722-65 Scadding Avenue, Toronto, ON

Waterfront Communities C8, Toronto · MLS® C14003912

$570,000
For Sale
Listed 6 days agoNo offer date stated
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2+1Bedrooms
2Bathrooms
1Garage
1000-1199Sq ft

About this home

In short

  • This one isn't your typical "Shoebox Condo" in the sky.
  • Over 1000 sq ft of living space with endless potential to add your own personal touches.
  • St Lawrence on the Park is a 10 storey boutique style building perfectly situated between the world renowned St Lawrence Market and the historical Distillery District.
  • Surrounded with tons of green space, lots of in unit storage, an exclusive use locker and 1 owned parking.

This one isn't your typical "Shoebox Condo" in the sky!!! Over 1000 sq ft of living space with endless potential to add your own personal touches. St Lawrence on the Park is a 10 storey boutique style building perfectly situated between the world renowned St Lawrence Market and the historical Distillery District. Surrounded with tons of green space, lots of in unit storage, an exclusive use locker and 1 owned parking. This unit is perfect for singles, couples and growing families. If you want the feel of a house, but don't want the responsibility of grass cutting and snow shovelling this one could be for YOU! Surrounded with every amenity you could possibly need, TTC minutes away, and easy highway access. ***Rough-in and drain still exist in shower stall of main bathroom. Call agent for clarity.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14003912
Bedrooms
2+1 (3 total)
Bathrooms
2 (1 half)
Size
1000-1199 sq ft
Cross streets
Sherbourne and Front St
Parking
1 garage (underground)
Basement
None
Heating
Baseboard
A/C
Central Air
Exterior
Concrete
Maintenance
$1,257/mo
Exposure
South
Property tax
$3,184 / 2026
Days on market
6
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Den
Bedroom 2
Primary Bedroom
Primary Bedroom
Dining Room
Living Room
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Waterfront Communities C8, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$495K
Waterfront Communities C1
$699K
Kensington-Chinatown
$578K
Niagara
$631K
Little Portugal
$549K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.1 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Paul Catholic School · Catholic elementary0.8 km · 62% at standard
Nelson Mandela Park Public School · Public elementary1.1 km · 47% at standard
St Michael's Choir (Jr) School · Catholic elementary1.2 km · 98% at standard
St Michael's Choir (Sr) School · Catholic secondary1.2 km · 98% at standard
Lord Dufferin Junior and Senior Public School · Public elementary1.3 km · 55% at standard
Sprucecourt Junior Public School · Public elementary1.7 km · 59% at standard
Queen Alexandra Middle School · Public elementary1.9 km · 71% at standard
SEED Alternative School · Public secondary1.9 km
Winchester Junior and Senior Public School · Public elementary1.9 km · 76% at standard
Dundas Junior Public School · Public elementary2.0 km · 59% at standard
Church Street Junior Public School · Public elementary2.0 km · 73% at standard
Native Learning Centre · Public secondary2.0 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,598/mo
$135KIncome needed
4.2×Price ÷ income
$600Weekly cost
$15,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

63%mortgage
Mortgage $2,598Property tax $265Condo fee $1,257Total carry $4,120

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,521per month

Mortgage amount $456,000 · 4.49% over 25 years

$114,000Down payment (20.0%)
$456,000Loan before insurance
$0CMHC premium
$4,044Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,521
Property tax
$265
Condo / maintenance fees
$1,257
Heating
$0
Estimated monthly cost
$4,044

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,875
Toronto municipal land transfer tax
$7,875
Estimated closing costs
$15,750

Plus your down payment of $114,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,052/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$300,391Total interest paid
$756,391Total of all payments
Principal $456,000 Interest $300,391
YearPrincipalInterestBalance
1$10,176$20,080$445,824
2$10,638$19,618$435,186
3$11,121$19,135$424,065
4$11,626$18,630$412,439
5$12,154$18,102$400,285
6$12,706$17,550$387,580
7$13,283$16,973$374,297
8$13,886$16,370$360,411
9$14,516$15,740$345,895
10$15,175$15,080$330,720
11$15,864$14,391$314,856
12$16,584$13,671$298,271
13$17,337$12,918$280,934
14$18,125$12,131$262,809
15$18,948$11,308$243,862
16$19,808$10,448$224,054
17$20,707$9,548$203,347
18$21,647$8,608$181,699
19$22,630$7,625$159,069
20$23,658$6,598$135,411
21$24,732$5,524$110,679
22$25,855$4,401$84,824
23$27,029$3,227$57,795
24$28,256$2,000$29,539
25$29,539$717$0

At the end of your 5-year term

Total paid over the term
$151,278
Principal paid down
$55,715
Interest paid
$95,563
Balance remaining
$400,285

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
3.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.2%
Gross yield
− Property tax $3,184− Condo fees $15,078− Insurance $600− Vacancy & upkeep $4,488Net operating income $17,449

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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