party room, library, 24hr concierge and visitor parking.
  • Lawrence neighbourhood, just steps to David Crombie Park, St.

Welcome to St. Lawrence on the Park! At over 1000 sq feet, this bright and generously sized 2bed + solarium, 1.5 bath suite checks all the boxes! The open concept living and raised dining area provides a comfortable setting for family life and entertaining, while the two bedrooms are light-filled and spacious. Primary Bedroom W His/Her Closets. The versatile solarium provides the perfect space for a home office, play area or additional living area. Loads of storage and closets ensuite as well as a dedicated locker. Prime parking space conveniently located by the elevator add incredible valuable. An exceptional opportunity to create a home tailored to your own style and build equity through thoughtful updates. Enjoy an impressive array of building amenities including an indoor pool, fitness room, sauna, party room, library, 24hr concierge and visitor parking. Perfectly situated in the heart of the St. Lawrence neighbourhood, just steps to David Crombie Park, St. Lawrence Market, the Distillery District, the city's best restaurants and cafés. The waterfront and financial district are just mins away. The planned Ontario Line will add tremendous long-term value. Truly a 10/10 location! Families love nearby schools including Market Lane Junior & Senior Public School, St. Michael Catholic School and others. The generous square footage and functional floor plan provide an excellent canvas. Bring your vision and transform this spacious home into something truly special.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13813220
Bedrooms
2+1 (3 total)
Bathrooms
2 (1 half)
Size
1000-1199 sq ft
Cross streets
Princess St & The Esplanade
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Flat
Maintenance
$1,257/mo
Exposure
South East
Property tax
$3,107 / 2025
Days on market
27
Listing brokerage
PSR

Rooms

KitchenMain3.30 × 2.50 m
FoyerMain1.40 × 1.10 m
BedroomMain2.30 × 2.60 m
BedroomMain3.00 × 4.30 m
Dining RoomMain3.30 × 4.00 m
DenMain2.20 × 1.70 m
Living RoomMain4.00 × 4.60 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Waterfront Communities C8 · asking prices
$898kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.

Per square foot, these ask about $793/sqft; this home lists at $499/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
549kThis home570k589k1.14M1.30MThis home vs active comparables

Neighbourhood & location

Waterfront Communities C8, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$495K
Waterfront Communities C1
$662K
Kensington-Chinatown
$578K
Niagara
$631K
Mount Pleasant West
$679K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.1 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Paul Catholic School · Catholic elementary0.8 km · 62% at standard
Nelson Mandela Park Public School · Public elementary1.1 km · 47% at standard
St Michael's Choir (Jr) School · Catholic elementary1.2 km · 98% at standard
St Michael's Choir (Sr) School · Catholic secondary1.2 km · 98% at standard
Lord Dufferin Junior and Senior Public School · Public elementary1.3 km · 55% at standard
Sprucecourt Junior Public School · Public elementary1.7 km · 59% at standard
Queen Alexandra Middle School · Public elementary1.9 km · 71% at standard
SEED Alternative School · Public secondary1.9 km
Winchester Junior and Senior Public School · Public elementary1.9 km · 76% at standard
Dundas Junior Public School · Public elementary2.0 km · 59% at standard
Church Street Junior Public School · Public elementary2.0 km · 73% at standard
Native Learning Centre · Public secondary2.0 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,502/mo
$131KIncome needed
4.2×Price ÷ income
$577Weekly cost
$14,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

62%mortgage
Mortgage $2,502Property tax $259Condo fee $1,257Total carry $4,018

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,428per month

Mortgage amount $439,200 · 4.49% over 25 years

$109,800Down payment (20.0%)
$439,200Loan before insurance
$0CMHC premium
$3,944Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,428
Property tax
$259
Condo / maintenance fees
$1,257
Heating
$0
Estimated monthly cost
$3,944

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,455
Toronto municipal land transfer tax
$7,455
Estimated closing costs
$14,910

Plus your down payment of $109,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,939/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$289,324Total interest paid
$728,524Total of all payments
Principal $439,200 Interest $289,324
YearPrincipalInterestBalance
1$9,801$19,340$429,399
2$10,246$18,895$419,153
3$10,711$18,430$408,442
4$11,198$17,943$397,244
5$11,706$17,435$385,538
6$12,238$16,903$373,300
7$12,793$16,348$360,507
8$13,374$15,767$347,133
9$13,981$15,160$333,152
10$14,616$14,525$318,536
11$15,280$13,861$303,256
12$15,973$13,167$287,283
13$16,699$12,442$270,584
14$17,457$11,684$253,127
15$18,250$10,891$234,877
16$19,078$10,063$215,799
17$19,944$9,197$195,855
18$20,850$8,291$175,005
19$21,797$7,344$153,208
20$22,786$6,355$130,422
21$23,821$5,320$106,601
22$24,902$4,239$81,699
23$26,033$3,108$55,666
24$27,215$1,926$28,451
25$28,451$690$0

At the end of your 5-year term

Total paid over the term
$145,705
Principal paid down
$53,662
Interest paid
$92,043
Balance remaining
$385,538

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
3.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.4%
Gross yield
− Property tax $3,107− Condo fees $15,078− Insurance $600− Vacancy & upkeep $4,488Net operating income $17,527

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PSR. MLS®/PropTx.

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